Original filing (PDF)20251015104011NAL0002157827001

RIVERBAY CORPORATION

Name: RIVERBAY CORPORATION — THE RIVERBAY CORPORATION RETIREMENT PLAN, Form 5500 (2024)
Creator: RIVERBAY CORPORATION

Form 5500

FILING_RECEIVED

THE RIVERBAY CORPORATION RETIREMENT PLAN

Defined-benefit pension plan

Signals · 1

No recordkeeper disclosed

Active participants

182

Accounts w/ balance

—

Plan assets (EOY)

$37.3M

Net assets (EOY)

$37.3M

How this plan invests

This plan

429 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

59 bps in Schedule C fees — 103% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RIVERBAY CORPORATION.

Plan sponsor

Name

RIVERBAY CORPORATION

EIN

13-2571433

Address

2049 BARTOW AVENUE · BRONX, NY · 10475

Phone

(718) 320-3300

Industry

Real Estatesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

1A · Pay-related DB formula

Audit & trust (Schedule H)

Auditor

PKF OCONNOR DAVIES LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORGAN STANLEY SMITH BARNEY	26-4310632	—	NONE	$170K	—
BPAS ACTUARIAL AND PENSION SERVICES	30-0192194	—	NONE	$34K	—
NOTTINGHAM TRUST	16-1213679	—	NONE	$15K	—

Investments

428 direct securities· $37.1M(100% of reported assets)

Uncategorized

$36.1M

426 holdings

Mutual Funds

$1.0M

1 holding

Common Stocks

$24K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
VANGUARD GROWTH ETF	—	—	$4.8M	$5.9M	15.9%
ISHARES CORE MSCI INT DEVP MAR	—	—	$2.4M	$2.8M	7.4%
VANGUARD VALUE ETF INDEX	—	—	$2.5M	$2.7M	7.1%
ISHARES 20+ YR TREASU BOND ETF	—	—	$3.2M	$2.6M	6.8%
VANGUARD TOTAL BOND MARKET	—	—	$2.1M	$2.1M	5.6%
EXCHANGE-TRADED AND CLOSED-END FUNDS ISHARES CORE MSCI EMERGING	—	—	$1.8M	$1.8M	4.7%
JPMORGAN MORTGAGE-BACKED SEC I	—	—	$1.8M	$1.7M	4.6%
GQG PARTNERS EMRG MKTS EQ INS	—	—	$932K	$1.1M	2.9%
S DOUBLELINE TOTAL RETURN I	Mutual Funds	—	$1.2M	$1.0M	2.8%
FEDERATED HERMES MTG STRATEGY	—	—	$691K	$693K	1.9%
ISHARES 7-10 YR TREASRY BD ETF	—	—	$719K	$674K	1.8%
BANK SWEEP ACCOUNTS	—	—	$650K	$650K	1.7%
LOOMIS SAYLES SECRZD ASSC INST	—	—	$310K	$308K	0.8%
MICROSOFT CORP	—	—	$172K	$236K	0.6%
NVIDIA CORPORATION	—	—	$32K	$225K	0.6%
LOOMIS SAYLES HI INC OPP INST	—	—	$194K	$196K	0.5%
AMAZON COM INC	—	—	$97K	$187K	0.5%
JPMORGAN CHASE & CO	—	—	$114K	$186K	0.5%
UNITED STATES TREASURY NOTE 3.875%-matures 08/15/2034	—	—	$190K	$184K	0.5%
APPLE INC	—	—	$89K	$127K	0.3%
SCHNEIDER ELEC SA UNSL ADR	—	—	$126K	$123K	0.3%
SAP AG	—	—	$80K	$110K	0.3%
COMPASS GROUP PLC SPD ADR	—	—	$94K	$106K	0.3%
ALPHABET INC CL A	—	—	$66K	$103K	0.3%
FEDERATED HERMES CORP BD STRGY	—	—	$100K	$102K	0.3%
AIR LIQUIDE ADR	—	—	$95K	$100K	0.3%
HITACHI 10 COM NEW ADR	—	—	$104K	$99K	0.3%
UNITEDHEALTH GP INC	—	—	$90K	$93K	0.2%
DEUTSCHE BOERSE AG UNSPON ADR	—	—	$93K	$92K	0.2%
ABBVIE INC COM	—	—	$71K	$87K	0.2%
BROADCOM INC	—	—	$20K	$87K	0.2%
ROCHE HOLDINGS ADR	—	—	$104K	$87K	0.2%
TAIWAN SMCNDCTR MFG CO LTD ADR	—	—	$51K	$86K	0.2%
UNITED STATES TREASURY NOTE 3.500%-matures 01/31/2030	—	—	$85K	$86K	0.2%
UNITED STATES TREASURY NOTE 3.500%-matures 02/15/2033	—	—	$84K	$84K	0.2%
HONEYWELL INTL INC	—	—	$73K	$83K	0.2%
EXPERIAN GP LTD ADR	—	—	$89K	$82K	0.2%
COMPAGNIE FIN RICHEMONTAG ADR	—	—	$79K	$80K	0.2%
META PLATFROMS INC CL A	—	—	$24K	$78K	0.2%
SERVICENOW INC	—	—	$47K	$78K	0.2%
HOME DEPOT INC	—	—	$66K	$76K	0.2%
UBS GROUP AG SHS	—	—	$78K	$75K	0.2%
ORACLE CORP	—	—	$43K	$73K	0.2%
ALPHABET INC CL C	—	—	$43K	$73K	0.2%
VISA INC CL A	—	—	$48K	$71K	0.2%
KKR & CO INC CL A	—	—	$43K	$68K	0.2%
FEDERAL NATIONAL MTG ASSN POOL MA4438 2.500%-matures 10/01/2051	—	—	$81K	$68K	0.2%
WALMART INC	—	—	$40K	$67K	0.2%
NESTLE SPON ADR REP REG SHR	—	—	$95K	$67K	0.2%
WELLS FARGO & CO NEW	—	—	$43K	$67K	0.2%
CAPGEMINI S E UNSPONSORED ADR	—	—	$66K	$63K	0.2%
JOHNSON & JOHNSON	—	—	$69K	$61K	0.2%
MORGAN STANLEY	—	—	$42K	$61K	0.2%
INTUIT INC	—	—	$51K	$59K	0.2%
CANADIAN NATL RAILWAY CO	—	—	$62K	$59K	0.2%
ZURICH INSURANCE GRP LTD ADR	—	—	$51K	$59K	0.2%
LINDE PLC	—	—	$53K	$59K	0.2%
ABBOTT LABORATORIES	—	—	$53K	$58K	0.2%
UNITED STATES TREASURY BOND 1.750%-matures 08/15/2041	—	—	$58K	$57K	0.2%
UNITED STATES TREASURY NOTE 3.625%-matures 08/31/2029	—	—	$58K	$57K	0.2%
AMADEUS IT GROUP S.A ADR	—	—	$55K	$56K	0.2%
AIA GROUP LTD SPON ADR	—	—	$63K	$56K	0.2%
UBER TECHNOLOGIES INC	—	—	$41K	$53K	0.1%
MERCK KGAA SPD ADR	—	—	$55K	$52K	0.1%
COMPAGNIE DE ST GOBAIN UNSP	—	—	$55K	$52K	0.1%
ENGIE SPONS ADR	—	—	$45K	$51K	0.1%
RELX PLC SPONSORED ADR	—	—	$52K	$50K	0.1%
MARVELL TECHNOLOGY GROUP LTD	—	—	$23K	$50K	0.1%
ESSILORLUXOTTICA ADR	—	—	$40K	$49K	0.1%
RYANAIR HLDGS PLC ADR	—	—	$52K	$49K	0.1%
CHUBB LTD	—	—	$33K	$49K	0.1%
TESLA INC	—	—	$25K	$48K	0.1%
UNITED STATES TREASURY BOND 4.250%-matures 08/15/2054	—	—	$51K	$48K	0.1%
MITSUBISHI ELECTRIC ADR	—	—	$33K	$48K	0.1%
INTESA SANPALO S.P.A. ADR	—	—	$48K	$48K	0.1%
MTU AERO ENGINES AG	—	—	$48K	$48K	0.1%
UNITED STATES TREASURY NOTE 4.375%-matures 05/15/2034	—	—	$50K	$48K	0.1%
ING GROEP NV ADR	—	—	$35K	$47K	0.1%
DAIKIN INDS LTD UNSPON ADR	—	—	$48K	$47K	0.1%
TERUMO CORP ADR UNSPONS ADR	—	—	$48K	$47K	0.1%
QIAGEN NV NEW	—	—	$48K	$47K	0.1%
MC DONALDS CORP	—	—	$41K	$47K	0.1%
UNITED STATES TREASURY BOND 3.625%-matures 05/15/2053	—	—	$50K	$47K	0.1%
CONOCOPHILLIPS	—	—	$34K	$47K	0.1%
INTUITIVE SURGICAL INC	—	—	$36K	$47K	0.1%
INTL BUSINESS MACHINES CORP	—	—	$27K	$46K	0.1%
EXXON MOBIL CORP	—	—	$28K	$46K	0.1%
UNITED STATES TREASURY BOND 3.375%-matures 08/15/2042	—	—	$47K	$46K	0.1%
UNITED STATES TREASURY NOTE 4.000%-matures 02/15/2034	—	—	$46K	$46K	0.1%
NOVO NORDISK A/S ADR	—	—	$51K	$45K	0.1%
PHILIP MORRIS INTL INC	—	—	$35K	$45K	0.1%
GALLAGHER ARTHUR J & CO	—	—	$33K	$45K	0.1%
CARLSBERG AS	—	—	$48K	$44K	0.1%
DENSO CORP LTD ADR	—	—	$43K	$44K	0.1%
PROCTER & GAMBLE	—	—	$40K	$44K	0.1%
SONY GROUP CORPORATION ADR	—	—	$32K	$44K	0.1%
NETFLIX INC	—	—	$17K	$43K	0.1%
SUMITOMO CORP SPON ADR	—	—	$45K	$43K	0.1%
WALT DISNEY CO HLDG CO	—	—	$43K	$43K	0.1%
FEDERAL NATIONAL MTG ASSN POOL MA4600 3.500%-matures 05/01/2052	—	—	$49K	$43K	0.1%
MONOLITHIC PWR SYSTEMS INC	—	—	$34K	$43K	0.1%
BANK OF AMERICA CORP	—	—	$39K	$43K	0.1%
PERNOD RICARD SA ADR	—	—	$45K	$43K	0.1%
DBS GROUP HOLDINGS LTD SP	—	—	$43K	$42K	0.1%
CITIGROUP INC FXD TO 062026 VAR THRAFTR 1.462%	—	—	$40K	$42K	0.1%
CISCO SYS INC	—	—	$39K	$42K	0.1%
COCA COLA CO	—	—	$41K	$42K	0.1%
SHIN ETSU CHEM CO LTD ADR	—	—	$45K	$42K	0.1%
CHEVRON CORP	—	—	$33K	$41K	0.1%
UNITED STATES TREASURY NOTE 3.875%-matures 09/30/2029	—	—	$40K	$41K	0.1%
LONDON STK EXCHANGE GROUP ADR	—	—	$42K	$40K	0.1%
MASTERCARD INC CL A	—	—	$30K	$40K	0.1%
HOLOGIC INC	—	—	$43K	$40K	0.1%
ENI SPA AMER DEP RCPT	—	—	$41K	$40K	0.1%
CBRE GROUP INC CL A	—	—	$31K	$40K	0.1%
PROGRESSIVE CORP OHIO	—	—	$33K	$40K	0.1%
MCKESSON CORP	—	—	$17K	$40K	0.1%
NOVARTIS AG ADR	—	—	$33K	$40K	0.1%
LPL FINL HLDGS INC COM	—	—	$29K	$39K	0.1%
FEDERATED HERMES INTL BD STRGY	—	—	$39K	$39K	0.1%
CHECK POINT SOFTWARE TECH LTD	—	—	$38K	$38K	0.1%
ACCENTURE PLC IRELAND CL A	—	—	$38K	$37K	<0.1%
MARSH & MCLENNAN COS INC	—	—	$30K	$37K	<0.1%
R HORTON INC	—	—	$28K	$37K	<0.1%
KLA CORPORATION	—	—	$23K	$37K	<0.1%
ARCHROCK INC	—	—	$12K	$37K	<0.1%
COMCAST CORP (NEW) CLASS A	—	—	$42K	$36K	<0.1%
SYSCO CORP	—	—	$36K	$36K	<0.1%
CENCORA INC	—	—	$21K	$36K	<0.1%
HDFC BANK LTD ADR	—	—	$38K	$36K	<0.1%
SUNCOR ENERGY INC	—	—	$38K	$36K	<0.1%
UNITED STATES TREASURY NOTE 4.250%-matures 02/28/2029	—	—	$35K	$35K	<0.1%
PARKER HANNIFIN CORP	—	—	$16K	$35K	<0.1%
GATX CORP	—	—	$23K	$35K	<0.1%
UNITED STATES TREASURY BOND 3.875%-matures 05/15/2043	—	—	$36K	$35K	<0.1%
MOOG INC CL A	—	—	$15K	$34K	<0.1%
REINSURANCE GROUP OF AMERICA	—	—	$17K	$34K	<0.1%
FEDERAL NATIONAL MTG ASSN POOL MA4656 4.500%-matures 07/01/2052	—	—	$39K	$34K	<0.1%
RIO TINTO PLC SPON ADR	—	—	$38K	$34K	<0.1%
AMERICAN EXPRESS CO	—	—	$19K	$34K	<0.1%
ANALOG DEVICES INC	—	—	$26K	$34K	<0.1%
DIAMONDBACK ENERGY INC	—	—	$36K	$34K	<0.1%
FORTIVE CORP	—	—	$28K	$34K	<0.1%
HOULIHAN LOKEY INC CL A	—	—	$19K	$34K	<0.1%
GOLDMAN SACHS GRP INC	—	—	$21K	$34K	<0.1%
DISCOVER FINCL SVCS	—	—	$26K	$34K	<0.1%
DANAHER CORPORATION	—	—	$37K	$34K	<0.1%
TESCO PLC ADR	—	—	$34K	$34K	<0.1%
LVMH MOET HENNESSY LOUIS VUITT	—	—	$34K	$34K	<0.1%
FEDERAL NATIONAL MTG ASSN POOL MA4732 4.000%-matures 09/01/2052	—	—	$39K	$34K	<0.1%
MICHELIN COMPAGNIE GENERALE DE	—	—	$35K	$33K	<0.1%
UNITED STATES TREASURY NOTE 4.125%-matures 11/15/2032	—	—	$34K	$33K	<0.1%
US FOODS HOLDING CORP	—	—	$16K	$33K	<0.1%
FIDELITY NATL INFORMATION SE	—	—	$29K	$33K	<0.1%
SEVEN & I HLDGS CO LTD ADR	—	—	$29K	$33K	<0.1%
AUTOZONE INC	—	—	$20K	$33K	<0.1%
SMC CORP JAPAN SPONSORED ADR	—	—	$34K	$33K	<0.1%
US BANCORP FXD TO 012032 VAR THRAFTR 2.677%	—	—	$30K	$33K	<0.1%
RYDER SYSTEMS INC	—	—	$16K	$32K	<0.1%
CRH PLC	—	—	$15K	$32K	<0.1%
TRANE TECHNOLOGIES PLC	—	—	$15K	$32K	<0.1%
RAYMOND JAMES FINCL INC	—	—	$20K	$32K	<0.1%
TORONTO DOM BK NEW	—	—	$31K	$31K	<0.1%
BANK OF AMERICA CORP FXD TO 102025 VAR THRAFTR 1.197%	—	—	$29K	$31K	<0.1%
TENCENT HLDGS LTD UNSPON ADR	—	—	$31K	$31K	<0.1%
AT&T INC 1.700%	—	—	$29K	$31K	<0.1%
BANK OF AMERICA CORP FXD TO 032026 VAR THRAFTR 1.658%	—	—	$29K	$31K	<0.1%
CF INDUSTRIES HOLDINGS,INC	—	—	$25K	$31K	<0.1%
GOLDMAN SACH GROUP INC /THE FX D TO 032026 VAR THRAFTR 1.431%	—	—	$29K	$31K	<0.1%
CADENCE DESIGN SYSTEM	—	—	$16K	$31K	<0.1%
GOLDMAN SACHS GROUP INC/TH FX D TO 102026 VAR THRAFTR 1.948%	—	—	$29K	$30K	<0.1%
WEC ENERGY GROUP INC COM	—	—	$30K	$30K	<0.1%
TELEDYNE TECH INC	—	—	$27K	$30K	<0.1%
ELI LILLY & CO	—	—	$10K	$30K	<0.1%
UNION PACIFIC CORP	—	—	$31K	$30K	<0.1%
BLACKROCK INC	—	—	$18K	$30K	<0.1%
AT&T INC	—	—	$20K	$30K	<0.1%
UNITED STATES TREASURY BOND 4.750%-matures 11/15/2053	—	—	$31K	$30K	<0.1%
AUTOMATIC DATA PROCESSING INC	—	—	$25K	$30K	<0.1%
UNITED STATES TREASURY NOTE 4.250%-matures 11/15/2034	—	—	$30K	$29K	<0.1%
SCHLUMBERGER LTD	—	—	$27K	$29K	<0.1%
HUNTINGTON BANCSHARES	—	—	$23K	$29K	<0.1%
SHELL FINANCE US INC 2.750%	—	—	$29K	$29K	<0.1%
NORFOLK SOUTHERN CORP	—	—	$31K	$29K	<0.1%
SNAP-ON INC	—	—	$18K	$28K	<0.1%
CORPORATE FIXED INCOME ACCENTURE CAPITAL INC 4.050%	—	—	$29K	$28K	<0.1%
WEST PHARMACEUTICAL SVCS INC	—	—	$27K	$28K	<0.1%
ARES MANAGEMENT CORP CL A	—	—	$22K	$28K	<0.1%
SOVEREIGN SECURITIES URUGUAY GOVERNMENT INTERNATIONAL BOND 4.375%-matures 01/23/2031	—	—	$28K	$28K	<0.1%
FLEXTRONICS INTL LTD	—	—	$20K	$28K	<0.1%
WOODWARD INC COM	—	—	$18K	$27K	<0.1%
AON PLC CL A	—	—	$23K	$27K	<0.1%
CME GROUP INC	—	—	$25K	$27K	<0.1%
AIB GROUP PLC-UNSP ADR	—	—	$28K	$27K	<0.1%
BRISTOL MYERS SQUIBB CO	—	—	$26K	$27K	<0.1%
NEXTERA ENERGY INC	—	—	$28K	$27K	<0.1%
BANK OF NEW YORK MELLON CORP	—	—	$17K	$27K	<0.1%
AIRBNB INC CL A	—	—	$26K	$26K	<0.1%
PNC FINL SVCS GP	—	—	$25K	$26K	<0.1%
KENVUE INC	—	—	$26K	$26K	<0.1%

Showing top 200 of 428 investments by value.