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Original filing (PDF)20251015090403NAL0002058003001
EMPIRE OFFICE, INC.
Form 5500
FILING_RECEIVED
EMPIRE OFFICE, INC. 401(K) PLAN II
401(k) retirement plan
Signals · 1
No auditor on file
Active participants
756
Accounts w/ balance
291
Plan assets (EOY)
$31.1M
Net assets (EOY)
$31.1M
How this plan invests
This plan
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
78
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
60
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
65
Knocking points off
- No independent qualified public accountant (IQPA) named.
- 42 bps in Schedule C fees — modestly above peer band of 29 bps.
- Only 38% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMPIRE OFFICE, INC..
Plan sponsor
Name
EMPIRE OFFICE, INC.
EIN
13-1945763
Address
654 MADISON AVE. · 14TH FLOOR · NEW YORK, NY · 10065
Phone
(212) 607-5649
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
2J · 401(k) feature
2K · 401(m) arrangement
2E · Profit-sharing
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MUTUAL OF AMERICA SEC. CORP LLC | — | NEW YORK, NY | RECORD KEEPER | $117K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ASSOCIATES INC. | — | SANTA MONICA, CA | FIDUCIARY ADVISOR | $15K | — |
Investments
30 direct securities· $30.8M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Mutual of America MoA Clear Passage 2025 Fund | — | — | — | $5.3M | 17.0% | |
| Mutual of America MoA Clear Passage 2030 Fund | — | — | — | $4.8M | 15.5% | |
| Mutual of America MoA Equity Index Fund | — | — | — | $4.4M | 14.0% | |
| Mutual of America MoA Clear Passage 2040 Fund | — | — | — | $3.4M | 11.0% | |
| Mutual of America MoA Clear Passage 2035 Fund | — | — | — | $3.1M | 10.0% | |
| Mutual of America MoA Clear Passage 2045 Fund | — | — | — | $2.6M | 8.4% | |
| Mutual of America MoA Clear Passage 2050 Fund | — | — | — | $2.0M | 6.4% | |
| Mutual of America MoA Clear Passage 2020 Fund | — | — | — | $866K | 2.8% | |
| Mutual of America MoA Clear Passage 2055 Fund | — | — | — | $841K | 2.7% | |
| Mutual of America MoA Mid Cap Equity Index Fund | — | — | — | $778K | 2.5% | |
| Mutual of America MoA Clear Passage 2015 Fund | — | — | — | $450K | 1.4% | |
| Mutual of America T. Rowe Price Blue Chip Growth I | — | — | — | $419K | 1.3% | |
| Mutual of America Vanguard Total Bond Market Index Adm | — | — | — | $274K | 0.9% | |
| Mutual of America Calvert US Large Cap Core Rspnb Idx R6 | — | — | — | $242K | 0.8% | |
| Mutual of America Loan Fund | — | — | — | $221K | 0.7% | |
| Mutual of America Calvert International Responsible Idx R6 | — | — | — | $189K | 0.6% | |
| Mutual of America Dodge & Cox Stock | — | — | — | $153K | 0.5% | |
| Mutual of America Vanguard Real Estate Index Admiral | — | — | — | $129K | 0.4% | |
| Mutual of America BlackRock Mid-Cap Growth Equity K | — | — | — | $128K | 0.4% | |
| Mutual of America MoA Retirement Income Fund | — | — | — | $92K | 0.3% | |
| Mutual of America Vanguard International Growth Adm | — | — | — | $82K | 0.3% | |
| Mutual of America Delaware Small Cap Value R6 | — | — | — | $82K | 0.3% | |
| Mutual of America MoA Clear Passage 2060 Fund | — | — | — | $67K | 0.2% | |
| Mutual of America Vanguard Treasury Money Market Investor | — | — | — | $59K | 0.2% | |
| Mutual of America Invesco Stable Value Trust A1 | — | — | — | $44K | 0.1% | |
| Mutual of America MFS Mid Cap Value R6 | — | — | — | $29K | <0.1% | |
| Mutual of America Calvert Small-Cap R6 | — | — | — | $18K | <0.1% | |
| Mutual of America Calvert Bond R6 | — | — | — | $17K | <0.1% | |
| Mutual of America American Funds New World R6 | — | — | — | $10K | <0.1% | |
| Mutual of America MoA Clear Passage 2065 Fund | — | — | — | $4K | <0.1% |
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