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Original filing (PDF)20251010112909NAL0008056913001
KONICA MINOLTA BUSINESS SOLUTIONS U.S.A., INC.
Form 5500
FILING_RECEIVED
KONICA MINOLTA 401(K) PLAN
401(k) retirement plan
Active participants
5,286
Accounts w/ balance
7,664
Plan assets (EOY)
$1.2B
Net assets (EOY)
$1.2B
How this plan invests
This plan
19 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 7 bps in Schedule C fees — modestly above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KONICA MINOLTA BUSINESS SOLUTIONS U.S.A., INC..
Plan sponsor
Name
KONICA MINOLTA BUSINESS SOLUTIONS U.S.A., INC.
EIN
13-1921089
Address
100 WILLIAMS DR · RAMSEY, NJ · 07446
Phone
(201) 818-3222
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WITHUM SMITH + BROWN. PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 06-1050034 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $693K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING HOLDCO LLC DBA CR | — | OVERLAND PARK, KS | INVESTMENT ADVISOR | $105K | — |
Accountant / Auditor
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WITHUMSMITH+BROWN, PC | — | PRINCETON, NJ | AUDITOR | $36K | — |
| EISNERAMPER LLP | — | PITTSBURGH, PA | AUDITOR | $22K | — |
Investments
9 direct securities · 19 pooled funds· $1.2B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$646.5M
16 holdings
Uncategorized
$414.5M
9 holdings
Pooled Separate Account
$91.4M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY GROWTH COMPY COMMINGLED PL FIDELITY INVESTMENTS · EIN 04-3022712 / PN 035 | Common Collective Trust | — | — | $255.5M | 22.2% | |
| EMPOWER ANNUITY GUARANTEED LONG-TERM ACCT | — | — | — | $203.4M | 17.6% | |
| BLACKROCK EQUITY INDEX FUND M BLACKROCK FUNDS - COLLECTIVE TRUSTS · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $138.8M | 12.0% | |
| JPMORGAN SMALL CAP VALUE R4 | — | — | — | $61.9M | 5.4% | |
| JPMORGAN EQUITY INCOME R6 | — | — | — | $54.0M | 4.7% | |
| PRINCIPAL LIFETIME HYBRID 2030 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $52.7M | 4.6% | |
| EAGLE MID CAP GROWTH FUND (IS PLATF EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 776 | Pooled Separate Account | — | — | $46.9M | 4.1% | |
| PRINCIPAL LIFETIME HYBRID 2035 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $44.7M | 3.9% | |
| HIGH GRADE BOND / GSAM FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 039 | Pooled Separate Account | — | — | $39.6M | 3.4% | |
| PRINCIPAL LIFETIME HYBRID 2025 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $30.5M | 2.6% | |
| PRINCIPAL LIFETIME HYBRID 2045 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $29.0M | 2.5% | |
| PRINCIPAL LIFETIME HYBRID 2040 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $26.4M | 2.3% | |
| MFS INTL DIVERSIFICATION R6 | — | — | — | $24.3M | 2.1% | |
| INVESCO DISCOVERY R6 | — | — | — | $22.8M | 2.0% | |
| INDEX ADMIRAL FIDELITY ADVISOR SMALL CAP | — | — | — | $20.5M | 1.8% | |
| PRINCIPAL LIFETIME HYBRID 2050 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $18.5M | 1.6% | |
| INSURANCE COMPANY * Notes receivable from participants Notes Receivable from Participants - | — | — | — | $15.1M | 1.3% | |
| PRINCIPAL LIFETIME HYBRID 2020 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $14.2M | 1.2% | |
| PRINCIPAL LIFETIME HYBRID 2055 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $10.0M | 0.9% | |
| BLACKROCK MID CAP EQ IDX FD BLACKROCK FUNDS - COLLECTIVE TRUSTS · EIN 45-4378115 / PN 001 | Common Collective Trust | — | — | $7.3M | 0.6% | |
| FIDELITY SMALL CAP INDEX | — | — | — | $7.1M | 0.6% | |
| PRINCIPAL LIFETIME HYBRID 2060 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $6.3M | 0.5% | |
| VANGUARD DEVELOPED MARKETS | — | — | — | $5.6M | 0.5% | |
| DAY ONE INCOMEFLEX TARGET BALANCED EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 697 | Pooled Separate Account | — | — | $4.9M | 0.4% | |
| PRINCIPAL LIFETIME HYBRID INCOME CI PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $3.9M | 0.3% | |
| BLACKROCK U.S. DEBT INDEX W BLACKROCK FUNDS · EIN 45-4395752 / PN 001 | Common Collective Trust | — | — | $3.6M | 0.3% | |
| PRINCIPAL LIFETIME HYBRID 2015 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $2.5M | 0.2% | |
| PRINCIPAL LIFETIME HYBRID 2065 CIT PRINCIPAL FINANCIAL · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $2.5M | 0.2% |