Original filing (PDF)20251014214801NAL0003776817001

BOARD OF TRUSTEES LOCAL 60 HEALTH & WELFARE FUND

Name: BOARD OF TRUSTEES LOCAL 60 HEALTH & WELFARE FUND — WESTCHESTER HEAVY CONSTRUCTION LABORERS LOCAL 60 HEALTH & WELFARE FUND, Form 5500 (2024)
Creator: BOARD OF TRUSTEES LOCAL 60 HEALTH & WELFARE FUND

Form 5500

FILING_RECEIVED

WESTCHESTER HEAVY CONSTRUCTION LABORERS LOCAL 60 HEALTH & WELFARE FUND

Health & welfare plan

Signals · 3

40% employer stock~279 bps in Sched C fees16 service providers

Active participants

848

Accounts w/ balance

—

Plan assets (EOY)

$38.7M

Net assets (EOY)

$34.6M

How this plan invests

This plan

96 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES LOCAL 60 HEALTH & WELFARE FUND.

Plan sponsor

Name

BOARD OF TRUSTEES LOCAL 60 HEALTH & WELFARE FUND

EIN

13-1737041

Address

140 BROADWAY · HAWTHORNE, NY · 10532

Phone

(914) 769-2440

Industry

Constructionsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

501

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Welfare benefit codes

4A · Health (other than dental or vision)

4D · Dental

4E · Vision

4F · Temporary Disability (accident and sickness)

4L · Death Benefits (other than life insurance)

4Q · Other

Audit & trust (Schedule H)

Auditor

CITRIN COOPERMAN & COMPANY, LLP

Trustee / custodian

Service providers (Schedule C)

16 rows

Custodian

Name	EIN	Location	Relation	Direct comp	Indirect comp
M&T BANK INST'L RETIREMENT SERVICES	16-0538020	BUFFALO, NY	INVESTMENT CUSTODIAN	$10K	—

Investments

96 direct securities· $35.3M(91% of reported assets)

Common Stock

$14.0M

41 holdings

Agency / Mortgage-Backed

$9.3M

19 holdings

Structured Credit (CLO/ABS)

$7.0M

26 holdings

Bonds / Notes

$2.4M

7 holdings

U.S. Treasuries

$2.0M

1 holding

Other securities

$738K

2 holdings

					% of plan
WILMINGTON US TREASURY MONEY MARKET FUND CLASS SELECT Ticker: WTEXX; CUSIP: 97181C514	U.S. Treasuries	1,958,921	$2.0M	$2.0M	5.1%
APPLE INC Ticker: AAPL; CUSIP: 037833100	Common Stock	7,740	$121K	$1.9M	5.0%
MICROSOFT CORP Ticker: MSFT; CUSIP: 594918104	Common Stock	3,830	$250K	$1.6M	4.2%
SMALL BUSINESS ADMIN POOL #530123 V-Q 8.075% 1/25/32 CUSIP: 8316A0D56	Agency / Mortgage-Backed	1,074,370	$1.1M	$1.1M	2.9%
SMALL BUSINESS ADMIN POOL #530591 V-M 6.250% 3/25/50 CUSIP: 8316A0UR9	Agency / Mortgage-Backed	1,043,438	$1.1M	$1.1M	2.8%
GOVERNMENT NATIONAL MORTGAGE ASSN II PL #787573 4.500% 8/20/64 CUSIP: 3622ADJS8	Bonds / Notes	1,033,189	$1.0M	$965K	2.5%
AMAZON.COM INC Ticker: AMZN; CUSIP: 023135106	Common Stock	4,340	$61K	$952K	2.5%
SMALL BUSINESS ADMIN POOL #530432 V-Q 6.375% 1/25/49 CUSIP: 8316A0PS3	Agency / Mortgage-Backed	821,391	$844K	$850K	2.2%
SMALL BUSINESS ADMINISTRATION ASSET BCKD SEC SER 10A ABS 5.035% 3/01/34 CUSIP: 831641FX8	Structured Credit (CLO/ABS)	847,503	$846K	$841K	2.2%
META PLATFORMS, INC-A Ticker: META; CUSIP: 30303M102	Common Stock	1,290	$181K	$755K	2.0%
SMALL BUSINESS ADMIN POOL #540045 V-Q 8.290% 3/25/32 CUSIP: 8316A8BP7	Agency / Mortgage-Backed	668,937	$707K	$701K	1.8%
MASTERCARD INC CLASS A Ticker: MA; CUSIP: 57636Q104	Common Stock	1,250	$162K	$658K	1.7%
THERMO FISHER SCIENTIFIC INC Ticker: TMO; CUSIP: 883556102	Common Stock	1,260	$304K	$655K	1.7%
SMALL BUSINESS ADMIN POOL #530592 V-M 7.000% 8/25/34 CUSIP: 8316A0US7	Agency / Mortgage-Backed	629,155	$661K	$655K	1.7%
ALPHABET INC CL C Ticker: GOOG; CUSIP: 02079K107	Common Stock	3,400	$51K	$647K	1.7%
ALPHABET INC CL A Ticker: GOOGL; CUSIP: 02079K305	Common Stock	3,400	$52K	$644K	1.7%
FEDERAL NATIONAL MORTGAGE ASSN PL #387928 3.480% 9/01/25 CUSIP: 31377U4M2	Bonds / Notes	659,678	$671K	$636K	1.6%
VISA INCORPORATED Ticker: V; CUSIP: 92826C839	Other securities	1,930	$94K	$610K	1.6%
SMALL BUSINESS ADMIN POOL #530242 V-Q 5.625% 4/25/32 CUSIP: 8316A0HU7	Agency / Mortgage-Backed	576,672	$578K	$574K	1.5%
GOVERNMENT NATIONAL MORTGAGE ASSN SER 67 CMO 1.750% 4/20/51 CUSIP: 38382R2R8	Structured Credit (CLO/ABS)	748,068	$760K	$571K	1.5%
FEDERAL NATIONAL MORTGAGE ASSN SER M25 CMO V-M 2.330% 11/25/29 CUSIP: 3136B7FC0	Structured Credit (CLO/ABS)	631,582	$635K	$570K	1.5%
SMALL BUSINESS ADMIN POOL #530381 V-Q 6.350% 9/25/48 CUSIP: 8316A0M72	Agency / Mortgage-Backed	522,197	$539K	$532K	1.4%
ADOBE INC Ticker: ADBE; CUSIP: 00724F101	Common Stock	1,160	$198K	$516K	1.3%
SMALL BUSINESS ADMIN POOL #540033 V- 9.602% 2/25/32 CUSIP: 8316A8BB8	Agency / Mortgage-Backed	464,117	$533K	$499K	1.3%
GOVERNMENT NATIONAL MORTGAGE ASSN SER 121 CMO 3.000% 7/20/51 CUSIP: 38382VNG0	Structured Credit (CLO/ABS)	580,329	$612K	$497K	1.3%
GOVERNMENT NATIONAL MORTGAGE ASSN SER 121 CMO 3.000% 7/20/51 CUSIP: 38382VNF2	Structured Credit (CLO/ABS)	566,174	$599K	$485K	1.3%
SMALL BUSINESS ADMIN POOL #530052 V-Q 8.125% 1/25/32 CUSIP: 8316A0BW9	Agency / Mortgage-Backed	458,963	$500K	$479K	1.2%
GOVERNMENT NATIONAL MORTGAGE ASSN SER 156 CMO 2.500% 9/20/51 CUSIP: 38383APA6	Structured Credit (CLO/ABS)	580,929	$603K	$473K	1.2%
SMALL BUSINESS ADMIN POOL #540063 V- 9.331% 5/25/32 CUSIP: 8316A8B93	Agency / Mortgage-Backed	430,216	$481K	$455K	1.2%
GOVERNMENT NATIONAL MORTGAGE ASSN SER 64 CMO 2.500% 1/20/52 CUSIP: 38383PS44	Structured Credit (CLO/ABS)	485,808	$464K	$445K	1.1%
SMALL BUSINESS ADMIN POOL #510820 V-Q 7.000% 7/25/46 CUSIP: 83164NAV9	Agency / Mortgage-Backed	403,200	$441K	$428K	1.1%
SMALL BUSINESS ADMIN POOL #510808 V-Q 7.325% 6/25/46 CUSIP: 83164NAH0	Agency / Mortgage-Backed	403,784	$425K	$419K	1.1%
SMALL BUSINESS ADMIN POOL #530024 V- 8.125% 12/25/41 CUSIP: 8316A0A26	Agency / Mortgage-Backed	393,906	$446K	$415K	1.1%
GOVERNMENT NATIONAL MORTGAGE ASSN SER 83 CMO 1.750% 5/20/51 CUSIP: 38382QQS2	Structured Credit (CLO/ABS)	494,864	$504K	$399K	1.0%
MCDONALD'S CORPORATION Ticker: MCD; CUSIP: 580135101	Common Stock	1,350	$144K	$391K	1.0%
HOME DEPOT INC COM Ticker: HD; CUSIP: 437076102	Common Stock	930,000	$196K	$362K	0.9%
GOVERNMENT NATIONAL MORTGAGE ASSN SER 56 CMO 1.750% 3/20/51 CUSIP: 38382J4J2	Structured Credit (CLO/ABS)	437,392	$445K	$348K	0.9%
DANAHER CORP COM Ticker: DHR; CUSIP: 235851102	Common Stock	1,500	$128K	$344K	0.9%
ABBVIE INC Ticker: ABBV; CUSIP: 00287Y109	Common Stock	1,930	$118K	$343K	0.9%
GOVERNMENT NATIONAL MORTGAGE ASSN SER 103 CMO 3.000% 6/20/51 CUSIP: 38382TU44	Structured Credit (CLO/ABS)	389,257	$413K	$332K	0.9%
GOVERNMENT NATIONAL MORTGAGE ASSN SER 69 CMO 3.000% 10/20/50 CUSIP: 38382RVY1	Structured Credit (CLO/ABS)	378,416	$399K	$331K	0.9%
SMALL BUSINESS ADMIN POOL #530025 V- 8.875% 2/25/32 CUSIP: 8316A0A34	Agency / Mortgage-Backed	295,459	$333K	$317K	0.8%
FEDERAL NATIONAL MORTGAGE ASSN PL #387928 3.480% 9/01/25 CUSIP: 31377U4M2	Bonds / Notes	311,839	$330K	$309K	0.8%
AUTOMATIC DATA PROCESSING INC Ticker: ADP; CUSIP: 053015103	Common Stock	1,010	$125K	$296K	0.8%
FEDERAL NATIONAL MORTGAGE ASSN SER 74 CMO 2.000% 6/25/50 CUSIP: 3136BJK61	Structured Credit (CLO/ABS)	358,889	$366K	$291K	0.8%
BROADCOM INC Ticker: AVGO; CUSIP: 11135F101	Common Stock	1,250	$168K	$290K	0.7%
FEDERAL NATIONAL MORTGAGE ASSN PL #BL1451 3.760% 2/01/29 CUSIP: 3140HSTH4	Bonds / Notes	296,389	$311K	$285K	0.7%
EDWARDS LIFESCIENCES CORP COM Ticker: EW; CUSIP: 28176E108	Common Stock	3,855	$78K	$285K	0.7%
SMALL BUSINESS ADMIN POOL #510676 V-M 7.575% 7/25/45 CUSIP: 83164M2H1	Agency / Mortgage-Backed	257,349	$273K	$272K	0.7%
ELI LILLY & CO Ticker: LLY; CUSIP: 532457108	Common Stock	350	$272K	$270K	0.7%

1–50 of 96

1 / 2

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

Prudential / PGIM$164K State Street / SPDR$128K Goldman Sachs$6K

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Name	EIN	Location	Relation	Direct comp	Indirect comp
TOCQUEVILLE ASSET MANAGEMENT LP	13-3547557	NEW YORK, NY	INVESTMENT MANAGER	$100K	—
TPA CORPORATION	13-3329882	CARMEL, NY	COMPUTER CONSULTANT	$33K	—
THEODOR H. BROWN, DDS	13-3043628	PALM BEACH GARDENS, FL	DENTAL CONSULTANT	$21K	—
HESS TECHNOLOGY CONSULTING, INC.	85-1115144	PEEKSKILL, NY	COMPUTER CONSULTANT	$11K	—
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Name	EIN	Location	Relation	Direct comp	Indirect comp
CITRIN COOPERMAN & COMPANY, LLP	22-2428965	JERICHO, NY	ACCOUNTANT	$23K	—
CITRIN COOPERMAN ADVISORS LLC	87-2525370	MCLEAN, VA	ACCOUNTANT	$15K	—

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERITAIN HEALTH	16-1264154	AMHERST, NY	CLAIMS PROCESSOR	$433K	—
LUCAS ASCENCAO	13-1737041	HAWTHORNE, NY	EMPLOYEE	$61K	—
MICHAEL CRUZ	13-1737041	HAWTHORNE, NY	EMPLOYEE	$60K	—
MILCIA FERMIN	13-1737041	HAWTHORNE, NY	EMPLOYEE	$31K	—
JINDRISKA GONZALEZ	13-1737041	HAWTHORNE, NY	EMPLOYEE	$30K	—