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Original filing (PDF)20251006151120NAL0003691537001
REFAC OPTICAL GROUP
Form 5500
FILING_RECEIVED
REFAC OPTICAL GROUP 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
542
Accounts w/ balance
957
Plan assets (EOY)
$22.3M
Net assets (EOY)
$22.3M
How this plan invests
This plan
2 pooled trusts
Schedule D
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (16 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for REFAC OPTICAL GROUP.
Plan sponsor
Name
REFAC OPTICAL GROUP
EIN
13-1681234
Address
1 HARMON DR., BLDG A · BLACKWOOD, NJ · 08012
Phone
(856) 228-1000
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| USI CONSULTING GROUP | 06-1053228 | — | N/A | $36K | — |
Investments
42 direct securities · 2 pooled funds· $22.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$20.6M
42 holdings
Common Collective Trust
$1.7M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMorgan Funds | — | — | — | $4.7M | 21.1% | |
| Vanguard Funds | — | — | — | $2.6M | 11.5% | |
| JPMorgan Funds | — | — | — | $2.0M | 8.9% | |
| Pioneer Investments | — | — | — | $1.9M | 8.5% | |
| MORLEY STABLE VALUE III PRINCIPAL GLOBAL INVESTORS TRUST · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $1.6M | 7.4% | |
| JPMorgan Funds | — | — | — | $1.6M | 7.0% | |
| JPMorgan Funds | — | — | — | $1.2M | 5.3% | |
| JPMorgan Funds | — | — | — | $813K | 3.7% | |
| Victory Funds | — | — | — | $765K | 3.4% | |
| Goldman Sachs Funds | — | — | — | $639K | 2.9% | |
| JPMorgan Funds | — | — | — | $525K | 2.4% | |
| JPMorgan Funds | — | — | — | $465K | 2.1% | |
| Touchstone Funds | — | — | — | $407K | 1.8% | |
| Fidelity Investments | — | — | — | $398K | 1.8% | |
| Vanguard Funds | — | — | — | $331K | 1.5% | |
| Western Asset | — | — | — | $262K | 1.2% | |
| JPMorgan Funds | — | — | — | $224K | 1.0% | |
| Participant Loans | — | — | — | $182K | 0.8% | |
| JPMorgan Funds | — | — | — | $168K | 0.8% | |
| Goldman Sachs Funds | — | — | — | $152K | 0.7% | |
| JPMorgan Funds | — | — | — | $141K | 0.6% | |
| JPMorgan Funds | — | — | — | $119K | 0.5% | |
| Goldman Sachs Funds | — | — | — | $111K | 0.5% | |
| Delaware Ivy Funds | — | — | — | $109K | 0.5% | |
| Wilmington Trust MetLife Annuity | — | — | — | $98K | 0.4% | |
| METLIFE STABLE VALUE BNY MELLON · EIN 97-1803101 / PN 001 | Common Collective Trust | — | — | $98K | 0.4% | |
| BNY Mellon Funds | — | — | — | $85K | 0.4% | |
| Goldman Sachs Funds | — | — | — | $77K | 0.3% | |
| MFS Funds | — | — | — | $77K | 0.3% | |
| Pioneer Investments | — | — | — | $68K | 0.3% | |
| Vanguard Funds | — | — | — | $61K | 0.3% | |
| Metropolitan West Funds | — | — | — | $49K | 0.2% | |
| Voya Funds | — | — | — | $45K | 0.2% | |
| Pioneer Investments | — | — | — | $39K | 0.2% | |
| Columbia Funds | — | — | — | $39K | 0.2% | |
| JPMorgan Funds | — | — | — | $39K | 0.2% | |
| Pioneer Investments | — | — | — | $39K | 0.2% | |
| PIMCO Funds | — | — | — | $39K | 0.2% | |
| Invesco Funds | — | — | — | $39K | 0.2% | |
| BNY Mellon Funds | — | — | — | $39K | 0.2% | |
| Forfeiture Fund | — | — | — | $37K | 0.2% | |
| Vanguard Funds | — | — | — | $32K | 0.1% | |
| Vanguard Funds | — | — | — | $17K | <0.1% | |
| JPMorgan Funds | — | — | — | $16K | <0.1% |
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