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Original filing (PDF)20251008095333NAL0013414562001
YWCA RETIREMENT FUND, INC.
Form 5500
FILING_RECEIVED
YWCA RETIREMENT FUND, INC.
Defined-benefit pension plan
Signals · 4
80% in single holding~204 bps in Sched C feesNo recordkeeper disclosed41 service providers
Active participants
4,607
Accounts w/ balance
—
Plan assets (EOY)
$407.2M
Net assets (EOY)
$400.2M
How this plan invests
This plan
6 pooled trusts
Schedule D
6 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
68
Participation health
100
Knocking points off
- Top holding "[DFE: STRAT PORTFOLIO RESTRICTED LTD SPC (no filing on disk)]" is 80% of plan.
- 204 bps in Schedule C fees — 1938% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- Highly fragmented vendor stack (41 disclosed providers, 7 categories).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for YWCA RETIREMENT FUND, INC..
Plan sponsor
Name
YWCA RETIREMENT FUND, INC.
EIN
13-1624231
Address
55 BROADWAY · FL 17 · NEW YORK, NY · 10006
Phone
(212) 922-9500
Industry
Finance & Insurancesee all
Plan administrator
Name
BOARD OF TRUSTEES YWCA RETIREMENT FUND, INC.
EIN
13-2903440
City
NEW YORK, NY
Phone
(212) 922-9500
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
Audit & trust (Schedule H)
Auditor
WITHUMSMITH+BROWN, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
41 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JPMORGAN CHASE BANK | 13-4994650 | NEW YORK, NY | CUSTODIAN/BANK | $220K | — |
Advisor / Consultant
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ANGELO, GORDON & CO. | 13-3478879 | NEW YORK, NY | INVESTMENT MANAGER | $1.1M | — |
| TRUST COMPANY OF THE WEST | 95-3703295 | — | INVESTMENT MANAGER | $57K | — |
| ELLINGTON MANAGEMENT GROUP, LLC | 06-1441140 | — | INVESTMENT MANAGER | $55K | — |
| WELLINGTON MANAGEMENT COMPANY | 04-2755549 | BOSTON, MA | INVESTMENT MANAGER | $18K | — |
| STRAC INC | — | BELLEVUE, WA | IT CONSULTANT | $12K | — |
| STATE STREET GLOBAL ADVISORS TRUST | 81-4017137 | — | INVESTMENT MANAGER | $6K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WITHUM SMITH BROWN, PC | — | PRINCETON, NJ | AUDITOR | $122K | — |
Actuary
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERCER | 13-2834414 | NEW YORK, NY | ACTUARY | $197K | — |
Legal counsel
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MCDERMOTT, WILL & EMERY LLP | 36-1453176 | WASHINGTON, DC | ATTORNEY | $284K | — |
| DUANE MORRIS | 23-1392502 | PHILADELPHIA, PA | LEGAL COUNSEL | $10K | — |
Insurance
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OXFORD | 22-2797560 | SHELTON, CT | HEALTH INSURANCE | $311K | — |
| WILLIS OF NY | 13-2695427 | NEW YORK, NY | INSURANCE | $219K | — |
| UNUM | 13-1898173 | CHATTANOOGA, TN | INSURANCE | $48K | — |
| GUARDIAN | 13-5123390 | PHILADELPHIA, PA | INSURANCE | $28K | — |
Other
26| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| YWCA RETIREMENT FUND STAFF | 13-1624231 | NEW YORK, NY | EMPLOYEES | $2.7M | — |
| STRATEGIC INVESTMENT MANAGEMENT | 52-1540171 | ARLINGTON, VA | OCIO | $1.0M | — |
| 55 BROADWAY ASSOCIATES, LLC | 46-5136814 | NORFOLK, VA | LANDLORD | $641K | — |
| PROCENTIA | 36-4120902 | PALATINE, IL | SYSTEM MAINTENANCE | $408K | — |
| COMPUTER DESIGN & INTEGRATION LLC | 13-3823827 | TETERBORO, NJ | VIRTUAL DESKTOP VENDOR | $378K | — |
| BRAINZHIVE INFOTECH SOLUTIONS LLP | — | — | SOFTWARE PROVIDER | $129K | — |
| MANHATTAN DIGITAL DIRECT MARKETING, | — | NEW YORK, NY | PRINTER | $44K | — |
| CONRAD NEW YORK DOWNTOWN | — | NEW YOK, NY | HOTEL | $41K | — |
| BLUE CHIP STAFFING LLC | — | NEW YORK, NY | STAFFING | $39K | — |
| GREYCASTLE SECURITY, INC. | — | TROY, NY | CYBERSECURITY | $26K | — |
| PAYCHEX OF NEW YORK LLC | — | FAIR LAWN, NJ | PAYROLL PROCESSING | $26K | — |
| RINGCENTRAL INC. | — | BELMONT, CA | PHONE SERVICE PROVIDER | $22K | — |
| EMAZZANTI TECHNOLOGIES | — | HOBOKEN, NJ | SOFTWARE PROVIDER | $22K | — |
| WELLS FARGO BANK | 42-1074725 | NEW YORK, NY | BANK/INV MGR/EQUIP LEASE | $19K | — |
| SALESFORCE | — | SAN FRANCISCO, CA | CLIENT SRVC APP VENDOR | $16K | — |
| METASOURCE, LLC | — | BRISTOL, PA | MAIL SCANNING | $15K | — |
| ARKUS, INC. | — | NEW YORK, NY | SOFTWARE PROVIDER | $13K | — |
| THOMSON LEGAL & REG | — | NEW YORK, NY | PARTICIPANT LOCATION SER | $12K | — |
| CROWN CASTLE FIBER LLC | 01-0570431 | HOUSTON, TX | INTERNET PROVIDER | $11K | — |
| DOCUSIGN | 91-2183967 | SAN FRANCISCO, CA | ESIGNATURES | $11K | — |
| ACCOUNTNET, INC. | 13-3917933 | NEW YORK, NY | SOFTWARE PROVIDER | $11K | — |
| RAYGUN | — | SAN DIEGO, CA | WEBSITE DESIGN | $8K | — |
| VERIZON | — | ALBANY, NY | TELECOMM | $6K | — |
| BLACKHAWK NETWORK INC | — | ATLANTA, GA | INCENTIVES | $6K | — |
| ADOBE | — | SAN JOSE, CA | SOFTWARE PROVIDER | $5K | — |
| TRAKSTAR | — | SEATTLE, WA | HR IT | $5K | — |
Investments
6 pooled funds· $108.1M(27% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
103-12 Investment Entity
$99.6M
4 holdings
Common Collective Trust
$8.4M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| STRAT PORTFOLIO RESTRICTED LTD SPC STRATEGIC INVESTMENT MANAGEMENT LLC · EIN 52-1540171 / PN 000 | 103-12 Investment Entity | — | — | $86.3M | 21.2% | |
| SSGA S&P GSCI NON-LENDING CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 81-4017137 / PN 000 | Common Collective Trust | — | — | $8.4M | 2.1% | |
| ELLINGTON STRAT MORTGAGE INST FUND ELLINGTON MANAGEMENT GROUP LLC · EIN 06-1441140 / PN 000 | 103-12 Investment Entity | — | — | $7.5M | 1.8% | |
| SBS-1 STRT BUYOUT SERIES FUND STRATEGIC INVESTMENT MANAGEMENT LLC · EIN 52-1540171 / PN 000 | 103-12 Investment Entity | — | — | $4.6M | 1.1% | |
| SVS-1 STRT VENTURE SERIES FUND STRATEGIC INVESTMENT MANAGEMENT LLC · EIN 52-1540171 / PN 000 | 103-12 Investment Entity | — | — | $1.2M | 0.3% | |
| WELLINGTON WTC-CTF GLOBAL BOND OPP WELLINGTON TRUST · EIN 04-2755549 / PN 000 | Common Collective Trust | — | — | $27K | <0.1% |
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