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Original filing (PDF)20251015154132NAL0005020385001
OLAM AMERICAS, INC.
Form 5500
FILING_RECEIVED
OLAM AMERICA EMPLOYEE SAVINGS PLAN
401(k) retirement plan
Signals · 2
~123 bps in Sched C feesNo recordkeeper disclosed
Active participants
2,774
Accounts w/ balance
2,017
Plan assets (EOY)
$175.6M
Net assets (EOY)
$175.6M
How this plan invests
This plan
1 pooled trust
Schedule D
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 123 bps in Schedule C fees — 1130% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OLAM AMERICAS, INC..
Plan sponsor
Name
OLAM AMERICAS, INC.
EIN
11-3662046
Address
205 EAST RIVER PARK CIRCLE · SUITE 310 · FRESNO, CA · 93720
Phone
(559) 256-6210
Industry
Agriculture, Forestry, Fishing, Huntingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $2.0M | — |
| VOYA RETIREMENT ADVISORS, LLC | 02-0488491 | — | SERVICE PROVIDER | $140K | — |
| OLAM AMERICAS, LLC | 11-3662046 | — | SERVICE PROVIDER | $21K | — |
| RAYMOND JAMES FINANCIAL SERVICES AD | 59-2937883 | — | SERVICE PROVIDER | $0 | — |
| MORNINGSTAR | 36-3297908 | — | SERVICE PROVIDER | $0 | — |
Investments
36 direct securities · 1 pooled fund· $331.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$178.9M
36 holdings
Pooled Separate Account
$152.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VARIABLE ANNUITY ACCOUNT D VOYA RETIREMENT INSURANCE & ANNUITY CO · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $152.1M | 86.6% | |
| Vangrd Tot St Mkt Indx Fd Adm Pooled Separate Account | — | — | — | $25.2M | 14.4% | |
| JPMorgan LgCp Grw Fnd R6 Pooled Separate Account | — | — | — | $21.4M | 12.2% | |
| Voya Fixed Account (4062) Guaranteed Investment Contract | — | — | — | $20.1M | 11.4% | |
| Vangrd Trgt Retire 2035 Fd Pooled Separate Account | — | — | — | $8.8M | 5.0% | |
| American Funds Nw Prspctv R6 Pooled Separate Account | — | — | — | $8.5M | 4.8% | |
| Vangrd Trgt Retire 2045 Fd Pooled Separate Account | — | — | — | $8.0M | 4.6% | |
| Vangrd Tot Bd Mkt Ind Fd Adm Pooled Separate Account | — | — | — | $6.3M | 3.6% | |
| Vangrd Trgt Retire 2030 Fd Pooled Separate Account | — | — | — | $6.1M | 3.5% | |
| Vangrd SmlCp Indx Fd Admiral Pooled Separate Account | — | — | — | $5.9M | 3.3% | |
| Vangrd Trgt Retire 2025 Fd Pooled Separate Account | — | — | — | $5.7M | 3.3% | |
| Vangrd Trgt Retire 2040 Fd Pooled Separate Account | — | — | — | $5.6M | 3.2% | |
| Columbia Dividend Income Fnd A Pooled Separate Account | — | — | — | $5.5M | 3.1% | |
| Vangrd Trgt Retire 2050 Fd Pooled Separate Account | — | — | — | $5.2M | 3.0% | |
| MFS Research Intl Fund R6 Pooled Separate Account | — | — | — | $4.8M | 2.7% | |
| American Funds New World R6 Pooled Separate Account | — | — | — | $4.2M | 2.4% | |
| party date,rate of interest, collateral, par, or maturity date American Funds Am Balanced R6 Registered Investment Company | — | — | — | $4.1M | 2.3% | |
| Vangrd Trgt Retire 2055 Fd Pooled Separate Account | — | — | — | $3.9M | 2.2% | |
| Vangrd Mid-Cap Index Fund Adm Pooled Separate Account | — | — | — | $3.5M | 2.0% | |
| LOAN FUND Participant Loans - Rates 3.25% to 8.50% | — | — | — | $3.3M | 1.9% | |
| maturing through August 2054 - | — | — | — | $3.3M | 1.9% | |
| DFA Infl-Prot Sec Port Ins Pooled Separate Account | — | — | — | $3.1M | 1.8% | |
| PIMCO Income Fund A Pooled Separate Account | — | — | — | $2.2M | 1.3% | |
| Vangrd Trgt Retire 2060 Fd Pooled Separate Account | — | — | — | $2.2M | 1.2% | |
| DFA Real Estate Secs Port Ins Pooled Separate Account | — | — | — | $2.0M | 1.1% | |
| Victory Sycmr Est Vl Fd R6 Pooled Separate Account | — | — | — | $1.9M | 1.1% | |
| Voya Russell MC Gr Ind Prt S Pooled Separate Account | — | — | — | $1.6M | 0.9% | |
| DFA US Targeted Vl Port Ins Registered Investment Company | — | — | — | $1.5M | 0.9% | |
| Vangrd Explorer Fund Adm Pooled Separate Account | — | — | — | $1.5M | 0.8% | |
| Vangrd Trgt Retire 2020 Fd Pooled Separate Account | — | — | — | $1.1M | 0.6% | |
| Vangrd Trgt Retire Inc Fd Pooled Separate Account | — | — | — | $940K | 0.5% | |
| Vangrd Trgt Retire 2065 Fd Pooled Separate Account | — | — | — | $682K | 0.4% | |
| PIMCO Intl Bd Fd US Dl-Hdg A Pooled Separate Account | — | — | — | $538K | 0.3% | |
| Charles Schwab SDBA Self-Directed Brokerage Accounts | — | — | — | $70K | <0.1% | |
| Vangrd Trgt Retire 2070 Fd Pooled Separate Account | — | — | — | $52K | <0.1% | |
| BlkRck High Yield Port K Pooled Separate Account | — | — | — | $38K | <0.1% | |
| Voya Gv Mny Mkt F A (Hld Acct) Pooled Separate Account | — | — | — | $11K | <0.1% |