Original filing (PDF)20250930143025NAL0005544467001

MAKE THE ROAD NEW YORK

Name: MAKE THE ROAD NEW YORK — MAKE THE ROAD NEW YORK 401(K) PROFIT SHARING PLAN AND TRUST, Form 5500 (2024)
Creator: MAKE THE ROAD NEW YORK

Form 5500

FILING_RECEIVED

MAKE THE ROAD NEW YORK 401(K) PROFIT SHARING PLAN AND TRUST

401(k) retirement plan

Signals · 2

Possibly inadequate fidelity bondCorrective distributions issued

Active participants

352

Accounts w/ balance

380

Plan assets (EOY)

$12.1M

Net assets (EOY)

$12.1M

How this plan invests

This plan

1 pooled trust

Schedule D

39 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MAKE THE ROAD NEW YORK.

Plan sponsor

Name

MAKE THE ROAD NEW YORK

EIN

11-3344389

Address

301 GROVE STREET · BROOKLYN, NY · 11237

Phone

(718) 565-8500

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-30

Pension benefit codes

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

2E · Profit-sharing

2F · ERISA section 404(c)

3D · Pre-approved plan (master / prototype / VS)

2G · Total participant-directed accounts

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$28K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CETERA ADVISORS LLC	84-0858799	—	ADVISOR	$0	—

Investments

39 direct securities · 1 pooled fund· $12.1M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Other securities

$11.8M

37 holdings

Common Collective Trust

$291K

1 holding

U.S. Treasuries

$11K

1 holding

Cash / Money Market

$7K

1 holding

					% of plan
Fidelity Advisor Freedom 2045 Class A	Other securities	—	$0	$3.0M	25.0%
Fidelity Advisor Freedom 2050 Class A	Other securities	—	$0	$1.9M	16.1%
Fidelity Advisor Freedom 2055 Class A	Other securities	—	$0	$1.7M	13.9%
Fidelity Advisor Freedom 2060 Class A	Other securities	—	$0	$1.1M	9.1%
Fidelity Advisor Freedom 2030 Class A	Other securities	—	$0	$1.0M	8.6%
Fidelity Advisor Freedom 2040 Class A	Other securities	—	$0	$597K	4.9%
Fidelity US Sustainability Index Fund	Other securities	—	$0	$480K	4.0%
Fidelity Advisor Freedom 2025 Class A	Other securities	—	$0	$479K	4.0%
MORLEY STABLE VALUE PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274329 / PN 001	Common Collective Trust	—	$0	$291K	2.4%
Invesco S&P 500 Index Fund Class A	Other securities	—	$0	$279K	2.3%
Note receivable from participants	Other securities	—	$0	$233K	1.9%
Fidelity Advisor Freedom 2035 Class A	Other securities	—	$0	$211K	1.7%
Fidelity Advisor Freedom 2020 Class A	Other securities	—	$0	$167K	1.4%
Fidelity Advisor Freedom 2065 Class A	Other securities	—	$0	$155K	1.3%
Columbia Large Cap Index Fund Class A	Other securities	—	$0	$100K	0.8%
iShares MSCI International Index R4	Other securities	—	$0	$53K	0.4%
ClearBridge Large Cap Growth Fund Class A	Other securities	—	$0	$40K	0.3%
Calvert Short Duration Income Fund Class A	Other securities	—	$0	$27K	0.2%
Allspring Special Mid Cap Value Fund Class A	Other securities	—	$0	$23K	0.2%
Columbia Mid Cap Index Fund Class A	Other securities	—	$0	$21K	0.2%
Fidelity Advisor Freedom 2010 Class A	Other securities	—	$0	$20K	0.2%
Janus Henderson Triton Fund Class S	Other securities	—	$0	$17K	0.1%
Columbia Dividend Income Class A	Other securities	—	$0	$16K	0.1%
ClearBridge Small Cap Fund Class A	Other securities	—	$0	$13K	0.1%
BlackRock Sustainable Advantage Large Cap Core Fund Inv Class A	Other securities	—	$0	$13K	0.1%
MFS Mid Cap Growth Fund Class R3	Other securities	—	$0	$13K	0.1%
Calvert Bond Fund Class A	U.S. Treasuries	—	$0	$11K	<0.1%
Calvert US Mid Cap Core Responsible Index Fund Class A	Other securities	—	$0	$10K	<0.1%
Fidelity Government Money Market	Cash / Money Market	—	$0	$7K	<0.1%
iShares Russell Mid-Cap Index Fund Investor A	Other securities	—	$0	$7K	<0.1%
Invesco International Diversified Fund Class A	Other securities	—	$0	$7K	<0.1%
Fidelity Advisor Total Bond Fund Class A	Other securities	—	$0	$5K	<0.1%
MFS International Diversification Fund class R3	Other securities	—	$0	$4K	<0.1%
Fidelity Advisor Freedom Income Fund Class A	Other securities	—	$0	$4K	<0.1%
T. Rowe Price Overseas Stock Fund	Other securities	—	$0	$4K	<0.1%
American Beacon Small Cap Value Fund Class A	Other securities	—	$0	$2K	<0.1%
Columbia Contrarian Core Fund Class A	Other securities	—	$0	$1K	<0.1%
Invesco Oppenheimer International Growth Fund A	Other securities	—	$0	$1K	<0.1%
Fidelity Advisor Freedom 2015 Class A	Other securities	—	$0	$1K	<0.1%
Mass Mutual S&P MidCap Index R4	Other securities	—	$0	$525	<0.1%