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Original filing (PDF)20250702140710NAL0031736530001
WOMEN'S HOUSING AND ECONOMIC DEVELOPMENT
Form 5500
FILING_RECEIVED
WHEDCO 403(B) RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
325
Accounts w/ balance
163
Plan assets (EOY)
$6.1M
Net assets (EOY)
$6.1M
How this plan invests
This plan
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
80
Knocking points off
- No recordkeeper disclosed on Schedule C.
- 50% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (15 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WOMEN'S HOUSING AND ECONOMIC DEVELOPMENT.
Plan sponsor
Name
WOMEN'S HOUSING AND ECONOMIC DEVELOPMENT
EIN
11-3099604
Address
50 E 168TH ST · BRONX, NY · 104527929
Phone
(718) 839-1127
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-02
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PKF O'CONNOR DAVIES, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $9K | — |
Investments
18 direct securities· $6.1M(100% of reported assets)
Uncategorized
$5.1M
17 holdings
Mutual Funds
$1.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| S SHARES / UNITS Am Fds 2040 Trgt Dte Fund | Mutual Funds | — | $51K | $1.0M | 16.9% | |
| Am Fds 2045 Trgt Dte Fund | — | — | $37K | $795K | 13.0% | |
| Am Fds 2050 Trgt Dte Fund | — | — | $38K | $788K | 12.8% | |
| Am Fds 2030 Trgt Dte Fund | — | — | $43K | $746K | 12.2% | |
| Am Fds 2035 Trgt Dte Fund | — | — | $32K | $609K | 9.9% | |
| Am Fds 2025 Trgt Dte Fund | — | — | $38K | $571K | 9.3% | |
| Am Fds 2055 Trgt Dte Fund | — | — | $20K | $532K | 8.7% | |
| Am Fds 2020 Trgt Dte Fund | — | — | $26K | $357K | 5.8% | |
| Am Fds 2015 Trgt Dte Fund | — | — | $15K | $178K | 2.9% | |
| Am Fds 2060 Trgt Dte Fund | — | — | $10K | $175K | 2.8% | |
| 10.50% with maturities through 2029 | — | — | — | $155K | 2.5% | |
| Am Fds 2065 Trgt Dte Fund | — | — | $3K | $60K | 1.0% | |
| GROUP ANNUITY CONTRACT * Principal Fixed Income Guaranteed Option | — | — | — | $58K | 0.9% | |
| Fidelity 500 Index Fund 237 | — | — | — | $48K | 0.8% | |
| Fidelity SM Cap Index Fund 769 | — | — | — | $21K | 0.3% | |
| JP MORGAN LARGE CAP GR R6 FD 33 | — | — | — | $3K | <0.1% | |
| Cohen & Steers Realty Z Fund 19 | — | — | — | $1K | <0.1% | |
| Prin LifeTime 2040 Inst Fund 66 | — | — | — | $1K | <0.1% |
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