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Original filing (PDF)20251015110742NAL0002188467001
PSYCHOTHERAPEUTIC EVALUATIONAL PROGRAMS, INC.
Form 5500
FILING_RECEIVED
PSYCHOTHERAPEUTIC 401(K) PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Signals · 1
9 service providers
Active participants
156
Accounts w/ balance
196
Plan assets (EOY)
$12.1M
Net assets (EOY)
$12.1M
How this plan invests
This plan
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
88
Participation health
100
Knocking points off
- 71 bps in Schedule C fees — 146% above peer band of 29 bps.
- Highly fragmented vendor stack (9 disclosed providers, 5 categories).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PSYCHOTHERAPEUTIC EVALUATIONAL PROGRAMS, INC..
Plan sponsor
Name
PSYCHOTHERAPEUTIC EVALUATIONAL PROGRAMS, INC.
EIN
11-3080875
Address
8460 PARSONS BOULEVARD · JAMAICA, NY · 11432
Phone
(718) 298-6161
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BONADIO & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
9 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY INSURANCE CO | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $41K | — |
Advisor / Consultant
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OSAIC WEALTH, INC. | — | JERSEY CITY, NJ | INVESTMENT ADVISOR | $23K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $5K | — |
| SIGNATURE PENSION CONSULTING SERVIC | — | MINEOLA, NY | CONSULTANT | — | — |
| OSAIC WEALTH, INC. | — | JERSEY CITY, NJ | INVESTMENT ADVISOR | — | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SIGNATURE PENSION CONSULTING SERVIC | — | MINEOLA, NY | CONTRACT ADMINISTRATOR | $6K | — |
Accountant / Auditor
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BONADIO & CO, LLP | 16-1131146 | — | AUDITORS | $9K | — |
| BONADIO & CO LLP | 16-1131146 | — | AUDITORS | — | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PAYROLL INTEGRATIONS INC. | 87-3934782 | — | OTHER | $2K | — |
Investments
30 direct securities· $10.3M(85% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2055 Mutual fund | — | — | — | $1.7M | 13.8% | |
| Fidelity 500 Index Mutual fund | — | — | — | $1.5M | 12.5% | |
| T. Rowe Price Retirement 2045 Mutual fund | — | — | — | $1.0M | 8.4% | |
| T. Rowe Price Retirement 2050 Mutual fund | — | — | — | $1.0M | 8.3% | |
| T. Rowe Price Retirement 2040 Mutual fund | — | — | — | $852K | 7.1% | |
| Guaranteed Interest Fund Fully Benefit Responsive Fixed Investment | — | — | — | $665K | 5.5% | |
| T. Rowe Price Retirement 2035 Mutual fund | — | — | — | $572K | 4.7% | |
| T. Rowe Price Retirement 2020 Mutual fund | — | — | — | $448K | 3.7% | |
| Fidelity Small Cap Index Mutual fund | — | — | — | $444K | 3.7% | |
| T. Rowe Price Retirement 2060 Mutual fund | — | — | — | $394K | 3.3% | |
| Fidelity International Index Mutual fund | — | — | — | $346K | 2.9% | |
| T. Rowe Price Retirement 2030 Mutual fund | — | — | — | $334K | 2.8% | |
| to 9.25%, maturing through March 2037 | — | — | — | $128K | 1.1% | |
| Invesco Core Bond R6 Mutual fund | — | — | — | $127K | 1.1% | |
| Empower T. Rowe Price Mid Cap Gr Inst. Mutual fund | — | — | — | $125K | 1.0% | |
| T. Rowe Price Retirement 2025 Mutual fund | — | — | — | $120K | 1.0% | |
| American Funds New World R6 Mutual fund | — | — | — | $115K | 0.9% | |
| Fidelity Mid Cap Index Mutual fund | — | — | — | $92K | 0.8% | |
| MFS Total Return R6 Mutual fund | — | — | — | $70K | 0.6% | |
| T. Rowe Price Spectrum Conserve Alloc I Mutual fund | — | — | — | $69K | 0.6% | |
| Fidelity Inflation Protected Bond R6 Mutual fund | — | — | — | $52K | 0.4% | |
| Clearbridge Small Cap Growth IS Mutual fund | — | — | — | $32K | 0.3% | |
| Putnam Large Cap Value R6 Mutual fund | — | — | — | $25K | 0.2% | |
| Alger Focus Equity Y Mutual fund | — | — | — | $21K | 0.2% | |
| Franklin Small Cap Value R6 Mutual fund | — | — | — | $16K | 0.1% | |
| PGIM US Real Estate R6 Mutual fund | — | — | — | $16K | 0.1% | |
| Invesco International Diversified R6 Mutual fund | — | — | — | $9K | <0.1% | |
| Empower Mid Cap Value Instl Mutual fund | — | — | — | $7K | <0.1% | |
| T. Rowe Price Global Multi-Sector Bd I Mutual fund | — | — | — | $4K | <0.1% | |
| Black Rock High Yield K Mutual fund | — | — | — | $4K | <0.1% |
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