Back to filter
Original filing (PDF)20251006124453NAL0003651905001
TEST RITE PRODUCTS CORP.
Form 5500
FILING_RECEIVED
TEST RITE PRODUCTS CORP 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
152
Accounts w/ balance
275
Plan assets (EOY)
$11.4M
Net assets (EOY)
$11.4M
How this plan invests
This plan
61 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 54 bps in Schedule C fees — 87% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TEST RITE PRODUCTS CORP..
Plan sponsor
Name
TEST RITE PRODUCTS CORP.
EIN
11-2461853
Address
1900 S. BURGUNDY PLACE · ONTARIO, CA · 91761
Phone
(909) 605-9899
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PENSION ASSURANCE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $45K | — |
| PENSION ASSURANCE LLP | — | AGOURA HILLS, CA | SERVICE PROVIDER | $17K | — |
| EQUITABLE ADVISORS LLC | 13-4071393 | — | SERVICE PROVIDER | $0 | — |
Investments
40 direct securities· $13.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AllianceBernstein AB Large Cap Growth Fund Z | — | — | — | $1.9M | 16.9% | |
| American Funds American Funds Am Balanced | — | — | — | $1.2M | 10.5% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $1.2M | 10.4% | |
| Vanguard LifeStrategy Growth Fund Investment | — | — | — | $1.2M | 10.4% | |
| Vangrd LifeStrat Grw Fd Inv Registered Investment Company | — | — | — | $1.2M | 10.4% | |
| T. Rowe Price T. Rowe Price Retirement 2035 Fund I | — | — | — | $679K | 5.9% | |
| TRwPr Retirement 2050 Fund I Registered Investment Company | — | — | — | $567K | 5.0% | |
| Voya Retirement Insurance and Annuity Company Voya Fixed Account | — | — | — | $467K | 4.1% | |
| TRwPr Retirement 2030 Fund I Registered Investment Company | — | — | — | $447K | 3.9% | |
| TRwPr Retirement 2055 Fund I Registered Investment Company | — | — | — | $445K | 3.9% | |
| MFS International Growth Fund R6 | — | — | — | $348K | 3.1% | |
| JPMorgan Small Cap Growth Fund R6 | — | — | — | $341K | 3.0% | |
| Columbia Threadneedle Columbia Dividend Income Fund I3 | — | — | — | $321K | 2.8% | |
| Fidelity Investments Fidelity Mid Cap Index Fund | — | — | — | $310K | 2.7% | |
| Vangrd Dev Mkts Index Fd Adm Registered Investment Company | — | — | — | $291K | 2.6% | |
| Vanguard LifeStrategy Conservative Growth Fund | — | — | — | $290K | 2.5% | |
| Vangrd LifeStrat Cns Gr Fd Inv Registered Investment Company | — | — | — | $290K | 2.5% | |
| TRwPr Retirement 2045 Fund I Registered Investment Company | — | — | — | $290K | 2.5% | |
| Hartford Mutual Funds Hartford Dividend & Growth Fund R6 | — | — | — | $168K | 1.5% | |
| Hartfrd Dividnd & Grw Fnd R6 Registered Investment Company | — | — | — | $168K | 1.5% | |
| Allspg Spec MdCp Vl Fd R6 Registered Investment Company | — | — | — | $155K | 1.4% | |
| Allspring Global Investments Allspring Special Mid Cap Vl Fund R6 | — | — | — | $155K | 1.4% | |
| Fidelity Investments Fidelity Small Cap Ind Fund | — | — | — | $148K | 1.3% | |
| T. Rowe Price T. Rowe Price Retirement 2025 Fund I | — | — | — | $136K | 1.2% | |
| T. Rowe Price T. Rowe Price Retirement 2060 Fund I | — | — | — | $96K | 0.8% | |
| T. Rowe Price T. Rowe Price Retirement 2040 Fund I | — | — | — | $89K | 0.8% | |
| John Hancock John Hancock Bond Fund R6 | — | — | — | $77K | 0.7% | |
| LOAN FUND Participant Loans - Rates 5.25% to 10.50% | — | — | — | $52K | 0.5% | |
| PIMCO Income Fund Institutional | — | — | — | $40K | 0.3% | |
| Fidelity Investments Fidelity Advisor Foc Emerging Markets Fund Z | — | — | — | $39K | 0.3% | |
| TRwPr Retirement 2065 Fund I Registered Investment Company | — | — | — | $25K | 0.2% | |
| TRwPr Retirement 2020 Fund I Registered Investment Company | — | — | — | $23K | 0.2% | |
| Vanguard LifeStrategy Mid Growth Fund Investment ** 477 * Voya Government Money Market Fund A (Hold Acct) | — | — | — | $17K | 0.1% | |
| BlackRock Mid-Cap Growth Equity Portfolio K | — | — | — | $16K | 0.1% | |
| MFS New Discovery Value Fund R6 | — | — | — | $9K | <0.1% | |
| TRwPr Retirement 2010 Fund I Registered Investment Company | — | — | — | $9K | <0.1% | |
| BlkRck High Yield Port K Registered Investment Company | — | — | — | $7K | <0.1% | |
| Vanguard LifeStrategy Income Fund | — | — | — | $3K | <0.1% | |
| Vangrd LifeStrat Inc Fd Inv Registered Investment Company | — | — | — | $3K | <0.1% | |
| DFA Infl-Prot Sec Port Ins Registered Investment Company | — | — | — | $2K | <0.1% |
Related plans
Other plans using VOYA RETIREMENT INSURANCE & ANNUITY
FORD MOTOR COMPANY
FORD DEFINED CONTRIBUTION PLANS MASTER TRUST
$25.3B
VOYA SERVICES COMPANY
VOYA 401(K) SAVINGS PLAN
$2.7B · 7,442 participants
CEDARS-SINAI MEDICAL CENTER
CEDARS-SINAI 403B RETIREMENT PLAN
$2.6B · 12,772 participants
CEDARS-SINAI MEDICAL CENTER
CEDARS-SINAI DEFINED CONTRIBUTION
$1.1B · 13,560 participants
MERCY HEALTH CORPORATION
MERCY HEALTH CORPORATION EMPLOYEES RETIREMENT PLAN
$827.7M · 7,008 participants
WASTE CONNECTIONS, INC.
WASTE CONNECTIONS, INC. 401(K) PROFIT SHARING PLAN
$799.3M · 17,293 participants
Similar-size Wholesale Trade plans
ALASKA NATIVE INDUSTRIES CO-OPERATIVE ASSOCIATION, INC.
ANICA, INC. 401(K) SAVINGS PLAN
$11.4M · 38 participants
LOTUS & WINDOWARE, INC.
LOTUS & WINDOWARE, INC.-401K PLAN
$11.5M · 48 participants
IVAN SMITH FURNITURE COMPANY, LLC
IVAN SMITH FURNITURE COMPANY, LLC 401(K) PLAN
$11.5M · 541 participants
IBEX ENTERPRISES DBA RESOURCE AND DESIGN, INC.
IBEX ENTERPRISES PROFIT SHARING AND 401(K) PLAN
$11.1M · 20 participants
PEM AMERICA, INC.
PEM AMERICA, INC. PROFIT SHARING PLAN
$11.9M · 50 participants
MIDWEST OFFICE INC.
MIDWEST OFFICE INC. 401(K) PROFIT SHARING PLAN AND TRUST
$12.1M · 169 participants
Large plans in California
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND
$215.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND E
$190.9B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND F
$188.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
RUSSELL 1000 INDEX FUND
$187.7B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
CASH EQUIVALENT FUND II
$125.0B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
BLACKROCK MSCI ACWI EX-US IMI INDEX FUND E
$88.3B