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Original filing (PDF)20251015142047NAL0005114849001
INDEPENDENT GROUP HOME LIVING PROGRAM, INC.
Form 5500
FILING_RECEIVED
403(B) RETIREMENT PLAN FOR IGHL & CDD
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
3,448
Accounts w/ balance
4,459
Plan assets (EOY)
$57.2M
Net assets (EOY)
$57.2M
How this plan invests
This plan
1 pooled trust
Schedule D
42 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 67 bps in Schedule C fees — 317% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INDEPENDENT GROUP HOME LIVING PROGRAM, INC..
Plan sponsor
Name
INDEPENDENT GROUP HOME LIVING PROGRAM, INC.
EIN
11-2458584
Address
60 MONTAUK HWY · EAST MORICHES, NY · 119401140
Phone
(631) 878-8868
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FOCUSED WEALTH MANAGEMENT, INC. | 27-2575734 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $382K | — |
Investments
42 direct securities · 1 pooled fund· $58.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$56.7M
40 holdings
Pooled Separate Account
$772K
1 holding
Mutual Funds
$442K
1 holding
Pooled Separate Accounts
$111K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock Advisors, LLC BlackRock Lifepath Index Retirement K Fund | — | — | — | $9.4M | 16.5% | |
| BlackRock Advisors, LLC BlackRock Lifepath Index 2035 K Fund | — | — | — | $5.9M | 10.4% | |
| BlackRock Advisors, LLC BlackRock Lifepath Index 2030 K Fund | — | — | — | $5.3M | 9.3% | |
| BlackRock Advisors, LLC BlackRock Lifepath Index 2060 K Fund | — | — | — | $4.1M | 7.2% | |
| BlackRock Advisors, LLC BlackRock Lifepath Index 2050 K Fund | — | — | — | $4.1M | 7.2% | |
| BlackRock Advisors, LLC BlackRock Lifepath Index 2040 K Fund | — | — | — | $4.0M | 6.9% | |
| BlackRock Advisors, LLC BlackRock Lifepath Index 2055 K Fund | — | — | — | $3.6M | 6.4% | |
| BlackRock Advisors, LLC BlackRock Lifepath Index 2045 K Fund | — | — | — | $3.2M | 5.6% | |
| Investment Contracts Principal Life Insurance Company Fixed-Income Guaranteed Option | — | — | — | $3.0M | 5.2% | |
| Vanguard Group Vanguard 500 Index Admiral Fund | — | — | — | $2.6M | 4.6% | |
| BlackRock Advisors, LLC BlackRock Lifepath Index 2065 K Fund | — | — | — | $2.4M | 4.1% | |
| Participant Loans Interest rates ranging from 3.25% to 10.50% | — | — | — | $1.9M | 3.3% | |
| Legg Mason Institutional Funds ClearBridge Large Cap Growth IS Fund | — | — | — | $1.3M | 2.3% | |
| Mutual of America Life Insurance Company Mutual of America Interest Accumulation Account | — | — | — | $1.3M | 2.2% | |
| Eaton Vance Management Eaton Vance Atlanta Capital SMID Cap R6 Fund | — | — | — | $920K | 1.6% | |
| Invesco Diversified Dividend R6 Fund | — | — | — | $785K | 1.4% | |
| SEPARATE ACCOUNT NUMBER 1 MUTUAL OF AMERICA · EIN 13-1614399 / PN 002 | Pooled Separate Account | — | — | $772K | 1.3% | |
| Loomis Sayles & Company Loomis Sayles Bond Fund | Mutual Funds | — | — | $442K | 0.8% | |
| Vanguard Group Vanguard Mid Cap Index Admiral Fund | — | — | — | $440K | 0.8% | |
| Columbia Management Advisors Columbia Overseas Value I3 Fund | — | — | — | $414K | 0.7% | |
| Vanguard Group Vanguard Small Cap Index Admiral Fund | — | — | — | $390K | 0.7% | |
| Capital Research and Mgmt Co American Funds American Balanced R6 Fund | — | — | — | $367K | 0.6% | |
| Vanguard Group Vanguard Mid-Cap Value Index Admiral Fund | — | — | — | $190K | 0.3% | |
| Mutual of America Life Insurance Company MoA Clear Passage 2030 Fund | — | — | — | $163K | 0.3% | |
| Mutual of America Life Insurance Company MoA Mid Cap Equity Index Fund | — | — | — | $145K | 0.3% | |
| American General Life Insurance Company Fixed Annuity Insurance Contract | — | — | — | $144K | 0.3% | |
| Principal Real Estate Inv Real Estate Securities Inst Fund | — | — | — | $140K | 0.2% | |
| s * Mutual of America Life Insurance Company Fidelity VIP Contrafund Portfolio | Pooled Separate Accounts | — | — | $111K | 0.2% | |
| Mutual of America Life Insurance Company MoA Clear Passage 2040 Fund | — | — | — | $78K | 0.1% | |
| Mutual of America Life Insurance Company MoA Clear Passage 2035 Fund | — | — | — | $63K | 0.1% | |
| Janus Henderson Janus Henderson Small Cap Value N Fund | — | — | — | $55K | <0.1% | |
| (E) | — | — | — | $55K | <0.1% | |
| Mutual of America Life Insurance Company Calvert VP SRI Balanced Portfolio | — | — | — | $54K | <0.1% | |
| Mutual of America Life Insurance Company Vanguard VIF International Portfolio | — | — | — | $50K | <0.1% | |
| Mutual of America Life Insurance Company T. Rowe Price Blue Chip Growth Portfolio | — | — | — | $32K | <0.1% | |
| Mutual of America Life Insurance Company MoA Small Cap Growth Fund | — | — | — | $29K | <0.1% | |
| Mutual of America Life Insurance Company MoA Small Cap Value Fund | — | — | — | $25K | <0.1% | |
| Mutual of America Life Insurance Company MoA Clear Passage 2020 Fund | — | — | — | $8K | <0.1% | |
| Mutual of America Life Insurance Company MoA All America Fund 1 * Mutual of America Life Insurance Company Invesco V.I. Main Street Fund | — | — | — | $7K | <0.1% | |
| Mutual of America Life Insurance Company MoA Aggressive Allocation Fund | — | — | — | $4K | <0.1% | |
| Mutual of America Life Insurance Company American Century Investments VP Capital Appreciation Fund | — | — | — | $1K | <0.1% | |
| Mutual of America Life Insurance Company Fidelity VIP Mid Cap Portfolio | — | — | — | $1K | <0.1% | |
| Mutual of America Life Insurance Company MoA Core Bond Fund 1 * Mutual of America Life Insurance Company MoA Money Market Fund | — | — | — | $1K | <0.1% |
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