How big is GEM Financial Services Inc.'s plan?

GEM Financial Services Inc.'s plan reported $4.8M in assets and 128 participants for 2025.

Original filing (PDF)20260520095722NAL0001836736001

GEM Financial Services Inc.

Name: GEM Financial Services Inc. — GEM Financial Services, Form 5500 (2025)
Creator: GEM Financial Services Inc.
License: https://www.usa.gov/government-works

Form 5500-SF

FILING_RECEIVED

GEM Financial Services Inc. 401(k) Profit Sharing Plan

401(k) retirement plan · GEM Financial Services Inc.'s GEM Financial Services Inc. 401(k) Profit Sharing Plan held $4.8M in plan assets for 128 participants in 2025.

Signals · 1

No auditor on file

Active participants

128

Accounts w/ balance

Plan assets (EOY)

$4.8M

Net assets (EOY)

$4.8M

People on this filing

Rachel Wilen signed GEM Financial Services Inc.'s 2025 Form 5500 as plan administrator.

Rachel Wilen — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

GEM Financial Services Inc.'s EIN is 11-2141728.

EIN 11-2141728

Plan number 001

Plan year 2025

ACK ID 20260520095722NAL0001836736001

Official Form 5500 document

Download the official 2025 Form 5500 (PDF) for GEM Financial Services Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2025 Form 5500 (PDF)

Plan features

GEM Financial Services Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for GEM FINANCIAL SERVICES INC.

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Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 70% of scoring inputs for this filing.

Compliance & integrity

Total plan cost

n/a

Plan health

Vendor & structure

100

Knocking points off

No independent qualified public accountant (IQPA) named.
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (11th percentile).

Helping the score