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Original filing (PDF)20250926072639NAL0010604896001
YOUNG ADULT INSTITUTE, INC.
Form 5500
FILING_RECEIVED
YAI NETWORK AFFILIATES 403(B) PLAN
403(b) retirement plan
Active participants
4,007
Accounts w/ balance
4,392
Plan assets (EOY)
$57.7M
Net assets (EOY)
$57.7M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 55 bps in Schedule C fees — 243% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for YOUNG ADULT INSTITUTE, INC..
Plan sponsor
Name
YOUNG ADULT INSTITUTE, INC.
EIN
11-2030172
Address
220 EAST 42ND STREET · NEW YORK, NY · 10017
Phone
(212) 273-6100
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-26
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
2X · Other multiple-employer DC plan
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
LILLING & COMPANY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS.CO. OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $232K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLIANT RETIREMENT SERVICES LLC | — | NEW YORK, NY | INVESTMNET ADVISOR | $23K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LILLING & COMPANY LLP | — | PORT WASHINGTON, NY | AUDITOR | $56K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SMITH & DOWNY, P.A. | 52-1839270 | — | LEGAL | $6K | — |
Investments
29 direct securities· $59.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2035 Fund Mutual Fund | — | — | — | $8.4M | 14.6% | |
| Vanguard Target Retirement 2050 Fund Mutual Fund | — | — | — | $6.2M | 10.8% | |
| Vanguard Target Retirement 2045 Fund Mutual Fund | — | — | — | $5.6M | 9.7% | |
| Vanguard Target Retirement 2025 Fund Mutual Fund | — | — | — | $5.5M | 9.5% | |
| Vanguard Target Retirement 2030 Fund Mutual Fund | — | — | — | $5.3M | 9.2% | |
| Vanguard Target Retirement 2055 Fund Mutual Fund | — | — | — | $5.3M | 9.1% | |
| Vanguard Target Retirement 2040 Fund Mutual Fund | — | — | — | $4.6M | 8.0% | |
| Vanguard Target Retirement 2060 Fund Mutual Fund | — | — | — | $3.4M | 5.9% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $3.3M | 5.6% | |
| Vanguard Target Retirement 2020 Fund Mutual Fund | — | — | — | $1.9M | 3.3% | |
| Vanguard Target Retirement 2065 Fund Mutual Fund | — | — | — | $1.1M | 2.0% | |
| Bearing interest ranging from * Notes receivable from participants 3.25% to 9.50% $ - | — | — | — | $1.1M | 1.8% | |
| EI Fixed Account - Series Class V FBRIC | — | — | — | $1.0M | 1.8% | |
| T. Rowe Price Overseas Stock Fund I Class Mutual Fund | — | — | — | $831K | 1.4% | |
| Fidelity International Index Mutual Fund | — | — | — | $742K | 1.3% | |
| EMPOWER EI FIXED ACCOUNT - SERIES CLAS | — | — | — | $732K | 1.3% | |
| EMPOWER PARTICIPANT LOANS | — | — | — | $727K | 1.3% | |
| Fidelity U.S. Bond Index Fund Mutual Fund | — | — | — | $557K | 1.0% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $520K | 0.9% | |
| JP Morgan Large Cap Growth R6 Mutual Fund | — | — | — | $509K | 0.9% | |
| Janus Henderson Enterprise N Mutual Fund | — | — | — | $419K | 0.7% | |
| Vanguard Target Retirement Income Fund Mutual Fund | — | — | — | $349K | 0.6% | |
| PGIM Total Return Bond Fund -Class R6 Mutual Fund | — | — | — | $343K | 0.6% | |
| EMPOWER FORFEITURES | — | — | — | $301K | 0.5% | |
| DFA US Targeted Value I Mutual Fund | — | — | — | $250K | 0.4% | |
| Putnam Small Cap Growth R6 Mutual Fund | — | — | — | $249K | 0.4% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $218K | 0.4% | |
| MFS Mid Cap Value Fund Class R6 Mutual Fund | — | — | — | $179K | 0.3% | |
| Columbia Dividend Income Fund Inst. 3 Class Mutual Fund | — | — | — | $122K | 0.2% |