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Original filing (PDF)20251006131737NAL0001884243001
COMPETITION IMPORTS
Form 5500
FILING_RECEIVED
COMPETITION IMPORTS 401(K) PLAN AND TRUST
401(k) retirement plan
Active participants
416
Accounts w/ balance
394
Plan assets (EOY)
$22.9M
Net assets (EOY)
$22.9M
How this plan invests
This plan
2 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 55 bps in Schedule C fees — 89% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMPETITION IMPORTS.
Plan sponsor
Name
COMPETITION IMPORTS
EIN
11-1997503
Address
10 JEFFERSON AVE · SAINT JAMES, NY · 11780
Phone
(631) 265-2208
Industry
Retail Tradesee all
Plan administrator
Name
NORTHEAST RETIREMENT SERVICES, LLC
EIN
81-5140646
City
WOBURN, MA
Phone
(781) 983-5059
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
SATTY LEVINE AND CIACCO CPA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY INSURANCE | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $115K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NYLIFE SECURITIES LLC | — | NEW YORK, NY | BROKER/ADVISER | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $11K | — |
Investments
26 direct securities · 2 pooled funds· $22.4M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$21.9M
26 holdings
Common Collective Trust
$542K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T Rowe Price Return Blend 2035 Common Collective Trust Fund | — | — | — | $4.4M | 19.1% | |
| T Rowe Price Return Blend 2025 Common Collective Trust Fund | — | — | — | $2.8M | 12.4% | |
| T Rowe Price Return Blend 2030 Common Collective Trust Fund | — | — | — | $2.8M | 12.0% | |
| T Rowe Price Return Blend 2045 Common Collective Trust Fund | — | — | — | $2.0M | 8.5% | |
| T Rowe Price Return Blend 2050 Common Collective Trust Fund | — | — | — | $1.6M | 7.1% | |
| Common Collective Trust Funds T Rowe Price Return Blend 2015 Common Collective Trust Fund | — | — | — | $1.6M | 7.1% | |
| T Rowe Price Return Blend 2040 Common Collective Trust Fund | — | — | — | $1.4M | 6.3% | |
| NT Col S&P 500 Index Fund Common Collective Trust Fund | — | — | — | $1.1M | 4.8% | |
| T Rowe Price Return Blend 2055 Common Collective Trust Fund | — | — | — | $796K | 3.5% | |
| Participant Loans Interest Rates from 4.25% to 9.5% | — | — | — | $569K | 2.5% | |
| EMPOWER TRUST DRIVE INCOME FUND EMPOWER TRUST COMPANY, LLC · EIN 47-7319764 / PN 111 | Common Collective Trust | — | — | $542K | 2.4% | |
| T Rowe Price Return Blend 2020 Common Collective Trust Fund | — | — | — | $528K | 2.3% | |
| T Rowe Price Return Blend 2060 Common Collective Trust Fund | — | — | — | $407K | 1.8% | |
| T Rowe Price Return Blend 2065 Common Collective Trust Fund | — | — | — | $299K | 1.3% | |
| NT Agg Bond Index Fund Common Collective Trust Fund | — | — | — | $256K | 1.1% | |
| Fidelity Total Bond Registered Investment Company | — | — | — | $256K | 1.1% | |
| Registered Investment Companies American Funds Europacific GR Registered Investment Company | — | — | — | $186K | 0.8% | |
| NT Col R2000 Index Fund Common Collective Trust Fund | — | — | — | $181K | 0.8% | |
| State Street Real Asset Fund Common Collective Trust Fund | — | — | — | $144K | 0.6% | |
| NT Col R1000 Growth Index Fund Common Collective Trust Fund | — | — | — | $132K | 0.6% | |
| NT Col S&P 400 Index Fund Common Collective Trust Fund | — | — | — | $117K | 0.5% | |
| NT Col R1000 Value Index Fund Common Collective Trust Fund | — | — | — | $105K | 0.5% | |
| Allspring Special Small Cap Value Registered Investment Company | — | — | — | $64K | 0.3% | |
| Massmutual Select Mid Cap Growth Registered Investment Company | — | — | — | $53K | 0.2% | |
| Principal Smallcap Growth Fund Registered Investment Company | — | — | — | $17K | <0.1% | |
| State Street Target Retirement Income NL Common Collective Trust Fund | — | — | — | $7K | <0.1% | |
| MFS Midcap Value Fund Common Collective Trust Fund | — | — | — | $3K | <0.1% | |
| EMPOWER TRUST DRIVE BALANCED FUND EMPOWER TRUST COMPANY, LLC · EIN 47-7326992 / PN 110 | Common Collective Trust | — | — | $0 | <0.1% |
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