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Original filing (PDF)20251124083059NAL0001717841001
EDUCATIONAL BUS TRANSPORTATION,
Form 5500
FILING_RECEIVED
EDUCATIONAL BUS TRANSPORTATION, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
Late filing · 0.3 mo
Active participants
1,502
Accounts w/ balance
524
Plan assets (EOY)
$13.9M
Net assets (EOY)
$13.9M
How this plan invests
This plan
3 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
99
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Filed 0.3 months past the 10.5-month grace window.
- Only 35% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (15 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EDUCATIONAL BUS TRANSPORTATION,.
Plan sponsor
Name
EDUCATIONAL BUS TRANSPORTATION,
EIN
11-1976948
Address
56 W CHURCH ST · SPRING VALLEY, NY · 10977
Phone
(845) 356-2200
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-11-24
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PKF O'CONNOR DAVIES LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $14K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EQUITABLE ADVISORS, LLC | — | WOODBURY, NY | ADVISOR | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OCONNOR DAVIES, | 27-1728945 | — | ACCOUNTANT | $8K | — |
Investments
24 direct securities · 3 pooled funds· $13.0M(93% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$11.5M
23 holdings
Common Collective Trust
$766K
3 holdings
Common Collective Trusts
$690K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T.ROWE PRICE RETIREMENT 2025-R | Registered Investment Companies | — | — | $2.0M | 14.7% | |
| T.ROWE PRICE RETIREMENT 2030-R | Registered Investment Companies | — | — | $1.4M | 10.3% | |
| T.ROWE PRICE RETIREMENT 2040-R | Registered Investment Companies | — | — | $1.2M | 9.0% | |
| T.ROWE PRICE RETIREMENT 2035-R | Registered Investment Companies | — | — | $1.2M | 8.6% | |
| T.ROWE PRICE RETIREMENT 2020-R | Registered Investment Companies | — | — | $1.1M | 7.8% | |
| STATE ST CASH SERIES US GOVT L | Common Collective Trusts | — | — | $690K | 5.0% | |
| T.ROWE PRICE RETIREMENT 2045-R | Registered Investment Companies | — | — | $599K | 4.3% | |
| STATE ST S&P 500 IDX IX STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 344 | Common Collective Trust | — | — | $490K | 3.5% | |
| T.ROWE PRICE RETIREMENT 2050-R | Registered Investment Companies | — | — | $446K | 3.2% | |
| T.ROWE PRICE RETIREMENT 2055-R | Registered Investment Companies | — | — | $421K | 3.0% | |
| T. ROWE PRICE RETIRE BALANCE R | Registered Investment Companies | — | — | $400K | 2.9% | |
| ALGER CAPITAL APPR INSTIT - I | Registered Investment Companies | — | — | $343K | 2.5% | |
| AB SMALL CAP GROWTH A | Registered Investment Companies | — | — | $331K | 2.4% | |
| MFS INTL INTRINSIC VALUE - R2 | Registered Investment Companies | — | — | $308K | 2.2% | |
| GS MID CAP GROWTH A | Registered Investment Companies | — | — | $277K | 2.0% | |
| PGIM SHORT-TERM CORP BOND - A | Registered Investment Companies | — | — | $229K | 1.6% | |
| PIMCO INV GRADE CRED BOND - A | Registered Investment Companies | — | — | $218K | 1.6% | |
| FRANKLIN RISING DIVIDENDS - A | Registered Investment Companies | — | — | $187K | 1.3% | |
| STATE ST S&P MD CP IDX NL J STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 347 | Common Collective Trust | — | — | $151K | 1.1% | |
| T.ROWE PRICE RETIREMENT 2015-R | Registered Investment Companies | — | — | $141K | 1.0% | |
| BLACKROCK MID-CAP VALUE A | Registered Investment Companies | — | — | $125K | 0.9% | |
| BLACKROCK EQUITY DIVIDEND - A | Registered Investment Companies | — | — | $125K | 0.9% | |
| STATE ST RUSS SC IDX VIII STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 340 | Common Collective Trust | — | — | $124K | 0.9% | |
| VICTORY SMALL CO OPPORTUNITY A | Registered Investment Companies | — | — | $118K | 0.8% | |
| T.ROWE PRICE RETIREMENT 2010-R | Registered Investment Companies | — | — | $110K | 0.8% | |
| THORNBURG INTL EQUITY - R4 | Registered Investment Companies | — | — | $94K | 0.7% | |
| CALAMOS GROWTH AND INCOME - A | Registered Investment Companies | — | — | $62K | 0.4% |
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