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Original filing (PDF)20251014165151NAL0006863618001
GRANITE EQUITY PARTNERS
Form 5500
FILING_RECEIVED
GRANITE RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,777
Accounts w/ balance
3,657
Plan assets (EOY)
$283.4M
Net assets (EOY)
$283.4M
How this plan invests
This plan
1 pooled trust
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (6 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GRANITE EQUITY PARTNERS.
Plan sponsor
Name
GRANITE EQUITY PARTNERS
EIN
06-1643578
Address
1100 W. SAINT GERMAIN STREET · ST. CLOUD, MN · 56301
Phone
(320) 251-1800
Industry
Management of Companies / Holdingssee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2X · Other multiple-employer DC plan
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $176K | — |
Investments
19 direct securities · 1 pooled fund· $281.9M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$276.7M
19 holdings
Common Collective Trust
$5.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2035 Fund | — | — | — | $43.6M | 15.4% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $38.9M | 13.7% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $30.1M | 10.6% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $28.4M | 10.0% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $26.4M | 9.3% | |
| Vanguard Total Stock Market Index Fund Insitutional Shares | — | — | — | $25.5M | 9.0% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $23.8M | 8.4% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $17.6M | 6.2% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $11.0M | 3.9% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $7.8M | 2.8% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $5.2M | 1.8% | |
| VFTC RETIREMENT SAVINGS TRUST III VANGUARD FIDUCIARY TRUST COMPANY · EIN 38-7041744 / PN 024 | Common Collective Trust | — | — | $5.2M | 1.8% | |
| Vanguard Target Retirement Income Fund | — | — | — | $4.5M | 1.6% | |
| Participants Participant Loans 3.10% - 8.50% Interest - | — | — | — | $4.0M | 1.4% | |
| Vanguard Total International Stock Index Fund Admiral Shares | — | — | — | $3.4M | 1.2% | |
| Vanguard Total Bond Market Index Fund Admiral Shares | — | — | — | $3.1M | 1.1% | |
| Amana Growth Fund | — | — | — | $2.1M | 0.7% | |
| Vanguard Total International Bond Index Fund Admiral Shares | — | — | — | $733K | 0.3% | |
| Vanguard Target Retirement 2070 Fund | — | — | — | $440K | 0.2% | |
| Vanguard Federal Money Market Fund | — | — | — | $125K | <0.1% |
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