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Original filing (PDF)20250929190055NAL0011165633001
CLARUS COMMERCE LLC DBA EBBO
Form 5500
FILING_RECEIVED
EBBO 401(K) PLAN
401(k) retirement plan
Active participants
176
Accounts w/ balance
364
Plan assets (EOY)
$22.4M
Net assets (EOY)
$22.4M
How this plan invests
This plan
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 56 bps in Schedule C fees — 94% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLARUS COMMERCE LLC DBA EBBO.
Plan sponsor
Name
CLARUS COMMERCE LLC DBA EBBO
EIN
06-1614774
Address
175 CAPITAL BLVD., 4TH FLOOR · SUITE 402 · ROCKY HILL, CT · 06067
Phone
(860) 358-9198
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
COHNREZNICK, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 84-0467907 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $63K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $63K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JIM HALLINAN PENSION CONSULTING, LL | 51-0523358 | WEST HARTFORD, CT | CONTRACT ADMIN | $0 | — |
Investments
39 direct securities· $22.4M(100% of reported assets)
Uncategorized
$19.6M
38 holdings
Mutual Funds
$2.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity 500 Index Fund | Mutual Funds | — | — | $2.8M | 12.5% | |
| American Funds American Funds 2050 Target Date Retirement Fund | — | — | — | $2.8M | 12.3% | |
| American Funds American Funds 2045 Target Date Retirement Fund | — | — | — | $2.7M | 12.1% | |
| American Funds American Funds 2055 Target Date Retirement Fund | — | — | — | $2.7M | 12.0% | |
| American Funds American Funds 2035 Target Date Retirement Fund | — | — | — | $2.3M | 10.4% | |
| T. Rowe Price T. Rowe Price Growth Stock Fund | — | — | — | $949K | 4.2% | |
| MFS Technology Fund | — | — | — | $840K | 3.8% | |
| American Funds American Funds 2040 Target Date Retirement Fund | — | — | — | $792K | 3.5% | |
| Fidelity Investments Fidelity Mid Cap Index Fund | — | — | — | $629K | 2.8% | |
| JPMorgan Equity Income Fund | — | — | — | $602K | 2.7% | |
| John Hancock John Hancock International Growth Fund | — | — | — | $533K | 2.4% | |
| Fidelity Investments Fidelity Small Cap Index Fund | — | — | — | $476K | 2.1% | |
| Fidelity Investments Fidelity Advisor Asset Manager 60% Fund | — | — | — | $374K | 1.7% | |
| American Funds American Funds 2030 Target Date Retirement Fund | — | — | — | $372K | 1.7% | |
| American Funds American Funds 2060 Target Date Retirement Fund | — | — | — | $355K | 1.6% | |
| American Funds American Funds New World Fund | — | — | — | $296K | 1.3% | |
| JPMorgan Large Cap Growth Fund | — | — | — | $291K | 1.3% | |
| Fidelity Investments Fidelity Advisor Asset Manager 70% Fund | — | — | — | $285K | 1.3% | |
| Fixed group annuity investment contract * Empower Annuity Insurance Company Key Guaranteed Portfolio Fund | — | — | — | $238K | 1.1% | |
| various maturity dates | — | — | — | $228K | 1.0% | |
| PGIM Total Return Bond | — | — | — | $216K | 1.0% | |
| Virtus Ceredex Mid-Cap Value Equity Fund | — | — | — | $200K | 0.9% | |
| BlackRock Health Sciences Opportunities Fund | — | — | — | $197K | 0.9% | |
| American Funds American Funds New Perspective Fund | — | — | — | $174K | 0.8% | |
| Principal Funds Principal Real Estate Securities Fund | — | — | — | $167K | 0.7% | |
| Fidelity Investments Fidelity Advisor Asset Manager 85% Fund | — | — | — | $139K | 0.6% | |
| Fidelity Investments Fidelity Advisor Energy Fund | — | — | — | $127K | 0.6% | |
| American Funds American Funds 2025 Target Date Retirement Fund | — | — | — | $122K | 0.5% | |
| Carillion Eagle Mid Cap Growth Fund | — | — | — | $122K | 0.5% | |
| Fidelity Investments Fidelity Advisor Strategic Income Fund | — | — | — | $114K | 0.5% | |
| JPMorgan Small-Cap Growth Fund | — | — | — | $101K | 0.4% | |
| Macquarie Small Cap Value Fund | — | — | — | $53K | 0.2% | |
| Fidelity Investments Fidelity Advisor Asset Manager 40% Fund | — | — | — | $46K | 0.2% | |
| American Funds American Funds 2015 Target Date Retirement Fund | — | — | — | $34K | 0.2% | |
| Fidelity Investments Fidelity Advisor International Capital Appreciation Fund | — | — | — | $23K | 0.1% | |
| Fidelity Investments Fidelity Advisor Asset Manager 30% Fund | — | — | — | $15K | <0.1% | |
| Empower SecureFoundation Balanced Fund | — | — | — | $5K | <0.1% | |
| John Hancock JHancock Disciplined Value Mid Cap Fund | — | — | — | $4K | <0.1% | |
| American Funds American Funds Capital World Bond Fund | — | — | — | $2K | <0.1% |
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