Original filing (PDF)20251003091605NAL0000717283001

ASSOCIATED COMMUNITY BANCORP., INC.

Name: ASSOCIATED COMMUNITY BANCORP., INC. — ASSOCIATED COMMUNITY BANCORP., INC. PROFIT SHARING /401(K) PLAN, Form 5500 (2024)
Creator: ASSOCIATED COMMUNITY BANCORP., INC.

Form 5500

FILING_RECEIVED

ASSOCIATED COMMUNITY BANCORP., INC. PROFIT SHARING /401(K) PLAN

401(k) retirement plan

Active participants

Accounts w/ balance

117

Plan assets (EOY)

$12.1M

Net assets (EOY)

$12.1M

How this plan invests

This plan

38 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (4 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ASSOCIATED COMMUNITY BANCORP., INC..

Plan sponsor

Name

ASSOCIATED COMMUNITY BANCORP., INC.

EIN

06-1566088

Address

475 STEAMBOAT RD. · GREENWICH, CT · 06830

Phone

(203) 618-4801

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-03

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

WOLF & COMPANY, P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$500	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
STRATEGIC ADVISORS, INC.	04-2654524	—	ADVISOR	$5K	—

Investments

37 direct securities· $11.7M(97% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Investments 83,236 Fidelity Contrafund	—	—	—	$1.8M	14.4%
Fidelity Investments 90,797 Fidelity Freedom 2025 Fund	—	—	—	$1.2M	10.2%
Fidelity Investments 53,450 Fidelity Freedom 2030 Fund	—	—	—	$938K	7.7%
Fidelity Investments 4,471 Fidelity 500 Index Fund	—	—	—	$913K	7.5%
Fidelity Investments 35,865 Fidelity Puritan Fund	—	—	—	$891K	7.3%
Fidelity Investments 843,670 Fidelity Government Money Market Fund	—	—	—	$844K	7.0%
Fidelity Investments 34,326 Fidelity Freedom 2020 Fund	—	—	—	$493K	4.1%
Fidelity Investments 9,922 Fidelity Low-Priced Stock Fund	—	—	—	$404K	3.3%
Fidelity Investments 28,663 Fidelity Freedom 2045 Fund	—	—	—	$386K	3.2%
Fidelity Investments 1 Fidelity GNMA Fund 5 * Fidelity Investments 53,979 Fidelity Investment Grade Bond Fund	—	—	—	$382K	3.1%
Fidelity Investments 27,015 Fidelity Freedom 2010 Fund	—	—	—	$376K	3.1%
Janus Henderson 2,667 Janus Henderson Enterprise Fund T Shares	—	—	—	$372K	3.1%
Fidelity Investments 27,570 Fidelity Freedom 2040 Fund	—	—	—	$319K	2.6%
Fidelity Investments 10,308 Fidelity Equity Dividend Income Fund	—	—	—	$290K	2.4%
Fidelity Investments 17,796 Fidelity Freedom 2035 Fund	—	—	—	$279K	2.3%
Fidelity Investments 21,030 Fidelity Freedom Income Fund	—	—	—	$222K	1.8%
Columbia 6,254 Columbia Dividend Income Fund Institutional Class	—	—	—	$206K	1.7%
Baird 19,107 Baird Core Plus Bond Fund Class Investor	—	—	—	$201K	1.7%
T. Rowe Price 1,013 T. Rowe Price Blue Chip Growth Fund Advisor Class	—	—	—	$182K	1.5%
Vanguard 9,724 Vanguard Developed Markets Index Fund Admiral Shares	—	—	—	$149K	1.2%
Fidelity Investments 3,397 Fidelity Emerging Markets Fund	—	—	—	$129K	1.1%
Fidelity Investments 4,580 Fidelity Small Cap Index Fund	—	—	—	$127K	1.0%
Fidelity Investments 8,743 Fidelity Freedom 2050 Fund	—	—	—	$119K	1.0%
Fidelity Investments 1,562 Fidelity Disciplined Equity Fund	—	—	—	$105K	0.9%
Virtus 6,737 Virtus Ceredex Mid-Cap Value Equity Fund Class I	—	—	—	$81K	0.7%
Fidelity Investments 4,740 Fidelity Freedom 2060 Fund	—	—	—	$69K	0.6%
Fidelity Investments 4,063 Fidelity Freedom 2055 Fund	—	—	—	$64K	0.5%
PIMCO 5,106 PIMCO Real Return Fund	—	—	—	$51K	0.4%
Notes receivable from participants Interest rates ranging from 5.00% to 9.50%	—	—	—	$50K	0.4%
Fidelity Investments 304 Fidelity Extended Market Index Fund	—	—	—	$28K	0.2%
Touchstone 224 Touchstone Large Cap Focused A	—	—	—	$16K	0.1%
Fidelity Investments 1,083 Fidelity Freedom 2065 Fund	—	—	—	$14K	0.1%
Vanguard 573 Vanguard Inflation-Protected Securities Fund Admiral Shares	—	—	—	$13K	0.1%
Fidelity Investments 1,256 Fidelity Capital & Income Fund	—	—	—	$13K	0.1%
Fidelity Investments 1,102 Fidelity Freedom 2015 Fund	—	—	—	$13K	0.1%
Oakmark 467 Oakmark International Fund Class I	—	—	—	$12K	<0.1%
Cohen and Steers Realty 176 Cohen and Steers Realty Shares Fund Class L	—	—	—	$12K	<0.1%