Back to filter
Original filing (PDF)20251015164323NAL0006806992001
TOTAL MORTGAGE SERVICES, L.L.C
Form 5500
FILING_RECEIVED
TOTAL MORTGAGE SERVICES, LLC 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
426
Accounts w/ balance
316
Plan assets (EOY)
$16.0M
Net assets (EOY)
$16.0M
How this plan invests
This plan
1 pooled trust
Schedule D
41 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 38 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TOTAL MORTGAGE SERVICES, L.L.C.
Plan sponsor
Name
TOTAL MORTGAGE SERVICES, L.L.C
EIN
06-1484285
Address
185 PLAINS ROAD · MILFORD, CT · 06461
Phone
(203) 876-2200
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CATHEDRAL CPAS AND ADVISORS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENT INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $16K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | 13-2638166 | — | ADVISOR | $33K | — |
| STRATEGIC ADVISORS,INC. | 04-2654524 | — | ADVISOR | $3K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PASI, LLC | 26-1407927 | — | OTHER SERVICES | $9K | — |
Investments
40 direct securities · 1 pooled fund· $16.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Registered Investment Companies
$14.9M
38 holdings
Uncategorized
$983K
2 holdings
Common Collective Trust
$113K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | Registered Investment Companies | — | — | $2.4M | 14.9% | |
| JPMorgan Large Cap Growth Fund R6 | Registered Investment Companies | — | — | $2.0M | 12.7% | |
| Fidelity Freedom 2035 Fund Class K6 | Registered Investment Companies | — | — | $1.6M | 10.0% | |
| iShares Russell 1000 Large-Cap Index Fund Institutional Shares | Registered Investment Companies | — | — | $1.4M | 8.6% | |
| Fidelity Freedom 2045 Fund Class K6 | Registered Investment Companies | — | — | $1.2M | 7.7% | |
| Money Market Fund: Fidelity Government Money Market Fund | — | — | — | $692K | 4.3% | |
| Fidelity Freedom 2040 Fund Class K6 | Registered Investment Companies | — | — | $667K | 4.2% | |
| iShares Russell 2000 Small-Cap Index Fund Institutional Shares | Registered Investment Companies | — | — | $606K | 3.8% | |
| Fidelity Freedom 2050 Fund Class K6 | Registered Investment Companies | — | — | $421K | 2.6% | |
| Fidelity Freedom 2055 Fund Class K6 | Registered Investment Companies | — | — | $398K | 2.5% | |
| Fidelity Low-Priced Stock Fund | Registered Investment Companies | — | — | $392K | 2.4% | |
| Victory RS Investors Fund Class Y | Registered Investment Companies | — | — | $330K | 2.1% | |
| Fidelity Freedom 2030 Fund Class K6 | Registered Investment Companies | — | — | $329K | 2.1% | |
| Fidelity Freedom Income Fund Class K6 | Registered Investment Companies | — | — | $313K | 2.0% | |
| Fidelity Strategic Dividend & Income Fund | Registered Investment Companies | — | — | $312K | 1.9% | |
| Victory RS International Fund Class Y | Registered Investment Companies | — | — | $304K | 1.9% | |
| Notes receivable from participants Interest Rates (4.25%-9.50%) N/A | — | — | — | $291K | 1.8% | |
| American Funds New World Fund Class R-6 | Registered Investment Companies | — | — | $262K | 1.6% | |
| Franklin Income Fund Advisor Class | Registered Investment Companies | — | — | $238K | 1.5% | |
| Putnam Large Cap Value Fund Class R6 | Registered Investment Companies | — | — | $221K | 1.4% | |
| Goldman Sachs GQG Partners International Opportunities Fund Class R6** | Registered Investment Companies | — | — | $201K | 1.3% | |
| American Funds The Bond Fund of America Class R-6 | Registered Investment Companies | — | — | $177K | 1.1% | |
| Cohen & Steers Global Realty Shares, Inc. Class I | Registered Investment Companies | — | — | $161K | 1.0% | |
| Fidelity Freedom 2060 Fund Class K6 | Registered Investment Companies | — | — | $154K | 1.0% | |
| Fidelity Global Equity Income | Registered Investment Companies | — | — | $148K | 0.9% | |
| Fidelity Freedom 2025 Fund Class K6 | Registered Investment Companies | — | — | $141K | 0.9% | |
| GALLIARD STABLE RETURN FUND C GALLIARD COLLECTIVE INVESTMENT TRUS · EIN 52-2250946 / PN 000 | Common Collective Trust | — | — | $113K | 0.7% | |
| Fidelity High Income Fund | Registered Investment Companies | — | — | $106K | 0.7% | |
| Loomis Sayles Core Plus Bond Fund Class N | Registered Investment Companies | — | — | $103K | 0.6% | |
| Janus Henderson Triton Fund Class I | Registered Investment Companies | — | — | $70K | 0.4% | |
| Fidelity Freedom 2065 Fund Class K6 | Registered Investment Companies | — | — | $50K | 0.3% | |
| PIMCO Real Return Fund Institutional Class | Registered Investment Companies | — | — | $43K | 0.3% | |
| Lord Abbett Developing Growth Fund R6 | Registered Investment Companies | — | — | $36K | 0.2% | |
| Invesco Balanced-Risk Commodity Strategy Fund Class R6 | Registered Investment Companies | — | — | $32K | 0.2% | |
| American Funds Capital World Bond Fund Class R-6 | Registered Investment Companies | — | — | $25K | 0.2% | |
| Fidelity Intermediate Treasury Bond Index Fund | Registered Investment Companies | — | — | $24K | 0.1% | |
| Eaton Vance Atlanta Capital SMID-Cap Fund Class I | Registered Investment Companies | — | — | $23K | 0.1% | |
| Fidelity Freedom 2020 Fund Class K6 | Registered Investment Companies | — | — | $8K | <0.1% | |
| BlackRock Low Duration Bond Portfolio Institutional Shares | Registered Investment Companies | — | — | $6K | <0.1% | |
| AB Sustainable Global Thematic Fund Advisor Class | Registered Investment Companies | — | — | $3K | <0.1% | |
| Fidelity Freedom 2015 Fund Class K6 | Registered Investment Companies | — | — | $1K | <0.1% |