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Original filing (PDF)20250919080729NAL0002436896001
UNDERWATER CONSTRUCTION CORPORATION
Form 5500
FILING_RECEIVED
UNDERWATER CONSTRUCTION CORPORATION 401(K) PLAN
401(k) retirement plan
Signals · 1
25% in single holding
Active participants
173
Accounts w/ balance
214
Plan assets (EOY)
$30.2M
Net assets (EOY)
$30.2M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "T. Rowe Price Blue Chip Growth I" is 25% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNDERWATER CONSTRUCTION CORPORATION.
Plan sponsor
Name
UNDERWATER CONSTRUCTION CORPORATION
EIN
06-1468078
Address
110 PLAINS ROAD · ESSEX, CT · 06426
Phone
(860) 767-8256
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-19
Pension benefit codes
2A · Age/service weighted or new comparability
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $30K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | — | PENNINGTON, NJ | INVESTMENT ADVISOR | $53K | — |
Investments
31 direct securities· $30.0M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Blue Chip Growth I | — | — | — | $7.5M | 24.8% | |
| JPMorgan US Equity R6 | — | — | — | $3.8M | 12.4% | |
| AB Large Cap Growth Z | — | — | — | $3.5M | 11.5% | |
| American Funds 2040 Target Date Retirement R6 | — | — | — | $1.5M | 5.0% | |
| Empower Annuity Guaranteed Investment Contract | — | — | — | $1.5M | 4.9% | |
| Invesco Oppenheimer Int'l Growth R6 | — | — | — | $1.2M | 4.0% | |
| JPMorgan Equity Income R6 | — | — | — | $1.1M | 3.7% | |
| American Funds 2030 Target Date Retirement R6 | — | — | — | $1.1M | 3.7% | |
| American Funds 2020 Target Date Retirement R6 | — | — | — | $979K | 3.2% | |
| American Funds 2060 Target Date Retirement R6 | — | — | — | $707K | 2.3% | |
| iShares S&P 500 Index K | — | — | — | $686K | 2.3% | |
| MFS Mid Cap Value R6 | — | — | — | $650K | 2.1% | |
| Principal Real Estate Securities Inst | — | — | — | $615K | 2.0% | |
| Pimco Income Instl | — | — | — | $558K | 1.8% | |
| Fidelity Advisor Small Cap Z | — | — | — | $540K | 1.8% | |
| American Funds 2045 Target Date Retirement R6 | — | — | — | $536K | 1.8% | |
| American Funds 2035 Target Date Retirement R6 | — | — | — | $509K | 1.7% | |
| American Funds 2050 Target Date Retirement R6 | — | — | — | $438K | 1.4% | |
| Notes Receivable from Interest rates ranging from 3.25% to 8.50% | — | — | — | $383K | 1.3% | |
| Fidelity Advisor Total Bond Z | — | — | — | $362K | 1.2% | |
| American Funds 2055 Target Date Retirement R6 | — | — | — | $349K | 1.2% | |
| iShares Russell Mid-Cap Index K | — | — | — | $296K | 1.0% | |
| Blackrock Mid-Cap Growth Equity K | — | — | — | $281K | 0.9% | |
| iShares U.S. Aggregate Bond Index K | — | — | — | $186K | 0.6% | |
| iShares MSCI EAFE International Index K | — | — | — | $175K | 0.6% | |
| American Funds 2025 Target Date Retirement R6 | — | — | — | $126K | 0.4% | |
| iShares Russell 2000 Small-Cap Index K | — | — | — | $122K | 0.4% | |
| Carillon Scout Mid Cap R-6 | — | — | — | $105K | 0.3% | |
| American Funds 2065 Target Date Retirement R6 | — | — | — | $101K | 0.3% | |
| American Funds 2010 Target Date Retirement R6 | — | — | — | $83K | 0.3% | |
| American Funds 2015 Target Date Retirement R6 | — | — | — | $23K | <0.1% |
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