Back to filter
Original filing (PDF)20251006131814NAL0003461105001
UST LLC
Form 5500
FILING_RECEIVED
UST LLC RETIREMENT INCOME PLAN FOR HOURLY EMPLOYEES
Defined-benefit pension plan
Signals · 2
41% in single holding6 service providers
Active participants
265
Accounts w/ balance
—
Plan assets (EOY)
$160.3M
Net assets (EOY)
$152.1M
How this plan invests
This plan
5 pooled trusts
Schedule D
71 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
80
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "FD495SCHEDULE H (FORM 5500 - 4J-3)SCHEDULE OF REPORTABLE TRANSACTIONSSERIES OF TRANSACTIONS IN SAME SECURITY" is 41% of plan.
- 20 bps in Schedule C fees — 98% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UST LLC.
Plan sponsor
Name
UST LLC
EIN
06-1193986
Address
P.O. BOX 85088 · RICHMOND, VA · 232855088
Phone
(804) 274-2200
Industry
Manufacturingsee all
Plan administrator
Name
THOMAS H WATSON PLAN ADMINISTRATOR
EIN
88-1380953
City
RICHMOND, VA
Phone
(804) 274-2200
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSECOOPERS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMT INSTIT OP CO INC | 04-2647786 | — | RECORDKEEPER | $69K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PACIFIC INVESTMENT MGMT CO LLC | 33-0629048 | — | INVESTMENT MANAGER | $109K | — |
| STATE STREET GLOBAL ADVISOR TRUST | 81-4017137 | — | INVESTMENT MANAGER | $22K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JPMORGAN CHASE BANK NA | 13-4994650 | — | TRUSTEE | $52K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRICEWATERHOUSECOOPERS LLP | 13-4008324 | — | AUDITOR | $60K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EVERSHEDS SUTHERLAND (US) LLP | 58-0619407 | — | ATTORNEY | $5K | — |
Investments
67 direct securities · 5 pooled funds· $392.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$247.0M
67 holdings
Common Collective Trust
$87.6M
3 holdings
Pooled Separate Account
$57.6M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FD495SCHEDULE H (FORM 5500 - 4J-3)SCHEDULE OF REPORTABLE TRANSACTIONSSERIES OF TRANSACTIONS IN SAME SECURITY | — | — | — | $101.2M | 63.1% | |
| 5% VALUE OF | — | — | — | $80.2M | 50.0% | |
| PAPS LONG DUR CR BD PORTFOLIO PRIVATE ACCOUNT PORTFOLIO SERIES · EIN 26-3455974 / PN 759 | Pooled Separate Account | — | — | $56.5M | 35.3% | |
| S&P 500 FLAGSHIP NL FUND(CM13) STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 004 | Common Collective Trust | — | — | $50.3M | 31.4% | |
| 5% VALUE OF | — | — | — | $25.8M | 16.1% | |
| MSCI EAFE INDX NL FUND(FD12) STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 241 | Common Collective Trust | — | — | $21.9M | 13.7% | |
| RUS SM CAP COMP INDX NL FUND(CMD4) STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 021 | Common Collective Trust | — | — | $15.3M | 9.6% | |
| 7,240,658NET GAINOR | — | — | — | $7.2M | 4.5% | |
| 34 0 4 GAIN (LOSS) PAGE C 03009 | — | — | — | $7.2M | 4.5% | |
| ALTRIA | — | — | — | $6.1M | 3.8% | |
| ALTRIA | — | — | — | $3.6M | 2.2% | |
| ALTRIA | — | — | — | $1.4M | 0.9% | |
| 1,100,000 06/05/24 S SELL1,100,000 06/05/24 B BUY1,100,000 06/13/24 S SELL1,100,000 06/13/24 B BUY1,100,000 06/17/24 S SELL1,100,000 06/17/24 B BUY1,100,000 06/25/24 B BUY1,100,000 06/25/24 S SELL1,100,000 06/26/24 B BUY1,100,000 06/26/24 S SELL1,100,000 07/02/24 S SELL1,100,000 07/02/24 B BUY1,100,000 07/10/24 S SELL1,100,000 07/10/24 B BUY1,100,000 07/16/24 B BUY1,100,000 07/16/24 S SELL1,100,000 07/23/24 S SELL1,100,000 07/23/24 B BUY1,100,000 07/29/24 S SELL1,100,000 07/29/24 B BUY1,100,000 07/30/24 S SELL1,100,000 07/30/24 B BUY1,100,000 08/01/24 S SELL1,100,000 08/01/24 B BUY1,100,000 08/02/24 S SELL1,100,000 08/02/24 B BUY1,100,000 08/12/24 S SELL1,100,000 08/12/24 B BUY1,100,000 08/16/24 S SELL1,100,000 08/16/24 B BUY1,100,000 08/23/24 S SELL1,100,000 08/23/24 B BUY1,100,000 09/03/24 S SELL1,100,000 09/03/24 B BUY1,100,000 09/09/24 S SELL1,100,000 09/09/24 B BUY1,100,000 09/16/24 S SELL | — | — | $1.1M | $1.1M | 0.7% | |
| ALTRIA FLOATINGFLOATING 1,000,000.000 | — | — | $1.0M | $1.1M | 0.7% | |
| PAPS ST FLOAT NAV PORTFOLIO SERIES PRIVATE ACCOUNT PORTFOLIO SERIES · EIN 26-4370277 / PN 776 | Pooled Separate Account | — | — | $1.1M | 0.7% | |
| 1,000,000 01/04/24 S SELL1,000,000 01/04/24 B BUY1,000,000 01/11/24 S SELL1,000,000 01/11/24 B BUY1,000,000 01/18/24 B BUY1,000,000 01/18/24 S SELL1,000,000 01/25/24 B BUY1,000,000 01/25/24 S SELL1,000,000 01/30/24 S SELL1,000,000 01/30/24 B BUY1,000,000 02/13/24 S SELL1,000,000 02/13/24 B BUY1,000,000 02/14/24 S SELL1,000,000 02/14/24 B BUY1,000,000 02/21/24 S SELL1,000,000 02/21/24 B BUY1,000,000 03/06/24 B BUY1,000,000 03/06/24 S SELL1,000,000 03/20/24 S SELL1,000,000 03/20/24 B BUY1,000,000 03/27/24 B BUY1,000,000 03/27/24 S SELL | — | — | $1.0M | $1.0M | 0.6% | |
| ALTRIA | — | — | — | $1.0M | 0.6% | |
| USD 573,938573,608380,930381,668379,875380,771380,771 | — | — | $381K | $960K | 0.6% | |
| THROUGH 573,938574,030380,930380,875379,875379,895380,969 | — | — | $381K | $960K | 0.6% | |
| THROUGH 413,253425,625425,785423,938424,075412,125412,260403,313403,695 | — | — | $404K | $847K | 0.5% | |
| USD 413,253413,253425,785425,785424,075424,075412,260412,260403,695 | — | — | $404K | $843K | 0.5% | |
| HOURLYBASE | — | — | — | $700K | 0.4% | |
| 600,000 01/25/24 S SELL600,000 01/25/24 B BUY600,000 01/30/24 S SELL600,000 01/30/24 B BUY600,000 02/13/24 S SELL600,000 02/13/24 B BUY600,000 02/14/24 B BUY600,000 02/14/24 S SELL600,000 02/21/24 B BUY600,000 02/21/24 S SELL600,000 03/06/24 B BUY600,000 03/06/24 S SELL600,000 03/20/24 S SELL600,000 03/20/24 B BUY600,000 03/27/24 S SELL600,000 03/27/24 B BUY600,000 04/04/24 S SELL600,000 04/04/24 B BUY600,000 04/10/24 S SELL600,000 04/10/24 B BUY600,000 05/01/24 S SELL600,000 05/01/24 B BUY600,000 05/23/24 S SELL600,000 05/23/24 B BUY600,000 06/05/24 S SELL600,000 06/05/24 B BUY600,000 06/13/24 S SELL600,000 06/13/24 B BUY600,000 06/18/24 S SELL600,000 06/18/24 B BUY600,000 06/21/24 S SELL600,000 06/21/24 B BUY600,000 06/27/24 S SELL600,000 06/27/24 B BUY600,000 07/01/24 B BUY600,000 07/01/24 S SELL600,000 07/05/24 S SELL600,000 07/05/24 B BUY | — | — | $600K | $600K | 0.4% | |
| 108,299 11/15/24 B BUY108,299 11/15/24 S SELL108,299108,325216,624 | — | — | $217K | $600K | 0.4% | |
| Fidelity Benefits Administrator Interest-bearing cash | — | — | $533K | $533K | 0.3% | |
| OF INVESTMENTPAR / 3.000%100,000.0003.000%150,000.0004.000%700,000.0004.000%500,000.0004.500%500,000.0004.500%400,000. | — | — | $400K | $500K | 0.3% | |
| SEMI-ANN. 600,000 05/16/24 B BUY600,000 05/16/24 S SELL400,000 05/17/24 B BUY400,000 05/17/24 S SELL400,000 05/17/24 B BUY400,000 05/17/24 S SELL400,000 05/17/24 S SELL | — | — | $400K | $400K | 0.2% | |
| ALTRIA | — | — | — | $400K | 0.2% | |
| SEMI-ANN. 300,000 01/04/24 B BUY300,000 01/04/24 S SELL300,000 01/11/24 S SELL300,000 01/11/24 B BUY300,000 01/17/24 S SELL300,000 01/17/24 B BUY300,000 02/08/24 S SELL300,000 02/08/24 B BUY300,000 02/22/24 S SELL300,000 02/22/24 B BUY300,000 03/01/24 S SELL300,000 03/01/24 B BUY300,000 04/04/24 S SELL300,000 04/04/24 B BUY300,000 04/10/24 S SELL300,000 04/10/24 B BUY300,000 05/08/24 S SELL300,000 05/08/24 B BUY300,000 05/23/24 S SELL300,000 05/23/24 B BUY300,000 06/05/24 S SELL300,000 06/05/24 B BUY300,000 06/13/24 S SELL300,000 06/13/24 B BUY300,000 06/18/24 S SELL300,000 06/18/24 B BUY300,000 06/21/24 S SELL300,000 06/21/24 B BUY300,000 06/27/24 S SELL300,000 06/27/24 B BUY300,000 07/01/24 S SELL300,000 07/01/24 B BUY300,000 07/05/24 S SELL300,000 07/05/24 B BUY | — | — | $300K | $300K | 0.2% | |
| SEMI-ANN. 300,000 11/22/24 B BUY300,000 12/03/24 S SELL300,000 12/03/24 B BUY300,000 12/10/24 S SELL300,000 12/10/24 B BUY300,000 12/16/24 S SELL300,000 12/16/24 B BUY300,000 12/23/24 S SELL300,000 12/23/24 B BUY400,000 03/25/24 B BUY400,000 03/27/24 B BUY400,000 03/27/24 S SELL200,000 03/28/24 B BUY600,000 04/03/24 S SELL600,000 04/03/24 B BUY600,000 04/08/24 S SELL600,000 04/08/24 B BUY600,000 04/10/24 S SELL600,000 04/10/24 B BUY600,000 04/18/24 S SELL600,000 04/18/24 B BUY600,000 05/02/24 S SELL600,000 05/02/24 B BUY600,000 05/09/24 B BUY600,000 05/09/24 S SELL600,000 05/15/24 S SELL600,000 05/15/24 B BUY200,000 05/16/24 S SELL | — | — | $600K | $200K | 0.1% | |
| 4.500%5.700%100,000.0005.600%100,000.000100,000.0005.851%100,000.0003.700%3.500%100,000.0005.900%100,000.0005.850%100,000.0004.889%100,000.0005.550%100,000.0008.875%100,000.0005.550%200,000.0003.500%100,000.0003.800%100,000. | — | — | $100K | $200K | 0.1% | |
| THROUGH 253,837260,719260,769259,969260,012253,219253,254247,781247,874 | — | — | $248K | $192K | 0.1% | |
| USD 253,837253,837260,769260,769260,012260,012253,254253,254247,874 | — | — | $248K | $191K | 0.1% | |
| 108,299 11/15/24 BUY108,299 11/15/24 SELL | — | — | $108K | $108K | <0.1% | |
| HOURLYBASE 02/15/205002/15/204102/15/205411/15/204105/15/204208/15/204208/15/205405/15/204407/15/203110/31/202707/15/203210/29/202608/15/202607/15/2051 US | — | — | — | $100K | <0.1% | |
| HOURLYBASE 04/15/203504/15/205303/02/205303/02/206303/02/204312/01/205109/15/205312/01/205711/15/202905/01/206002/22/204402/15/204103/01/203306/01/203403/01/203302/21/2053 US | — | — | — | $100K | <0.1% | |
| AS OF COST99,74199,50099,856 99,44164,45867,73171,69499,193 | — | — | $99K | $100K | <0.1% | |
| AS OF COST32,00099,87299,788 | — | — | $100K | $100K | <0.1% | |
| AS OF COST98,94899 | — | — | $99K | $99K | <0.1% | |
| HOURLYBASE 04/01/205308/09/203104/15/205303/15/2042 US INVESTMENT OFPAR / | — | — | $32K | $92K | <0.1% | |
| 9 PAGE | — | — | $97K | $90K | <0.1% | |
| 8 PAGE | — | — | $69K | $89K | <0.1% | |
| 10 PAGE | — | — | — | $81K | <0.1% | |
| OFPAR / | — | — | — | $80K | <0.1% | |
| 772 01/19/24 S SELL720 03/19/24 S SELL560 05/20/24 S SELL304 06/18/24 S SELL379 10/21/24 S SELL375 11/19/24 S SELL440 12/18/24 S SELL 32,802 09/13/24 B BUY32,802 09/13/24 S SELL32,80236,41969,221SEMI-ANN. | — | — | $36K | $69K | <0.1% | |
| AS OF COST84,101 98,539 | — | — | $97K | $68K | <0.1% | |
| 32,802 09/13/24 BUY32,802 09/13/24 SELL70,000 12/03/24 SELL63,411 03/14/24 BUY62,641 06/13/24 BUY33,300 07/02/24 SELL33,084 07/02/24 SELL33,300 07/22/24 BUY33,370 07/22/24 BUY33,300 08/06/24 BUY33,644 08/06/24 BUY67,400 12/09/24 BUY67,744 12/09/24 BUY | — | — | $67K | $68K | <0.1% | |
| 7 PAGE | — | — | $97K | $66K | <0.1% | |
| 5.350%100,000.0002.650%100,000.0005.050%100,000. | — | — | $8K | $61K | <0.1% | |
| HOURLYBASE 01/15/203003/08/203303/02/203303/18/202704/25/203501/22/207007/15/205103/01/203304/01/206307/20/203302/15/203407/15/203002/06/205308/01/205003/15/203209/02/2050 US INVESTMENT OFPAR / | — | — | $32K | $50K | <0.1% | |
| 668728 829 828 GAIN (LOSS) PAGE | — | — | $51K | $43K | <0.1% | |
| 32,802 09/13/24 BUY32,802 09/13/24 SELL | — | — | $33K | $33K | <0.1% | |
| DECEMBER 31 | — | — | $31K | $31K | <0.1% | |
| AS OF 5,688 | — | — | $6K | $9K | <0.1% | |
| HOURLYBASE 02/25/204803/25/205302/25/205302/15/2051 US INVESTMENT OFPAR 5,687.510 | — | — | $6K | $9K | <0.1% | |
| (150) (LOSS) | — | — | $4K | $7K | <0.1% | |
| 255 (632) (890) (LOSS) | — | — | $1K | $6K | <0.1% | |
| 1,528 02/15/24 SELL7,664 08/20/24 SELL4,854 09/17/24 SELL | — | — | $8K | $5K | <0.1% | |
| (LOSS) 4,722 | — | — | $2K | $5K | <0.1% | |
| (800) (LOSS)6,882 | — | — | $7K | $4K | <0.1% | |
| 0 (LOSS) | — | — | $9K | $3K | <0.1% | |
| (607) (LOSS)4,0291,838 | — | — | $5K | $3K | <0.1% | |
| 673 (132) (LOSS) | — | — | $1K | $3K | <0.1% | |
| 50 0 4 0 248266277406 687 811 GAIN (LOSS) | — | — | — | $3K | <0.1% | |
| 0 (48) (LOSS) | — | — | $4K | $3K | <0.1% | |
| 531 (761) (LOSS)2,4015,431 | — | — | $1K | $2K | <0.1% | |
| (143) (LOSS)1,3521,560 | — | — | $2K | $2K | <0.1% | |
| (391) (LOSS) | — | — | $4K | $2K | <0.1% | |
| (772) (LOSS) | — | — | $2K | $1K | <0.1% | |
| THROUGH | — | — | $2K | $1K | <0.1% | |
| 35 0 4 0 248266277 406 687 811 809 636329 (LOSS) | — | — | — | $1K | <0.1% | |
| (825) (LOSS)1,1531,135 | — | — | $1K | $1K | <0.1% |