Back to filter
Original filing (PDF)20251008124327NAL0003008483001
ARGO GROUP US, INC.
Form 5500
FILING_RECEIVED
ARGO GROUP US RETIREMENT PLAN
Defined-benefit pension plan
Signals · 1
32% in single holding
Active participants
14
Accounts w/ balance
—
Plan assets (EOY)
$11.9M
Net assets (EOY)
$11.9M
How this plan invests
This plan
1 pooled trust
Schedule D
13 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
84
Total plan cost
65
Vendor stack
75
Participation health
100
Knocking points off
- Top holding "United States *Frost Investment Advisors - Frost Total Return Bond Fund - Institutional 390,465 shares" is 32% of plan.
- 68 bps in Schedule C fees — 133% above peer band of 29 bps.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ARGO GROUP US, INC..
Plan sponsor
Name
ARGO GROUP US, INC.
EIN
06-1183996
Address
P.O. BOX 469011 · SAN ANTONIO, TX · 78246
Phone
(210) 321-8571
Industry
Finance & Insurancesee all
Plan administrator
Name
BENEFITS COMMITTEE
EIN
06-1183996
City
SAN ANTONIO, TX
Phone
(210) 321-8571
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
1A · Pay-related DB formula
1I · Frozen plan — no new benefit accrual
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
COHNREZNICK LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MILLIMAN | 91-0675641 | — | NONE | $81K | — |
Investments
12 direct securities · 1 pooled fund· $11.7M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$10.6M
11 holdings
Common Collective Trust
$608K
1 holding
Mutual Funds
$523K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| United States *Frost Investment Advisors - Frost Total Return Bond Fund - Institutional 390,465 shares | — | — | $4.1M | $3.8M | 31.8% | |
| T. Rowe Price Growth Stock Fund 11,826 shares | — | — | $1.0M | $1.3M | 10.5% | |
| Gabelli Equity Service FDS Inc SM Cap Growth FD CL l SHS 27,148 shares | — | — | $1.2M | $1.2M | 10.3% | |
| United States MFS Value Fund 23,138 shares | — | — | $875K | $1.1M | 9.5% | |
| Equity securities Mutual funds with equity characteristics International Harding Loevner Fund, Inc. - International Equity Portfolio - Institutional 35,382 shares | — | — | $681K | $867K | 7.3% | |
| Dodge & Cox International Stock Fund 15,398 shares | — | — | $661K | $768K | 6.5% | |
| COLTV SHORT-TERM INVESTMENT FUND THE NORTHERN TRUST · EIN 45-6138589 / PN 084 | Common Collective Trust | — | $608K | $608K | 5.1% | |
| with fixed income characteristics International *Frost Credit Fund - Institutional 55,494 shares | Mutual Funds | — | $500K | $523K | 4.4% | |
| T Rowe Price International Discovery Fund 7,650 shares | — | — | $464K | $481K | 4.0% | |
| Cohen & Steers Institutional Realty Shares, Inc. 9,753 shares | — | — | $373K | $467K | 3.9% | |
| Morgan Stanley Institutional Fund 14,237 shares | — | — | $250K | $229K | 1.9% | |
| Van Eck Funds Global Hard Assets FD CL I 5,234 shares | — | — | $180K | $201K | 1.7% | |
| Frost Investment Advisors - Frost Low Duration Bond Fund - Institutional 19,685 shares | — | — | $200K | $193K | 1.6% |
Related plans
Other plans using MILLIMAN
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
WESTERN CONFERENCE OF TEAMSTERS PENSION TRUST FUND BOARD OF TRUSTEES
WESTERN CONFERENCE OF TEAMSTERS PENSION PLAN
$56.4B · 231,353 participants
TRUSTEES OF CENTRAL STATES, SE AND SW AREAS PENSION FUND
CENTRAL STATES, SOUTHEAST & SOUTHWEST AREAS PENSION PLAN
$48.2B · 38,102 participants
THE COMMITTEE OF THE UAW RETIREE MEDICAL BENEFITS TRUST
UAW GM RETIREES MEDICAL BENEFITS PLAN
$30.6B
THE COMMITTEE OF THE UAW RETIREE MEDICAL BENEFITS TRUST
UAW FORD RETIREES MEDICAL BENEFITS PLAN
$19.6B
BOARD OF TRUSTEES OF 1199SEIU HEALTH CARE EMPLOYEES PENSION FUND
1199SEIU HEALTH CARE EMPLOYEES PENSION FUND
$16.9B · 115,036 participants
Similar-size Finance & Insurance plans
AMERICAN MUTUAL SHARE INSURANCE CORPORATION
AMERICAN MUTUAL SHARE INSURANCE CORPORATION 401(K) PLAN
$11.8M · 30 participants
MADISON MUTUAL INSURANCE CO.
MADISON MUTUAL INSURANCE CO. 401(K) P/S PLAN
$11.6M · 51 participants
FARMERS INSURANCE COMPANY OF FLEMINGTON
FARMERS INSURANCE COMPANY OF FLEMINGTON 401(K) PLAN
$11.4M · 32 participants
BADGER MUTUAL INSURANCE COMPANY
RETIREMENT PLAN FOR EMPLOYEES OF BADGER MUTUAL INSURANCE COMPANY
$12.5M · 30 participants
WORKERS' COMPENSATION REINSURANCE ASSOCIATION
WORKERS' COMPENSATION REINSURANCE ASSOCIATION RETIREMENT SAVINGS PLAN
$12.5M · 31 participants
THE KYES AGENCY, INC.
BJORN COMPANIES 401(K) PLAN
$11.2M · 44 participants
Large plans in Texas
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
AT&T INC.
AT&T SAVINGS PLAN MASTER TRUST
$42.6B
AT&T INC.
SBC MASTER PENSION TRUST
$30.6B
AT&T INC.
AT&T PENSION BENEFIT PLAN
$28.3B · 93,065 participants
AMERICAN AIRLINES, INC. - RETIREMENT
MASTER TRUST FOR DC PLANS OF AMERICAN AIRLINES, INC. AND AFFILIATES
$27.7B
SAMMONS ENTERPRISES, INC.
SAMMONS ENTERPRISES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$23.9B · 3,454 participants