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Original filing (PDF)20251014144554NAL0003058465001
WATERFORD HOTEL GROUP, LLC
Form 5500
FILING_RECEIVED
WATERFORD HOTEL GROUP, LLC 401K SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,661
Accounts w/ balance
461
Plan assets (EOY)
$26.5M
Net assets (EOY)
$26.5M
How this plan invests
This plan
16 pooled trusts
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 28% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WATERFORD HOTEL GROUP, LLC.
Plan sponsor
Name
WATERFORD HOTEL GROUP, LLC
EIN
06-1117701
Address
914 HARTFORD TPKE · WATERFORD, CT · 063854263
Phone
(860) 442-4559
Industry
Accommodation & Food Servicessee all
Plan administrator
Name
WATERFORD HOTEL GROUP, LLC
EIN
06-1117701
City
WATERFORD, CT
Phone
(860) 442-4559
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
HOYT, FILIPPETTI & MALAGHAN, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FINANCIAL SECURITY GROUP | — | VIRGINIA BEACH, VA | BROKER/ADVISOR | $0 | — |
| CAP FINANCIAL PARTNERS, LLC | — | RALEIGH, NC | INVESTMENT ADVISOR | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | CONTRACT ADMINISTRATOR | $66K | — |
| PASI, LLC | 26-1407927 | — | THIRD PARTY ADMIN | $3K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HOYT FILIPPETTI & MALAGHAN, LLC | — | GROTON, CT | AUDITOR | $22K | — |
Investments
26 direct securities · 16 pooled funds· $26.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$26.5M
26 holdings
Pooled Separate Account
$0
16 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Mutual Fund | — | — | — | $6.6M | 24.9% | |
| T Rowe Price Retirement 2040 Fund Mutual Fund | — | — | — | $2.9M | 10.9% | |
| JP Morgan Large Cap Growth R6 Mutual Fund | — | — | — | $2.6M | 9.7% | |
| MFS Mid Cap Growth R6 Mutual Fund | — | — | — | $2.3M | 8.6% | |
| Dodge & Cox Stock X Mutual Fund | — | — | — | $1.9M | 7.2% | |
| General Account Guaranteed Interest Account | — | — | — | $1.7M | 6.3% | |
| T Rowe Price Retirement 2030 Fund Mutual Fund | — | — | — | $1.6M | 6.2% | |
| PIMCO Income Instl Mutual Fund | — | — | — | $1.4M | 5.5% | |
| T. Rowe Price Retirement 2050 Fund Mutual Fund | — | — | — | $1.4M | 5.2% | |
| T. Rowe Price Retirement 2020 Fund Mutual Fund | — | — | — | $1.2M | 4.6% | |
| E I Fixed Account - Series Class VI Guaranteed Interest Account | — | — | — | $748K | 2.8% | |
| Invesco Small Cap Value Y Mutual Fund | — | — | — | $619K | 2.3% | |
| Allspring Special Mid Cap Value R6 Mutual Fund | — | — | — | $551K | 2.1% | |
| T Rowe Priced Retirement 2060 Fund Mutual Fund | — | — | — | $289K | 1.1% | |
| T. Rowe Price Retirement 2035 Fund Mutual Fund | — | — | — | $216K | 0.8% | |
| T. Rowe Price Retirement 2045 Fund Mutual Fund | — | — | — | $178K | 0.7% | |
| T. Rowe Price Retirement 2025 Fund Mutual Fund | — | — | — | $123K | 0.5% | |
| Fidelity Mid Cap Index Mutual Fund | — | — | — | $66K | 0.2% | |
| T. Rowe Price Retirement 2055 Fund Mutual Fund | — | — | — | $56K | 0.2% | |
| T. Rowe Price Retirement 2010 Fund Mutual Fund | — | — | — | $34K | 0.1% | |
| American Century Small Cap Growth R6 Mutual Fund | — | — | — | $33K | 0.1% | |
| T Rowe Price Retirement 2015 Fund Mutual Fund | — | — | — | $12K | <0.1% | |
| Fidelity US Bond Index Mutual Fund | — | — | — | $7K | <0.1% | |
| Fidelity Small Cap Index Mutual Fund | — | — | — | $3K | <0.1% | |
| T. Rowe Price Retirement 2005 Fund Mutual Fund | — | — | — | $2K | <0.1% | |
| T. Rowe Price Retirement 2065 Fund Mutual Fund | — | — | — | $1K | <0.1% | |
| MM SELECT TRP RETIREMENT 2060 M3 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| AMERICAN CENTURY SMALL CAP GROWTH AMERICAN CENTURY INVESTMENTS · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT TRP RETIREMENT 2040 M3 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT TRP RETIREMENT 2030 M3 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT TRP RETIREMENT 2020 M3 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT TRP RETIREMENT 2050 M3 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM GLOBAL ADM MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| AMERICAN FUNDS WASHINGTON MUTUAL R4 AMERICAN FUNDS · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY VIRTUS · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| BARON GROWTH RETAIL BARON CAPITAL GROUP, INC. · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| FRANKLIN SMALL CAP VALUE FRANKLIN TEMPLETON INVESTMENTS · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT TRP RETIREMENT BAL M3 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT TRP RETIREMENT 2010 M3 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM TOTAL RETURN BOND R4 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 04-1590850 / PN 236 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM S&P 500 INDEX R4 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MASSMUTUAL GROWTH OPPS A MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% |