Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC BENEFITS ADVISORS INC | 03-0415817 | — | ACTUARIAL | $191K | — |
| MORGAN STANLEY | 11-3658445 | — | INVESTMENT ADVISORY | $88K | — |
| SAGE INVESTMENT ADVISORS | 74-2798841 | — | INVESTMENT ADVISORY | $50K | — |
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EC BARRETT LLC | 93-2107924 |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Morgan Stanley Bank Deposit | — | — | $1.1M | $1.1M | 1.8% | |
| Goldman Sachs Group Inc Bonds 2.6500% 10/21/32 | — | — | $982K | $1.0M | 1.7% | |
| Wells Fargo Co Mtn Be Bonds 4.1000% 06/03/26 | — | — | $944K | $935K | 1.6% | |
| Toronto Dominion Bank Bonds 4.6930% 09/15/27 | — | — | $900K | $908K | 1.5% |
| — |
| CPA/AUDITORS |
| $18K |
| — |
| Fannie Mae UMBS Long 30 Yr 5.0000% 09/01/52 | — | — | $850K | $840K | 1.4% |
| Fhlmc Super 30y Fixed 5.0000% 12/25/53 | — | — | $821K | $813K | 1.4% |
| Deere John Capital Corp Bonds 4.0500% 09/08/25 | — | — | $724K | $732K | 1.2% |
| Bank Amer Corp Bonds 3.4190% 12/20/28 | — | — | $720K | $729K | 1.2% |
| Citigroup Inc Bonds 2.6660% 01/29/31 | — | — | $707K | $720K | 1.2% |
| Truist Finl Corp Bonds 7.1610% 10/30/29 | — | — | $709K | $716K | 1.2% |
| Oracle Corp Bonds 2.9500% 04/01/30 | — | — | $673K | $706K | 1.2% |
| Us Bancorp Bonds 2.4910% 11/03/36 | — | — | $724K | $705K | 1.2% |
| Bank New York Mellon Corp Bonds 6.3170% 10/25/29 | — | — | $719K | $704K | 1.2% |
| US Treasury Notes 3.5000% 02/15/33 | — | — | $717K | $679K | 1.1% |
| Consolidated Edison Co N Y Bonds 3.3500% 04/01/30 | — | — | $639K | $637K | 1.1% |
| Sabine Pass Liquefaction Llc Bonds 5.8750% 06/30/26 | — | — | $566K | $576K | 1.0% |
| US Treasury Bonds 1.1250% 05/15/40 | — | — | $637K | $575K | 1.0% |
| Capital One Finl Corp Bonds 1.8780% 11/02/27 | — | — | $506K | $549K | 0.9% |
| Jpmorgan Chase & Co Bonds 1.9530% 02/04/32 | — | — | $493K | $547K | 0.9% |
| Jpmorgan Chase & Co Bonds 4.0050% 04/23/29 | — | — | $540K | $543K | 0.9% |
| Capital One Finl Corp Bonds 5.2470% 07/26/30 | — | — | $543K | $542K | 0.9% |
| US Treasury Bonds 2.2500% 02/15/52 | — | — | $605K | $540K | 0.9% |
| Enable Midstream Partners Lp Bonds 4.9500% 05/15/28 | — | — | $539K | $539K | 0.9% |
| Pnc Finl Svcs Group Inc Bonds 5.4920% 05/14/30 | — | — | $533K | $537K | 0.9% |
| Party-in- Identity of issue, borrower, maturity rate, rate of interest, interest lessor, or similar party collateral, par or maturity value Cost Current value Citigroup Inc Bonds 6.1740% 05/25/34 | — | — | $536K | $536K | 0.9% |
| Extra Space Storage Lp Bonds 3.8750% 12/15/27 | — | — | $530K | $536K | 0.9% |
| Jpmorgan Chase & Co Bonds 0.0535% 04/24/34 | — | — | $538K | $534K | 0.9% |
| Pnc Finl Svcs Group Inc Bonds 5.3000% 01/21/28 | — | — | $525K | $525K | 0.9% |
| American Express Co Bonds 0.0539% 07/28/27 | — | — | $518K | $521K | 0.9% |
| Exxon Mobil Corporation Bonds 3.0430% 03/01/26 | — | — | $488K | $482K | 0.8% |
| Wells Fargo Co Mtn Be Bonds 4.9000% 11/17/45 | — | — | $472K | $477K | 0.8% |
| Wells Fargo & Co Bonds 2.3930% 06/02/28 | — | — | $445K | $471K | 0.8% |
| Hewlett Packard Enterprise Bonds 4.4000% 09/25/27 | — | — | $453K | $450K | 0.7% |
| Air Lease Corp Bonds 3.0000% 02/01/30 | — | — | $442K | $441K | 0.7% |
| Well Tower INC Bonds 4.2500% 04/01/26 | — | — | $436K | $433K | 0.7% |
| Goldman Sachs Group Inc Bonds 2.6400% 02/24/28 | — | — | $408K | $428K | 0.7% |
| Apple Inc Bonds 3.8500% 08/04/46 | — | — | $492K | $427K | 0.7% |
| 3m Co Bonds 3.0500% 04/15/30 | — | — | $417K | $426K | 0.7% |
| Jp Morgan Chase Bank Na Bonds 3.8820% 07/24/38 | — | — | $439K | $419K | 0.7% |
| Schwab Charles Corp Bonds 5.8530% 05/19/34 | — | — | $415K | $412K | 0.7% |
| Schlumberger Bonds 4.5000% 05/15/28 | — | — | $410K | $407K | 0.7% |
| Citigroup Inc Bonds 1.1220% 01/28/27 | — | — | $363K | $399K | 0.7% |
| Sempra Energy Bonds 4.0000% 02/01/48 | — | — | $384K | $381K | 0.6% |
| T Mobile Usa Inc Bonds 2.2500% 02/15/26 | — | — | $358K | $379K | 0.6% |
| Cno Finl Group Inc Bonds 5.2500% 05/30/29 | — | — | $382K | $377K | 0.6% |
| Comcast Corp New Bonds 1.9500% 01/15/31 | — | — | $357K | $372K | 0.6% |
| Vmware Inc Bonds 3.9000% 08/21/27 | — | — | $369K | $371K | 0.6% |
| Citigroup Inc Bonds 5.8750% 01/30/42 | — | — | $397K | $368K | 0.6% |
| Rtx Corporation Bonds 5.7500% 01/15/29 | — | — | $367K | $367K | 0.6% |
| Bank New York Mellon Corp Bonds 5.6060% 07/21/39 | — | — | $360K | $363K | 0.6% |
| Goldman Sachs Group Inc Bonds 1.4310% 03/09/27 | — | — | $330K | $360K | 0.6% |
| Bristol-myers Squibb Co Bonds 5.2000% 02/22/34 | — | — | $362K | $359K | 0.6% |
| State Street Corp. Federal Money Market Fund | — | — | $358K | $358K | 0.6% |
| Boeing Co Bonds 2.1960% 02/04/26 | — | — | $334K | $357K | 0.6% |
| Broadcom Inc Bonds 4.1500% 11/15/30 | — | — | $339K | $350K | 0.6% |
| ALABAMA PWR CO GLBL 2021B Bonds 3.0000% 03/15/52 | — | — | $349K | $350K | 0.6% |
| Party-in- Identity of issue, borrower, maturity rate, rate of interest, interest lessor, or similar party collateral, par or maturity value Cost Current value Duke Energy Corporation Bonds 4.5000% 08/15/32 | — | — | $339K | $347K | 0.6% |
| Adobe Inc Bonds 4.9500% 04/04/34 | — | — | $349K | $347K | 0.6% |
| United Parcel Service Inc Bonds 5.3000% 04/01/50 | — | — | $397K | $345K | 0.6% |
| Bk Of America Corp Bonds 2.2990% 07/21/32 | — | — | $324K | $338K | 0.6% |
| Jpmorgan Chase & Co Bonds 2.5250% 11/19/41 | — | — | $337K | $337K | 0.6% |
| Healthcare Trust Of Amer Hl Bonds 3.7500% 07/01/27 | — | — | $325K | $335K | 0.6% |
| Goldman Sachs Gp Bonds 6.7500% 10/01/37 | — | — | $347K | $333K | 0.6% |
| Kimco Realty Corp Bonds 4.6000% 02/01/33 | — | — | $314K | $324K | 0.5% |
| Amgen Inc Bonds 4.4000% 05/01/45 | — | — | $342K | $323K | 0.5% |
| Hewlett Packard Enterprise Bonds 6.3500% 10/15/45 | — | — | $315K | $317K | 0.5% |
| Corporate Office Pptys L P Bonds 2.7500% 04/15/31 | — | — | $307K | $316K | 0.5% |
| Berkshire Hathaway Energy Co Bonds 3.8000% 07/15/48 | — | — | $355K | $312K | 0.5% |
| Appalachian Pwr Co Bonds 4.5000% 08/01/32 | — | — | $326K | $311K | 0.5% |
| Goldman Sachs Group Inc Bonds 3.2100% 04/22/42 | — | — | $326K | $310K | 0.5% |
| Prudential Finl Inc Bonds 3.9050% 12/07/47 | — | — | $354K | $307K | 0.5% |
| National Rural Utils Coop F Bonds 4.8000% 02/05/27 | — | — | $305K | $306K | 0.5% |
| Air Lease Corp Bonds 3.2500% 10/01/29 | — | — | $289K | $304K | 0.5% |
| Atmos Energy Corp Bonds 4.1250% 10/15/44 | — | — | $333K | $302K | 0.5% |
| Comcast Corp New Bonds 4.6000% 10/15/38 | — | — | $323K | $294K | 0.5% |
| Comcast Corp Bonds 5.5000% 05/15/64 | — | — | $309K | $290K | 0.5% |
| Party-in- Identity of issue, borrower, maturity rate, rate of interest, interest lessor, or similar party collateral, par or maturity value Cost Current value Microsoft Corp Bonds 2.6750% 06/01/60 | — | — | $355K | $287K | 0.5% |
| Burlington North BRK5 Bonds 5.7500% 05/01/40 | — | — | $296K | $287K | 0.5% |
| Enterprise Products Bonds 6.1250% 10/15/39 | — | — | $294K | $285K | 0.5% |
| Home Depot Inc Bonds 3.3500% 04/15/50 | — | — | $334K | $281K | 0.5% |
| Dte Energy Co Bonds 4.8750% 06/01/28 | — | — | $269K | $274K | 0.5% |
| Rio Tinto Fin Usa Ltd Bonds 2.7500% 11/02/51 | — | — | $335K | $274K | 0.5% |
| Sysco Corp Bonds 6.6000% 04/01/50 | — | — | $293K | $274K | 0.5% |
| Oracle Corp Bonds 3.6000% 04/01/50 | — | — | $276K | $273K | 0.5% |
| Primerica Inc Bonds 2.8000% 11/19/31 | — | — | $278K | $273K | 0.5% |
| Dte Elec Co Bonds 3.7500% 08/15/47 | — | — | $308K | $271K | 0.5% |
| Exxon Mobil Corporation Bonds 4.1140% 03/01/46 | — | — | $296K | $271K | 0.4% |
| Bhp Billiton Bonds 5.2500% 09/08/33 | — | — | $264K | $266K | 0.4% |
| Abbvie Inc Bonds 0.0495% 03/15/31 | — | — | $265K | $265K | 0.4% |
| Berkshire Hathaway Fin Corp Bonds 4.4000% 05/15/42 | — | — | $281K | $263K | 0.4% |
| State Str Corp Bonds 3.1520% 03/30/31 | — | — | $255K | $261K | 0.4% |
| Piedmont Nat Bonds 5.0500% 05/15/52 | — | — | $255K | $259K | 0.4% |
| US Treasury Notes 1.3750% 11/15/31 | — | — | $271K | $257K | 0.4% |
| Anheuser-busch Cos Ll Bonds 4.7000% 02/01/36 | — | — | $262K | $256K | 0.4% |
| General Mtrs Finl Co Inc Bonds 3.6000% 06/21/30 | — | — | $243K | $255K | 0.4% |
| Bank Amer Corp Bonds 2.6760% 06/19/41 | — | — | $246K | $253K | 0.4% |
| Raymond James Financial Inc Bonds 4.9500% 07/15/46 | — | — | $269K | $251K | 0.4% |
| National Rural Utils Coop F Bonds 4.3000% 03/15/49 | — | — | $259K | $251K | 0.4% |
| Bp Cap Mkts Amer Inc Bonds 3.3790% 02/08/61 | — | — | $301K | $249K | 0.4% |
| Energy Transfer Partners Bonds 6.5000% 02/01/42 | — | — | $239K | $243K | 0.4% |
| Norfolk Southern Corp Bonds 3.1500% 06/01/27 | — | — | $242K | $242K | 0.4% |
| HCA INC Bonds 5.5000% 06/15/47 | — | — | $240K | $236K | 0.4% |
| Lowe's Companies, Inc. Bonds 5.6250% 04/15/53 | — | — | $239K | $231K | 0.4% |
| Aflac Inc Bonds 4.7500% 01/15/49 | — | — | $257K | $228K | 0.4% |
| Consolidated Edison Company Bonds 6.1500% 11/15/52 | — | — | $240K | $226K | 0.4% |
| Dte Elec Co Bonds 2.2500% 03/01/30 | — | — | $221K | $225K | 0.4% |
| United Healthcare Group Inc Bonds 4.7500% 07/15/45 | — | — | $261K | $224K | 0.4% |
| Amazon Com Inc Bonds 3.9500% 04/13/52 | — | — | $239K | $221K | 0.4% |
| American Wtr Cap Corp Bonds 3.7500% 09/01/47 | — | — | $223K | $220K | 0.4% |
| Commonwealth Edison Co Bonds 3.0000% 03/01/50 | — | — | $229K | $219K | 0.4% |
| Nvidia Corp Bonds 2.8500% 04/01/30 | — | — | $204K | $215K | 0.4% |
| Mylan Nv Bonds 5.2500% 06/15/46 | — | — | $196K | $211K | 0.3% |
| Meta Platforms Inc Bonds 3.5000% 08/15/27 | — | — | $205K | $210K | 0.3% |
| Selective Ins Group Inc Bonds 5.3750% 03/01/49 | — | — | $223K | $206K | 0.3% |
| HCA INC Bonds 4.5000% 02/15/27 | — | — | $196K | $198K | 0.3% |
| Caterpillar Inc Del Bonds 3.2500% 09/19/49 | — | — | $238K | $198K | 0.3% |
| Toyota Motor Credit Corporation Bonds 0.0000% 10/08/27 | — | — | $195K | $194K | 0.3% |
| Centerpoint Energy Houston Bonds 3.9500% 03/01/48 | — | — | $207K | $192K | 0.3% |
| Party-in- Identity of issue, borrower, maturity rate, rate of interest, interest lessor, or similar party collateral, par or maturity value Cost Current value FDIC Bank Deposit Fund FDIC Bank Deposit Fund | — | — | $190K | $190K | 0.3% |
| Lowes Cos Inc Bonds 4.4000% 09/08/25 | — | — | $182K | $185K | 0.3% |
| Goldman Sachs Group Bonds 4.0170% 10/31/38 | — | — | $195K | $182K | 0.3% |
| BHP Billiton Fin USA Ltd. Bonds 5.0000% 09/30/43 | — | — | $181K | $182K | 0.3% |
| Bristol-myers Squibb Co Bonds 3.7000% 03/15/52 | — | — | $199K | $182K | 0.3% |
| T Mobile Usa Inc Bonds 3.7500% 04/15/27 | — | — | $179K | $181K | 0.3% |
| US Treasury Notes 2.2500% 08/15/27 | — | — | $177K | $181K | 0.3% |
| Duke Energy Carolinas Llc Bonds 3.2000% 08/15/49 | — | — | $192K | $180K | 0.3% |
| Metlife Inc Bonds 5.7000% 06/15/35 | — | — | $181K | $180K | 0.3% |
| Valero Energy Corp Bonds 6.6250% 06/15/37 | — | — | $180K | $179K | 0.3% |
| Wyeth Bonds 5.9500% 04/01/37 | — | — | $185K | $178K | 0.3% |
| Amazon Com Inc Bonds 4.0500% 08/22/47 | — | — | $199K | $177K | 0.3% |
| Rlty In Co Bonds 0.0340% 01/15/30 | — | — | $190K | $177K | 0.3% |
| Reinsurance Group Amer Inc Bonds 5.7500% 09/15/34 | — | — | $174K | $177K | 0.3% |
| Cheniere Corpus Christi Hld Bonds 5.1250% 06/30/27 | — | — | $175K | $176K | 0.3% |
| Cleveland Clinic Fndtn Bonds 4.8580% 01/01/14 | — | — | $174K | $170K | 0.3% |
| Apple Inc. Bonds 3.8500% 05/04/43 | — | — | $162K | $170K | 0.3% |
| Entergy Texas Inc Bonds 1.7500% 03/15/31 | — | — | $156K | $169K | 0.3% |
| Northern Trust Corporation Bonds 6.1250% 11/02/32 | — | — | $165K | $169K | 0.3% |
| Southern Calif Edison Co Bonds 3.6500% 02/01/50 | — | — | $179K | $168K | 0.3% |
| Simon Ppty Group Lp Bonds 6.6500% 01/15/54 | — | — | $149K | $166K | 0.3% |
| Eversource Energy Bonds 3.4500% 01/15/50 | — | — | $174K | $165K | 0.3% |
| Microsoft Corp Bonds 3.1250% 11/03/25 | — | — | $164K | $163K | 0.3% |
| Microsoft Corp Bonds 3.3000% 02/06/27 | — | — | $165K | $162K | 0.3% |
| Party-in- Identity of issue, borrower, maturity rate, rate of interest, interest lessor, or similar party collateral, par or maturity value Cost Current value Southern Calif Edison Co Bonds 4.1250% 03/01/48 | — | — | $172K | $160K | 0.3% |
| Bristol-myers Squibb Co Bonds 4.2500% 10/26/49 | — | — | $162K | $153K | 0.3% |
| Atmos Energy Corp Bonds 4.3000% 10/01/48 | — | — | $155K | $151K | 0.3% |
| Bk Of America Corp Bonds 4.0830% 03/20/51 | — | — | $168K | $149K | 0.2% |
| Reinsurance Grp America Inc Bonds 3.9000% 05/15/29 | — | — | $149K | $148K | 0.2% |
| Merck & Co Inc Bonds 2.7500% 12/10/51 | — | — | $154K | $145K | 0.2% |
| United Health Care Bonds 5.8000% 03/15/36 | — | — | $157K | $144K | 0.2% |
| Shell International Bonds 3.6250% 05/15/42 | — | — | $151K | $144K | 0.2% |
| Toyota Mtr Cr Corp Bonds 4.4500% 06/29/29 | — | — | $146K | $143K | 0.2% |
| Abbott Labs Bonds 4.9000% 11/30/46 | — | — | $154K | $140K | 0.2% |
| Toyota Motor Credit Corporation Bonds 0.0000% 09/20/27 | — | — | $139K | $140K | 0.2% |
| Dominion Energy Inc Bonds 4.9000% 08/01/41 | — | — | $140K | $139K | 0.2% |
| Berkshire Hathaway Fin Corp Bonds 3.8500% 03/15/52 | — | — | $141K | $136K | 0.2% |
| Philip Morris Intl Inc Bonds 4.2500% 11/10/44 | — | — | $132K | $135K | 0.2% |
| Moodys Corp Bonds 3.2500% 01/15/28 | — | — | $133K | $134K | 0.2% |
| Conocophillip Bonds 5.5500% 03/15/54 | — | — | $140K | $134K | 0.2% |
| Lilly Eli & Co Bonds 5.0500% 08/14/54 | — | — | $144K | $134K | 0.2% |
| American Wtr Cap Corp Bonds 5.4500% 03/01/54 | — | — | $139K | $134K | 0.2% |
| Citigroup Inc Bonds 5.8750% 02/22/33 | — | — | $138K | $133K | 0.2% |
| Southern Co Bonds 3.2500% 07/01/26 | — | — | $130K | $132K | 0.2% |
| Bank Amer Corp Bonds 4.0780% 04/23/40 | — | — | $136K | $132K | 0.2% |
| Meta Platform Bonds 5.6000% 05/15/53 | — | — | $117K | $130K | 0.2% |
| Dell Intl L Bonds 8.3500% 07/15/46 | — | — | $122K | $129K | 0.2% |
| Norfolk Southn Corp Bonds 4.1000% 05/15/21 | — | — | $141K | $128K | 0.2% |
| Kimco Rlty Corp Bonds 4.4500% 09/01/47 | — | — | $126K | $127K | 0.2% |
| Conocophillips Bonds 6.5000% 02/01/39 | — | — | $133K | $126K | 0.2% |
| Pepsico Inc Bonds 4.4500% 04/14/46 | — | — | $135K | $125K | 0.2% |
| Anthem Inc Bonds 4.3750% 12/01/47 | — | — | $139K | $125K | 0.2% |
| Bristol-myers Squibb Co Bonds 2.5500% 11/13/50 | — | — | $152K | $125K | 0.2% |
| Hcp Inc Bonds 6.7500% 02/01/41 | — | — | $121K | $120K | 0.2% |
| Merck & Co Inc. Bonds 3.7000% 02/10/45 | — | — | $135K | $120K | 0.2% |
| Duke Energy Progress Inc Bonds 3.4000% 04/01/32 | — | — | $122K | $116K | 0.2% |
| Visa Inc Bonds 3.1500% 12/14/25 | — | — | $112K | $114K | 0.2% |
| Cisco Sys Inc Bonds 5.3000% 02/26/54 | — | — | $117K | $112K | 0.2% |
| Meta Platform Bonds 5.4000% 08/15/54 | — | — | $115K | $111K | 0.2% |
| Phillips 66 Co Bonds 5.6500% 06/15/54 | — | — | $115K | $111K | 0.2% |
| Wesleyan Univ Conn Bonds 4.7810% 07/01/16 | — | — | $114K | $105K | 0.2% |
| Southwestern Elec Pwr Co Bonds 3.2500% 11/01/51 | — | — | $107K | $105K | 0.2% |
| Walmart Inc Bonds 4.5000% 09/09/52 | — | — | $108K | $104K | 0.2% |
| Dignity Health Bonds 5.2670% 11/01/64 | — | — | $97K | $103K | 0.2% |
| Southwest Airls Co Bonds 5.1250% 06/15/27 | — | — | $95K | $95K | 0.2% |
| Royal Bk Cda Bonds 4.8750% 01/19/27 | — | — | $94K | $95K | 0.2% |
| Entergy La Llc Bonds 5.7000% 03/15/54 | — | — | $93K | $94K | 0.2% |
| Moodys Corp Bonds 3.1000% 11/29/61 | — | — | $108K | $92K | 0.2% |
| Xcel Energy Inc Bonds 3.5000% 12/01/49 | — | — | $94K | $86K | 0.1% |
| Anheuser-busch Inbev Wldw I Bonds 3.5000% 06/01/30 | — | — | $83K | $84K | 0.1% |
| Pepsico Inc Bonds 2.8500% 02/24/26 | — | — | $84K | $83K | 0.1% |
| Target Corp Bonds 2.9500% 01/15/52 | — | — | $93K | $83K | 0.1% |
| Totalenergies Cap Sa Bonds 5.4880% 04/05/54 | — | — | $85K | $81K | 0.1% |
| Puget Energy Inc Bonds 2.8930% 09/15/51 | — | — | $85K | $79K | 0.1% |
| Party-in- Identity of issue, borrower, maturity rate, rate of interest, interest lessor, or similar party collateral, par or maturity value Cost Current value Berkshire Hathaway Inc Del Bonds 3.1250% 03/15/26 | — | — | $79K | $79K | 0.1% |
| Eli Lilly & Co Bonds 5.0000% 02/09/54 | — | — | $85K | $78K | 0.1% |
| United Parcel Service Inc Bonds 2.5000% 09/01/29 | — | — | $78K | $77K | 0.1% |
| Prudential Finl Inc Bonds 3.9350% 12/07/49 | — | — | $72K | $68K | 0.1% |
| Wells Fargo & Co Bonds 2.5720% 02/11/31 | — | — | $62K | $66K | 0.1% |
| Bank of America Bonds 3.8240% 01/20/28 | — | — | $64K | $64K | 0.1% |
| Norfolk Southn Corp Bonds 5.5500% 03/15/34 | — | — | $60K | $61K | 0.1% |
| Unitedhealth Grp Bonds 4.8000% 01/15/30 | — | — | $61K | $60K | <0.1% |