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Original filing (PDF)20250916120444NAL0001841729001
AIFS, INC.
Form 5500
FILING_RECEIVED
AIFS, INC. RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
438
Accounts w/ balance
688
Plan assets (EOY)
$89.1M
Net assets (EOY)
$89.1M
How this plan invests
This plan
1 pooled trust
Schedule D
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- Below-peer total fees (10 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AIFS, INC..
Plan sponsor
Name
AIFS, INC.
EIN
06-0890698
Address
1 HIGH RIDGE PARK · STAMFORD, CT · 06905
Phone
(203) 399-5004
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-16
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $83K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $9K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
36 direct securities · 1 pooled fund· $88.2M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$86.8M
36 holdings
Common Collective Trust
$1.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Growth Company Fund K Mutual Fund | — | — | — | $12.4M | 13.9% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $8.1M | 9.1% | |
| Eaton Vance Growth Fund A Mutual Fund | — | — | — | $8.0M | 9.0% | |
| Fidelity Freedom 2045 Fund IPR Mutual Fund | — | — | — | $6.3M | 7.1% | |
| Fidelity Freedom 2050 Fund IPR Mutual Fund | — | — | — | $5.5M | 6.2% | |
| Fidelity Freedom 2040 Fund IPR Mutual Fund | — | — | — | $5.4M | 6.1% | |
| Fidelity Puritan Fund K Mutual Fund | — | — | — | $5.0M | 5.6% | |
| American Funds New Perspective Fund A Mutual Fund | — | — | — | $4.4M | 4.9% | |
| Fidelity Freedom 2035 Fund IPR Mutual Fund | — | — | — | $4.1M | 4.5% | |
| Fidelity Freedom 2030 Fund IPR Mutual Fund | — | — | — | $3.6M | 4.1% | |
| American Funds Investment Co of America Fund A Mutual Fund | — | — | — | $3.1M | 3.5% | |
| Fidelity Freedom 2025 Fund IPR Mutual Fund | — | — | — | $2.2M | 2.5% | |
| Fidelity Freedom 2055 Fund IPR Mutual Fund | — | — | — | $2.0M | 2.3% | |
| Fidelity U.S. Bond Index Fund Mutual Fund | — | — | — | $1.9M | 2.2% | |
| Vanguard Small Cap Index Fund Adm Mutual Fund | — | — | — | $1.6M | 1.8% | |
| MIP CL 1 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $1.4M | 1.6% | |
| Vanguard Inflation Protected Adm Mutual Fund | — | — | — | $1.4M | 1.5% | |
| Fidelity Freedom 2020 Fund IPR Mutual Fund | — | — | — | $1.1M | 1.3% | |
| Fidelity International Index Mutual Fund | — | — | — | $1.1M | 1.3% | |
| JPMorgan Mid Cap Growth Fund R6 Mutual Fund | — | — | — | $1.1M | 1.2% | |
| Fidelity Government Money Market Fund Money Market Fund | — | — | — | $1.1M | 1.2% | |
| Fidelity Freedom 2060 Fund IPR Mutual Fund | — | — | — | $944K | 1.1% | |
| Columbia Dividend Income I3 Mutual Fund | — | — | — | $838K | 0.9% | |
| Fidelity Freedom 2015 Fund IPR Mutual Fund | — | — | — | $737K | 0.8% | |
| PIMCO Total Return Inst Mutual Fund | — | — | — | $651K | 0.7% | |
| Fidelity Total Market Index Mutual Fund | — | — | — | $623K | 0.7% | |
| Fidelity Extended Market Index Mutual Fund | — | — | — | $580K | 0.7% | |
| Participants Participant Loans Interest Rate of 5.25% - 10.50% - | — | — | — | $535K | 0.6% | |
| Fidelity Low Priced Stock Fund K Mutual Fund | — | — | — | $504K | 0.6% | |
| Invesco Emerging Markets All Cap Fund R6 Mutual Fund | — | — | — | $412K | 0.5% | |
| Touchstone Small Company Fund Mutual Fund | — | — | — | $325K | 0.4% | |
| MFS International Growth Fund Class R6 Mutual Fund | — | — | — | $244K | 0.3% | |
| Fidelity Freedom 2065 Fund IPR Mutual Fund | — | — | — | $222K | 0.2% | |
| Fidelity Freedom 2010 Fund IPR Mutual Fund | — | — | — | $209K | 0.2% | |
| Vanguard Real Estate Idx Adm Mutual Fund | — | — | — | $195K | 0.2% | |
| Columbia Small Cap Value I Inst2 Mutual Fund | — | — | — | $137K | 0.2% | |
| Fidelity Freedom Index Income Mutual Fund | — | — | — | $99K | 0.1% |
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