Back to filter
Original filing (PDF)20250923122314NAL0014753250002
RICHARD'S CORPORATION
Form 5500
FILING_RECEIVED
RICHARD'S CORPORATION PREVAILING WAGE/401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
115
Accounts w/ balance
154
Plan assets (EOY)
$21.7M
Net assets (EOY)
$21.7M
How this plan invests
This plan
1 pooled trust
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (11 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RICHARD'S CORPORATION.
Plan sponsor
Name
RICHARD'S CORPORATION
EIN
06-0853286
Address
64 NORTH HARWINTON AVENUE · TERRYVILLE, CT · 06786
Phone
(860) 583-9229
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLS THOMAS LLC | 06-0853286 | BRANFORD, CT | THIRD PARTY ADMIN. | $0 | — |
Other
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MARCUM LLP | 11-1986323 | — | SERVICE PROVIDER | $13K | — |
| VOYA RETIREMENT INSURANCE & ANN. C | 71-0294708 | — | SERVICE PROVIDER | $10K | — |
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | — | — |
| CLIFTON LARSON ALLEN LLP | 41-0746749 | — | SERVICE PROVIDER | $0 | — |
Investments
33 direct securities · 1 pooled fund· $38.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$21.7M
33 holdings
Pooled Separate Account
$17.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MAP SEPERATE ACOUNT D VOYA RETIREMENT INS. & ANNUITY CO. · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $17.2M | 79.0% | |
| Black Rock LifePath Ind 2030 Fd K ** 227 Guaranteed Investment Contract * Voya Fixed Account | — | — | — | $4.6M | 21.0% | |
| Fidelity 500 Index Fund | — | — | — | $3.7M | 17.2% | |
| American Funds Am Balanced R6 | — | — | — | $2.0M | 9.4% | |
| JPMorgan LgCp Grw Fnd R6 | — | — | — | $1.6M | 7.5% | |
| T. Rowe Price Mid-Cap Growth Fund I | — | — | — | $1.4M | 6.2% | |
| JPMorgan US Val Fd R6 | — | — | — | $920K | 4.2% | |
| Dodge & Cox Income Fund X | — | — | — | $682K | 3.1% | |
| DFA Emer Mkts Core Eq 2-Inst | — | — | — | $675K | 3.1% | |
| American Funds Nw Prspctv R6 | — | — | — | $646K | 3.0% | |
| American Funds In Gr & In F R6 | — | — | — | $631K | 2.9% | |
| Fidelity Intl Index Fnd | — | — | — | $584K | 2.7% | |
| Fidelity Ttl Mkt Id Fd | — | — | — | $495K | 2.3% | |
| DFA US Small Cap Vl Port Ins | — | — | — | $465K | 2.1% | |
| Fidelity US Bd Id Fd | — | — | — | $437K | 2.0% | |
| Black Rock LifePath Ind 2060 Fd K | — | — | — | $396K | 1.8% | |
| PIMCO Income Fund Ins | — | — | — | $330K | 1.5% | |
| Fidelity Lg Cp Grw Id Fd | — | — | — | $320K | 1.5% | |
| Black Rock LifePath Ind Ret Fd K | — | — | — | $267K | 1.2% | |
| Fidelity Sm Cp Ind Fd | — | — | — | $230K | 1.1% | |
| Black Rock LifePath Ind 2055 Fd K | — | — | — | $222K | 1.0% | |
| DFA Infl-Prot Sec Port Ins | — | — | — | $182K | 0.8% | |
| Fidelity Mid Cap Idx Fd | — | — | — | $179K | 0.8% | |
| DFA Real Estate Secs Port Ins | — | — | — | $171K | 0.8% | |
| Black Rock LifePath Ind 2040 Fd K | — | — | — | $154K | 0.7% | |
| Fidelity Lg C Val Ind Fd | — | — | — | $138K | 0.6% | |
| Black Rock LifePath Ind 2045 Fd K | — | — | — | $105K | 0.5% | |
| MFS Mid Cap Value Fund R6 | — | — | — | $59K | 0.3% | |
| Black Rock LifePath Ind 2065 Fd K | — | — | — | $55K | 0.3% | |
| TRowePrc Intg US Sm-Cap Gr Eq I | — | — | — | $32K | 0.1% | |
| Black Rock LifePath Ind 2035 Fd K | — | — | — | $28K | 0.1% | |
| Black Rock LifePath Ind 2050 Fd K | — | — | — | $11K | <0.1% | |
| PIMCO Intl Bd Fd (US Dl-Hdg) I | — | — | — | $6K | <0.1% | |
| Voya Gv Mny Mkt F A (Hld Acct) | — | — | — | $1K | <0.1% |