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Original filing (PDF)20251007101119NAL0007903664001
SOUTHERN AUTO SALES, INC.
Form 5500
FILING_RECEIVED
SOUTHERN AUTO SALES, INC. MASTER PROFIT SHARING PLAN
401(k) retirement plan
Signals · 2
34% in single holding6 service providers
Active participants
171
Accounts w/ balance
212
Plan assets (EOY)
$32.7M
Net assets (EOY)
$32.7M
How this plan invests
This plan
12 pooled trusts
Schedule D
11 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
83
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "[DFE: GREAT GRAY TRUST AMERICAN FUNDS 2030 FUND (extraction pending)]" is 34% of plan.
- 50 bps in Schedule C fees — 72% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOUTHERN AUTO SALES, INC..
Plan sponsor
Name
SOUTHERN AUTO SALES, INC.
EIN
06-0705740
Address
PO BOX 388 · EAST WINDSOR, CT · 06088
Phone
(860) 292-7500
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
BOBROW & CO., PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $69K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BRADLEY, FOSTER & SARGENT, INC. | 06-0861760 | — | INVESTMENT ADVISORS | $34K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MML INVESTORS | 04-2746212 | — | BROKER | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENSION CONSULTANTS, INC. | 06-1504963 | — | TPA | $13K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BOBROW & COMPANY | 06-1357224 | — | ACCOUNTANT | $40K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UBS | 13-2638166 | — | INVESTMENT MGMT | $8K | — |
Investments
12 pooled funds· $3.4M(10% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| GREAT GRAY TRUST AM FUNDS 2030 I GREAT GRAY TRUST · EIN 38-4126262 / PN 566 | Common Collective Trust | — | — | $1.2M | 3.6% | |
| GREAT GRAY TRUST AM FUNDS 2040 I GREAT GRAY TRUST · EIN 38-4126264 / PN 568 | Common Collective Trust | — | — | $865K | 2.6% | |
| GREAT GRAY TRUST AM FUNDS 2035 I GREAT GRAY TRUST · EIN 38-4126263 / PN 567 | Common Collective Trust | — | — | $473K | 1.4% | |
| GREAT GRAY TRUST AM FUNDS 2025 I GREAT GRAY TRUST · EIN 38-4126261 / PN 565 | Common Collective Trust | — | — | $442K | 1.4% | |
| GREAT GRAY TRUST AM FUNDS 2020 I GREAT GRAY TRUST · EIN 38-4126260 / PN 564 | Common Collective Trust | — | — | $215K | 0.7% | |
| GREAT GRAY TRUST AM FUNDS 2050 I GREAT GRAY TRUST · EIN 38-4126266 / PN 570 | Common Collective Trust | — | — | $166K | 0.5% | |
| GREAT GRAY TRUST AM FUNDS 2055 I GREAT GRAY TRUST · EIN 38-4126267 / PN 571 | Common Collective Trust | — | — | $50K | 0.2% | |
| GREAT GRAY TRUST AM FUNDS 2015 I GREAT GRAY TRUST · EIN 38-4126259 / PN 563 | Common Collective Trust | — | — | $9K | <0.1% | |
| GREAT GRAY TRUST AM FUNDS 2060 I GREAT GRAY TRUST · EIN 38-4126268 / PN 572 | Common Collective Trust | — | — | $8K | <0.1% | |
| GREAT GRAY TRUST AM FUNDS 2045 I GREAT GRAY TRUST · EIN 38-4126265 / PN 569 | Common Collective Trust | — | — | $2K | <0.1% | |
| GREAT GRAY TRUST AM FUNDS 2065 I GREAT GRAY TRUST · EIN 38-7275308 / PN 777 | Common Collective Trust | — | — | $1K | <0.1% | |
| INVESCO STABLE VALUE TRUST V INVESCO TRUST COMPANY · EIN 46-3793325 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% |