Original filing (PDF)20251105093134NAL0008204849001

LANGUAGE LINE, LLC

Name: LANGUAGE LINE, LLC — LANGUAGE LINE SERVICES 401(K) RETIREMENT PLAN, Form 5500 (2024)
Creator: LANGUAGE LINE, LLC

Form 5500

FILING_RECEIVED

LANGUAGE LINE SERVICES 401(K) RETIREMENT PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

4,265

Accounts w/ balance

1,924

Plan assets (EOY)

$103.4M

Net assets (EOY)

$103.4M

How this plan invests

This plan

23 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

Participation health

Knocking points off

No recordkeeper disclosed on Schedule C.
Only 45% as many balances as active participants — suggests many active employees aren't deferring.

Helping the score

Below-peer total fees (3 bps vs 10 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LANGUAGE LINE, LLC.

Plan sponsor

Name

LANGUAGE LINE, LLC

EIN

05-0504190

Address

1 LOWER RAGSDALE DRIVE · BUILDING 2 · MONTEREY, CA · 939405747

Phone

(831) 648-5816

Industry

Admin Support & Waste Mgmtsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-11-05

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

2E · Profit-sharing

3B · Covers self-employed individuals

Audit & trust (Schedule H)

Auditor

BAKER TILLY US, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
MOSS ADAMS, LLP	91-0189318	—	ACCOUNTING	$7K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
LINCOLN NATIONAL CORPORATION	35-1140070	—	SERVICE PROVIDER	$26K	—

Investments

23 direct securities· $103.4M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
BNY Mellon Institutional S&P 500 Stock Index Class I Mutual Fund	—	—	—	$15.2M	14.7%
MFS Lifetime 2040 Class R3 Mutual Fund	—	—	—	$14.9M	14.4%
MFS Lifetime 2030 Class R3 Mutual Fund	—	—	—	$13.6M	13.1%
AB Large Cap Growth Advisor Class Mutual Fund	—	—	—	$7.6M	7.4%
MFS Lifetime Income Class R3 Mutual Fund	—	—	—	$7.6M	7.3%
MFS Lifetime 2050 Class R3 Mutual Fund	—	—	—	$7.5M	7.3%
Lincoln Stable Value Account - LNGPC Fixed Annuity	—	—	—	$6.7M	6.5%
Columbia Seligman Communications And Information Class I2 Mutual Fund	—	—	—	$4.3M	4.1%
Columbia Mid Cap Index Class I2 Shares Mutual Fund	—	—	—	$3.7M	3.6%
BlackRock Health Sciences Opportunities Institutional Shares Mutual Fund	—	—	—	$3.2M	3.1%
BlackRock Total Return Class K Shares Mutual Fund	—	—	—	$3.2M	3.1%
JPMorgan Equity Income Class R5 Mutual Fund	—	—	—	$3.0M	2.9%
MFS Lifetime 2060 Class R3 Mutual Fund	—	—	—	$2.8M	2.7%
MFS International Growth Class R4 Mutual Fund	—	—	—	$2.2M	2.2%
JPMorgan Small Cap Equity Class R5 Mutual Fund	—	—	—	$1.8M	1.7%
maturing through September 2039 -0-	—	—	—	$1.7M	1.6%
American Funds New World Class R5E Mutual Fund	—	—	—	$1.5M	1.4%
Eaton Vance High Income Opportunities Class I Mutual Fund	—	—	—	$1.2M	1.1%
Undiscovered Managers Behavioral Value Class R5 Mutual Fund	—	—	—	$922K	0.9%
Nuveen Real Estate Securities Select Mutual Fund	—	—	—	$854K	0.8%
Ishares Msci Eafe International Index Investor A Shares Mutual Fund	—	—	—	$31K	<0.1%
Ishares Us Aggregate Bond Index Investor A Shares Mutual Fund	—	—	—	$9K	<0.1%
Pimco International Bond Us Dollar Hedged Administrative Class Mutual Fund	—	—	—	$2K	<0.1%