How big is Spencer Technologies, Inc.'s plan?

Spencer Technologies, Inc.'s plan reported $10.0M in assets and 420 participants for 2023.

Original filing (PDF)20250207125144NAL0023078000001

Spencer Technologies, Inc.

Name: Spencer Technologies, Inc. — Spencer Technologies, Form 5500 (2023)
Creator: Spencer Technologies, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Spencer Technologies, Inc. 401(k) and Profit Sharing Plan

401(k) retirement plan · Spencer Technologies, Inc.'s Spencer Technologies, Inc. 401(k) and Profit Sharing Plan held $10.0M in plan assets for 420 participants in 2023, with Empower as recordkeeper.

Signals · 5

Late filing · 2.7 moLate participant contributions100% in single holding100% employer stockCorrective distributions issued

Active participants

420

Accounts w/ balance

607

Plan assets (EOY)

$10.0M

Net assets (EOY)

$10.0M

People on this filing

Crystal Starr signed Spencer Technologies, Inc.'s 2023 Form 5500 as plan administrator.

Crystal Starr — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Spencer Technologies, Inc.'s EIN is 05-0499679.

EIN 05-0499679

Plan number 002

Plan year 2023

ACK ID 20250207125144NAL0023078000001

Official Form 5500 document

Download the official 2023 Form 5500 (PDF) for Spencer Technologies, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2023 Form 5500 (PDF)

Plan features

Spencer Technologies, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for SPENCER TECHNOLOGIES, INC..

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How this plan invests

This plan

1 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Filed 2.7 months past the 10.5-month grace window.
Delinquent participant contributions reported (Schedule H 4a) — 199K (19% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Bottom-decile employer contributions per participant (7th percentile).

Plan sponsor

Name

SPENCER TECHNOLOGIES, INC.

EIN

all filings

Address

10 TROTTER DR · MEDWAY, MA · 02053

Phone

(508) 635-2107

Industry

Professional & Technical Services

Plan administrator