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Original filing (PDF)20251009051728NAL0006529393001
SPENCER TECHNOLOGIES, INC.
Form 5500
FILING_RECEIVED
SPENCER TECHNOLOGIES, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
351
Accounts w/ balance
476
Plan assets (EOY)
$11.0M
Net assets (EOY)
$11.0M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 62 bps in Schedule C fees — 115% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPENCER TECHNOLOGIES, INC..
Plan sponsor
Name
SPENCER TECHNOLOGIES, INC.
EIN
05-0499679
Address
10 TROTTER DRIVE · MEDWAY, MA · 02053
Phone
(508) 595-9496
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PKF O'CONNOR DAVIES
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $53K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ROCKLAND TRUST CO. | 04-1782600 | — | INVESTMENT/FINANCIAL ADVI | $15K | — |
Investments
34 direct securities· $10.7M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMORGAN LARGE CAP GROWTH R6 | Registered Investment Companies | — | — | $1.4M | 12.4% | |
| VANGUARD FEDERAL MM INV | Registered Investment Companies | — | — | $1.3M | 11.6% | |
| FID 500 IND | Registered Investment Companies | — | — | $1.1M | 10.3% | |
| STATE ST TARGET RETIRE 2040 K | Registered Investment Companies | — | — | $757K | 6.9% | |
| BLACKROCK 80 20 TARGET ALLOC K | Registered Investment Companies | — | — | $737K | 6.7% | |
| AMER FUNDS NEW PERSP R6 | Registered Investment Companies | — | — | $712K | 6.5% | |
| STATE ST TARGET RETIRE 2035 K | Registered Investment Companies | — | — | $477K | 4.4% | |
| STATE ST TARGET RETIRE 2025 K | Registered Investment Companies | — | — | $393K | 3.6% | |
| ALLSPRING CORE PLUS BOND R6 | Registered Investment Companies | — | — | $377K | 3.4% | |
| STATE ST TARGET RETIRE 2030 K | Registered Investment Companies | — | — | $347K | 3.2% | |
| STATE ST TARGET RETIRE 2045 K | Registered Investment Companies | — | — | $328K | 3.0% | |
| STATE ST TARGET RETIRE 2055 K | Registered Investment Companies | — | — | $308K | 2.8% | |
| MFS INTERNATIONAL GROWTH R6 | Registered Investment Companies | — | — | $291K | 2.7% | |
| BLACKROCK 60 40 TARGET ALLOC K | Registered Investment Companies | — | — | $246K | 2.2% | |
| FID MID CAP INDEX | Registered Investment Companies | — | — | $201K | 1.8% | |
| VANGUARD WINDSOR FUND ADMIRAL | Registered Investment Companies | — | — | $200K | 1.8% | |
| STATE ST TARGET RETIRE 2050 K | Registered Investment Companies | — | — | $179K | 1.6% | |
| FID INTERNATIONAL INDEX | Registered Investment Companies | — | — | $178K | 1.6% | |
| AMERICAN FUNDS NEW WORLD R6 | Registered Investment Companies | — | — | $175K | 1.6% | |
| STATE ST TARGET RETIRE 2060 K | Registered Investment Companies | — | — | $159K | 1.5% | |
| PGIM JENNISON MID CAP GR R6 | Registered Investment Companies | — | — | $137K | 1.2% | |
| VAN SELECTED VALUE - INV | Registered Investment Companies | — | — | $135K | 1.2% | |
| FID US BOND IND | Registered Investment Companies | — | — | $117K | 1.1% | |
| DFA US SMALL CAP GROWTH INST | Registered Investment Companies | — | — | $103K | 0.9% | |
| BLACKROCK 20 80 TARGET ALLOC K | Registered Investment Companies | — | — | $81K | 0.7% | |
| DFA REAL ESTATE SEC PORT INST | Registered Investment Companies | — | — | $80K | 0.7% | |
| FID SMALL CAP INDEX | Registered Investment Companies | — | — | $66K | 0.6% | |
| SS TRGT RTMNT 2065 K | Registered Investment Companies | — | — | $66K | 0.6% | |
| STATE ST TARGET RETIRE 2020 K | Registered Investment Companies | — | — | $47K | 0.4% | |
| JPMORGAN US EQUITY FUND R6 | Registered Investment Companies | — | — | $45K | 0.4% | |
| STATE ST TARGET RETIREMENT K | Registered Investment Companies | — | — | $10K | <0.1% | |
| DFA US SMALL CAP VAL PORT INST | Registered Investment Companies | — | — | $8K | <0.1% | |
| JPMORGAN INCOME R6 | Registered Investment Companies | — | — | $6K | <0.1% | |
| AMERICAN FUNDS US GOV SEC R6 | Registered Investment Companies | — | — | $3K | <0.1% |
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