Original filing (PDF)20251009153903NAL0011780112001

AMICA MUTUAL INSURANCE COMPANY

Name: AMICA MUTUAL INSURANCE COMPANY — AMICA 401(K) RETIREMENT SAVINGS PLAN, Form 5500 (2024)
Creator: AMICA MUTUAL INSURANCE COMPANY

Form 5500

FILING_RECEIVED

AMICA 401(K) RETIREMENT SAVINGS PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

3,514

Accounts w/ balance

5,392

Plan assets (EOY)

$988.7M

Net assets (EOY)

$988.7M

How this plan invests

This plan

12 pooled trusts

Schedule D

616 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

No recordkeeper disclosed on Schedule C.

Helping the score

Below-peer total fees (2 bps vs 6 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMICA MUTUAL INSURANCE COMPANY.

Plan sponsor

Name

AMICA MUTUAL INSURANCE COMPANY

EIN

05-0348344

Address

PO BOX 6008 · PROVIDENCE, RI · 029406008

Phone

(800) 652-6422

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2R · Participant-directed brokerage (SDBA)

2S · Automatic enrollment

2T · Default investment account (QDIA)

3F · Sponsor used leased employees

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

GRANT THORNTON LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
VANGUARD ADVISERS INC.	23-2811930	—	NONE	$188K	—
THE VANGUARD GROUP, INC.	23-1945930	—	NONE	$58K	—

Investments

615 direct securities · 12 pooled funds· $1.3B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$969.5M

615 holdings

Common Collective Trust

$340.5M

12 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
VANGUARD TARGET RETIREMENT 2050 TRUST II	—	—	—	$118.0M	11.9%
VANGUARD TARGET RETIREMENT 2045 TRUST II	—	—	—	$108.2M	10.9%
VANGUARD MID-CAP INDEX FUND INSTITUTIONAL SHARES	—	—	—	$71.9M	7.3%
VANGUARD FEDERAL MONEY MARKET FUND	—	—	—	$68.1M	6.9%
VANGUARD REAL ESTATE INDE FUND - INSTL SHARES	—	—	—	$67.7M	6.8%
VANGUARD SHORT-TERM BOND INDEX FUND ADMIRAL SHARES	—	—	—	$53.7M	5.4%
VANGUARD TARGET RETIREMENT 2025 TRUST II	—	—	—	$53.2M	5.4%
VFTC TARGET RET 2050 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083970 / PN 001	Common Collective Trust	—	—	$53.2M	5.4%
VANGUARD TARGET RETIREMENT 2030 TRUST II	—	—	—	$47.0M	4.7%
VFTC TARGET RET 2055 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715091 / PN 001	Common Collective Trust	—	—	$47.0M	4.7%
VANGUARD TARGET RETIREMENT 2020 TRUST II	—	—	—	$40.9M	4.1%
VFTC TARGET RET 2045 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083972 / PN 001	Common Collective Trust	—	—	$40.9M	4.1%
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND INSTL SHARES	—	—	—	$39.2M	4.0%
VFTC TARGET RET 2030 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083978 / PN 001	Common Collective Trust	—	—	$39.2M	4.0%
VANGUARD BALANCED INDEX FUND INSTITUTIONAL SHARES	—	—	—	$39.1M	4.0%
VANGUARD TOTAL STOCK MARKET INDEX FUND INSTL PLUS SHARES	—	—	—	$38.2M	3.9%
VFTC TARGET RET 2035 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083976 / PN 001	Common Collective Trust	—	—	$38.2M	3.9%
VANGUARD GROWTH INDEX FUND INST	—	—	—	$36.6M	3.7%
VANGUARD TOTAL BOND MARKET INDEX FUND INSTL SHARES	—	—	—	$35.2M	3.6%
VFTC TARGET RET 2025 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083980 / PN 001	Common Collective Trust	—	—	$35.2M	3.6%
VANGUARD INFLATION-PROTECTED SECURITIES FUND INSTL SHARES	—	—	—	$32.7M	3.3%
VANGUARD VALUE INDEX FUND INSTITUTIONAL SHARES	—	—	—	$31.8M	3.2%
VFTC TARGET RET 2040 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001	Common Collective Trust	—	—	$31.8M	3.2%
VANGUARD TARGET RETIREMENT 2035 TRUST II	—	—	—	$24.2M	2.5%
VFTC TARGET RET 2060 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799419 / PN 001	Common Collective Trust	—	—	$24.2M	2.5%
VANGUARD TARGET RETIREMENT 2040 TRUST II	—	—	—	$13.4M	1.4%
VFTC TARGET RET INCOME TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083967 / PN 001	Common Collective Trust	—	—	$13.4M	1.4%
VANGUARD SMALL-CAP INDEX FUND INSTITUTIONAL SHARES	—	—	—	$11.4M	1.2%
VFTC TARGET RET 2020 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083982 / PN 001	Common Collective Trust	—	—	$11.4M	1.2%
VANGUARD TARGET RETIREMENT 2055 TRUST II	—	—	—	$8.9M	0.9%
VANGUARD TARGET RETIREMENT 2060 TRUST II	—	—	—	$8.3M	0.8%
VANGUARD TARGET RETIREMENT 2070 TRUST II	—	—	—	$5.7M	0.6%
VFTC TARGET RET 2065 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6194314 / PN 001	Common Collective Trust	—	—	$5.7M	0.6%
VANGUARD TARGET RETIREMENT 2065 TRUST II	—	—	—	$4.0M	0.4%
VANGUARD TARGET RETIREMENT INCOME TRUST II	—	—	—	$1.2M	0.1%
INVSC SOLAR ETF	—	—	—	$739K	<0.1%
VERIZON COMMUNICATIO	—	—	—	$607K	<0.1%
NORDIC AMERICAN TANK	—	—	—	$562K	<0.1%
POTLATCHDELTIC CORP REIT	—	—	—	$531K	<0.1%
SBA COMMUNICATIONS C A	—	—	—	$497K	<0.1%
BURFORD CAPITAL LIMI	—	—	—	$402K	<0.1%
NL INDS INC	—	—	—	$349K	<0.1%
NOKIA CORP ADR	—	—	—	$330K	<0.1%
EXXON MOBIL CORP	—	—	—	$328K	<0.1%
VANGUARD FTSE ALL-WLD EX-US IDX ADMIRAL	—	—	—	$278K	<0.1%
VANGUARD GLOBAL CAPITAL CYCLES INVESTOR	—	—	—	$211K	<0.1%
WELLS FARGO BANK, NT SD	—	—	—	$205K	<0.1%
VFTC TARGET RET 2070 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-7039453 / PN 001	Common Collective Trust	—	—	$205K	<0.1%
ZEVIA PBC A	—	—	—	$193K	<0.1%
INVSC S P 500 EQUAL WEIGHT ETF IV	—	—	—	$168K	<0.1%
PRAXIS PRECISION MED	—	—	—	$164K	<0.1%
HARROW INC 8.625%	—	—	—	$129K	<0.1%
ZIONS BANCORP N A	—	—	—	$117K	<0.1%
ARCHER AVIATION INC WARRANT 09/16/2026	—	—	—	$95K	<0.1%
AKAMAI TECHNOLOGIES	—	—	—	$93K	<0.1%
VANGUARD MID-CAP GROWTH INDEX ADMIRAL	—	—	—	$93K	<0.1%
ALPHABET INC A	—	—	—	$85K	<0.1%
VANGUARD WELLINGTON INV	—	—	—	$85K	<0.1%
EQUINIX INC REIT	—	—	—	$79K	<0.1%
HARTFORD STRATEGIC INCOME A	—	—	—	$66K	<0.1%
KRANESHARES CSI CHINA INTERNET ETF	—	—	—	$58K	<0.1%
INVSC PREFERRED ETF	—	—	—	$58K	<0.1%
ARISTA NETWORKS INC	—	—	—	$57K	<0.1%
SPDR GOLD MINISHARES ETF	—	—	—	$57K	<0.1%
INVSC BULLETSHARS 2026 CORP BND ETF	—	—	—	$57K	<0.1%
MATCH GROUP INC NEW	—	—	—	$57K	<0.1%
WISDOMTREE EMERGING MKT MULTFCT ETF	—	—	—	$56K	<0.1%
PIMCO CORPORATE OPPORTUNITY CF	—	—	—	$55K	<0.1%
VANGUARD RUSSELL 2000 ETF	—	—	—	$53K	<0.1%
PIMCO DYNAMIC INCOME STRATEGY CF	—	—	—	$52K	<0.1%
WORKDAY INC A	—	—	—	$51K	<0.1%
VIRTS INFRCP US PFD	—	—	—	$51K	<0.1%
PACER US CASH COWS 100 ETF	—	—	—	$50K	<0.1%
AIR PRODS & CHEMS IN	—	—	—	$49K	<0.1%
VANGUARD HEALTH CARE INV	—	—	—	$49K	<0.1%
AIRGAIN INC	—	—	—	$47K	<0.1%
VANGUARD INTERNATIONAL GROWTH INV	—	—	—	$47K	<0.1%
PLUG PWR INC	—	—	—	$47K	<0.1%
SUPER GROUP SGHC LTD	—	—	—	$45K	<0.1%
PIMCO DYNAMIC INCOME CF	—	—	—	$44K	<0.1%
COHEN STEERS QUAL INCOME REALTY CF	—	—	—	$43K	<0.1%
STELLANTIS N V	—	—	—	$43K	<0.1%
IROBOT CORP	—	—	—	$42K	<0.1%
SYMBOTIC INC A	—	—	—	$41K	<0.1%
GREEN THUMB INDS INC	—	—	—	$41K	<0.1%
MATTHEWS INDIA INVESTOR	—	—	—	$40K	<0.1%
VANGUARD S&P 500 ETF	—	—	—	$39K	<0.1%
WISDOMTREE CYBERSECURITY ETF	—	—	—	$37K	<0.1%
EATON VANCE FLOATING-RATE ADVANTAGE A	—	—	—	$37K	<0.1%
SCHWAB FUNDMNTL US LARGE COM ETF	—	—	—	$36K	<0.1%
EQUINOX GOLD CORP	—	—	—	$34K	<0.1%
ASTRAZENECA PLC ADR	—	—	—	$34K	<0.1%
VANGUARD CASH RESERVES FEDERAL MONEY MARKET ADMIRAL	—	—	—	$33K	<0.1%
CLEVELAND-CLIFFS INC	—	—	—	$32K	<0.1%
BARON PARTNERS RETAIL	—	—	—	$32K	<0.1%
MCCORMICK & CO INC	—	—	—	$32K	<0.1%
SCHWAB VALUE ADVANTAGE MONEY INVESTOR SHARES	—	—	—	$32K	<0.1%
VANGUARD STRATEGIC SMALL-CAP EQUITY INV	—	—	—	$31K	<0.1%
ALGONQUIN PWR & UTIL	—	—	—	$31K	<0.1%
SCHWAB FUNDAMNTL INTRNL EQT ETF	—	—	—	$31K	<0.1%
ARDAGH METAL PACKAGI	—	—	—	$31K	<0.1%
WORKHORSE GROUP INC EQUITY	—	—	—	$31K	<0.1%
HUSSMAN STRATEGIC MARKET CYCLE FUND	—	—	—	$31K	<0.1%
HARTFORD SHORT DURATION A	—	—	—	$28K	<0.1%
SPDR GOLD SHARES ETF	—	—	—	$28K	<0.1%
INVSC QQQ TRUST SRS 1 ETF	—	—	—	$28K	<0.1%
XPLR INFRASTRUCTURE	—	—	—	$28K	<0.1%
VANGUARD S&P 500 VALUE ETF	—	—	—	$28K	<0.1%
ALEXANDRIA REAL ESTA REIT	—	—	—	$28K	<0.1%
VANGUARD SMALL CAP GROWTH INDEX ADMIRAL	—	—	—	$28K	<0.1%
DESKTOP METAL INC A	—	—	—	$27K	<0.1%
STRONGHOLD DIGITAL M A	—	—	—	$27K	<0.1%
SCHWAB GOVERNMENT MONEY INV	—	—	—	$27K	<0.1%
AMERICAN FUNDS BOND FUND OF AMER F2	—	—	—	$27K	<0.1%
XBIOTECH INC	—	—	—	$26K	<0.1%
PIMCO DYNAMIC INCOME OPPORT CF	—	—	—	$26K	<0.1%
GMO QUALITY I	—	—	—	$25K	<0.1%
COHEN & STEERS LTD DUR PRFD INCM CF	—	—	—	$24K	<0.1%
NIKE INC B	—	—	—	$23K	<0.1%
PFIZER INC	—	—	—	$22K	<0.1%
FIDELITY SELECT HEALTH CARE	—	—	—	$22K	<0.1%
VANGUARD PRIMECAP CORE INV	—	—	—	$22K	<0.1%
ALASKA AIR GROUP INC	—	—	—	$22K	<0.1%
ALCOA CORP	—	—	—	$21K	<0.1%
VANGUARD SHRT-TERM INFL-PROT SEC IDX ADM	—	—	—	$21K	<0.1%
VANGUARD HIGH DIVIDEND YIELD INDEX ADM	—	—	—	$21K	<0.1%
AIRBNB INC A	—	—	—	$21K	<0.1%
VANGUARD WINDSOR INVESTOR SHARES	—	—	—	$21K	<0.1%
MASTERCARD INC A	—	—	—	$21K	<0.1%
SANGAMO THERAPEUTICS	—	—	—	$20K	<0.1%
ARDMORE SHIPPING COR	—	—	—	$20K	<0.1%
APPLE INC	—	—	—	$20K	<0.1%
ASML HLDG N V ADR	—	—	—	$19K	<0.1%
EVOLUTION AB ADR	—	—	—	$19K	<0.1%
DENISON MINES CORP	—	—	—	$19K	<0.1%
SABLE OFFSHORE CORP A	—	—	—	$19K	<0.1%
DEXCOM INC	—	—	—	$18K	<0.1%
ETSY INC	—	—	—	$18K	<0.1%
MATADOR RES CO	—	—	—	$18K	<0.1%
GRAYSCALE ETHEREUM MINI TR ETF	—	—	—	$18K	<0.1%
HARBOR DISRUPTIVE INNOVATION INV	—	—	—	$17K	<0.1%
VANGUARD SMALL CAP VALUE ETF	—	—	—	$17K	<0.1%
SYSCO CORP	—	—	—	$16K	<0.1%
STEM INC	—	—	—	$16K	<0.1%
DIAGEO PLC ADR	—	—	—	$16K	<0.1%
FIDELITY INTERNATIONAL GROWTH	—	—	—	$16K	<0.1%
US ANTIMONY CORP	—	—	—	$15K	<0.1%
BEAL BANK TX	—	—	—	$15K	<0.1%
SALESFORCE INC	—	—	—	$15K	<0.1%
SUMMIT MATLS INC A	—	—	—	$15K	<0.1%
LOOMIS SAYLES GLOBAL ALLOCATION A	—	—	—	$15K	<0.1%
XAI OCTGON FLOAT RTE ALTRNTV NAV CF	—	—	—	$14K	<0.1%
VAXART INC	—	—	—	$14K	<0.1%
UNITY SOFTWARE INC	—	—	—	$14K	<0.1%
DEVON ENERGY CORP NE	—	—	—	$14K	<0.1%
HANCOCK JOHN FINANCIAL OPPORTUNITIES FUND	—	—	—	$14K	<0.1%
BROADWIND INC	—	—	—	$13K	<0.1%
VANGUARD TOTAL STOCK MARKET ETF	—	—	—	$13K	<0.1%
WIX COM LTD	—	—	—	$13K	<0.1%
ALIBABA GROUP HLDG L ADR	—	—	—	$13K	<0.1%
VANGUARD US GROWTH INVESTOR	—	—	—	$13K	<0.1%
PHILLIPS 66	—	—	—	$13K	<0.1%
STERIS PLC	—	—	—	$13K	<0.1%
SPDR BLMBG 1-3 MTH T-BILL ETF	—	—	—	$13K	<0.1%
PROSHARES ULTRAPRO QQQ ETF	—	—	—	$13K	<0.1%
DHT HOLDINGS INC	—	—	—	$13K	<0.1%
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	—	—	—	$13K	<0.1%
UNITED THERAPEUTICS	—	—	—	$13K	<0.1%
CNX RES CORP	—	—	—	$13K	<0.1%
AST SPACEMOBILE INC A	—	—	—	$12K	<0.1%
SUBARU CORP ADR	—	—	—	$12K	<0.1%
INVESCO S AND P MIDCAP QUALTY ETF	—	—	—	$12K	<0.1%
HALEON PLC ADR	—	—	—	$12K	<0.1%
STMICROELECTRONICS N ADR	—	—	—	$12K	<0.1%
MICROSTRATEGY INC	—	—	—	$12K	<0.1%
PROSHARES ULTRA NASDAQ BIOTECH ETF	—	—	—	$12K	<0.1%
IVANHOE MINES LTD	—	—	—	$11K	<0.1%
PHILIP MORRIS INTL I	—	—	—	$11K	<0.1%
AMERICAN FUNDS AMERICAN MUTUAL F1	—	—	—	$11K	<0.1%
SYNOPSYS INC	—	—	—	$11K	<0.1%
UNITEDHEALTH GROUP I	—	—	—	$11K	<0.1%
INVESCO BULT 2029 HG YL CP BD ETF	—	—	—	$11K	<0.1%
BROADCOM INC	—	—	—	$11K	<0.1%
INVSC BULLTSH 2026 HG YLD CRP BD ETF	—	—	—	$11K	<0.1%
FIDELITY FLOATING RATE HIGH INCOME	—	—	—	$11K	<0.1%
SANDSTORM GOLD LTD	—	—	—	$10K	<0.1%
BRISTOL MYERS SQUIBB	—	—	—	$10K	<0.1%
CLOROX CO	—	—	—	$10K	<0.1%
SCHWAB US DIVIDEND EQUITY ETF	—	—	—	$10K	<0.1%
ESSENT GROUP LTD	—	—	—	$10K	<0.1%
NIO INC A ADR	—	—	—	$10K	<0.1%
NEBRASKA INVT FIN AU REV	—	—	—	$10K	<0.1%
ACUSHNET HLDGS CORP	—	—	—	$10K	<0.1%
NEXTERA ENERGY INC	—	—	—	$10K	<0.1%
CHIPOTLE MEXICAN GRI	—	—	—	$10K	<0.1%
AMGEN INC	—	—	—	$10K	<0.1%
BARINGS GLOBAL SHORT DURTN HY CF	—	—	—	$9K	<0.1%
VANGUARD FTSE DEVELOPED MKTS ETF IV	—	—	—	$9K	<0.1%
NEOGEN CORP	—	—	—	$9K	<0.1%
HUMACYTE INC	—	—	—	$9K	<0.1%

Showing top 200 of 627 investments by value.