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Original filing (PDF)20251013080941NAL0002023634001
FACTORY MUTUAL INSURANCE COMPANY
Form 5500
FILING_RECEIVED
FACTORY MUTUAL INSURANCE COMPANY 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
4,208
Accounts w/ balance
5,607
Plan assets (EOY)
$1.9B
Net assets (EOY)
$1.9B
How this plan invests
This plan
4 pooled trusts
Schedule D
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
100
Participation health
100
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FACTORY MUTUAL INSURANCE COMPANY.
Plan sponsor
Name
FACTORY MUTUAL INSURANCE COMPANY
EIN
05-0316605
Address
270 CENTRAL AVENUE · JOHNSTON, RI · 02919
Phone
(401) 275-3000
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$1.7M | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $378K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GROOM LAW GROUP, CHARTERED | 52-1219029 | — | ATTORNEY/LEGAL | $7K | — |
Investments
36 direct securities · 4 pooled funds· $2.1B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.8B
36 holdings
Common Collective Trust
$367.6M
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Similar Party Par, or Maturity Value Value** Mutual funds * Fidelity Blue Chip Growth Fund 2,051,343 shares | — | — | $2.1M | $468.6M | 24.5% | |
| BTC EQUITY INDEX GG BLACKROCK INST. TRUST COMPANY, N. A · EIN 87-1908083 / PN 001 | Common Collective Trust | — | $15.6M | $215.6M | 11.2% | |
| Fidelity Short Intermediate Commingled Pool | — | — | — | $156.6M | 8.2% | |
| Brokerage accounts Self-directed accounts | — | — | — | $136.8M | 7.1% | |
| Fidelity Freedom 2030 Fund 5,818,922 shares | — | — | $5.8M | $102.1M | 5.3% | |
| BlackRock Extended Markets Fund 9,426,483 units | — | — | $9.4M | $101.3M | 5.3% | |
| BTC EXTENDED MKTS M BLACKROCK INST. TRUST COMPANY, N. A · EIN 86-1965666 / PN 001 | Common Collective Trust | — | — | $101.3M | 5.3% | |
| Fidelity Equity Income Fund 1,215,439 shares | — | — | $1.2M | $89.4M | 4.7% | |
| Fidelity Freedom 2040 Fund 7,356,147 shares | — | — | $7.4M | $85.0M | 4.4% | |
| PIMCO Total Return Fund 7,408,917 shares | — | — | $7.4M | $62.8M | 3.3% | |
| Fidelity Freedom 2025 Fund 4,036,059 shares | — | — | $4.0M | $54.9M | 2.9% | |
| Fidelity Freedom 2050 Fund 3,614,266 shares | — | — | $3.6M | $49.3M | 2.6% | |
| Fidelity Freedom 2045 Fund 3,407,194 shares | — | — | $3.4M | $45.9M | 2.4% | |
| AF Europac Growth R6 821,080 shares | — | — | $821K | $44.1M | 2.3% | |
| Fidelity Freedom 2055 Fund 2,630,744 shares | — | — | $2.6M | $41.6M | 2.2% | |
| BlackRock ACWI Ex-US Fund 2,556,738 units | — | — | $2.6M | $31.6M | 1.6% | |
| BTC ACWI EX US IMI L BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 87-3119814 / PN 001 | Common Collective Trust | — | — | $31.6M | 1.6% | |
| Fidelity Freedom 2020 Fund 2,182,324 shares | — | — | $2.2M | $31.3M | 1.6% | |
| Synthetic investment contract JP Morgan Chase global wrap | — | — | — | $25.5M | 1.3% | |
| Royce Smallcap Fund 2,621,535 shares | — | — | $2.6M | $23.7M | 1.2% | |
| Prudential Ins Co America global wrap | — | — | — | $22.4M | 1.2% | |
| AF New World R6 275,806 shares | — | — | $276K | $21.2M | 1.1% | |
| Transamerica Premier Life global wrap | — | — | — | $20.1M | 1.0% | |
| Fidelity Freedom 2060 Fund 1,358,819 shares | — | — | $1.4M | $19.7M | 1.0% | |
| BTC US DEBT INDEX L BLACKROCK INST. TRUST COMPANY, N. A · EIN 87-3119438 / PN 001 | Common Collective Trust | — | $1.9M | $19.2M | 1.0% | |
| Nationwide Life Ins Co global wrap | — | — | — | $18.3M | 1.0% | |
| American General Life global wrap | — | — | — | $17.1M | 0.9% | |
| AF Smallcap World R6 206,984 shares | — | — | $207K | $14.5M | 0.8% | |
| State Street Bank & Trust Co global wrap | — | — | — | $14.4M | 0.8% | |
| Notes receivable from participants 4.25%–9.50% | — | — | — | $13.6M | 0.7% | |
| Fidelity Freedom 2010 Fund 946,646 shares | — | — | $947K | $13.2M | 0.7% | |
| Metropolitan Life Inc Co global wrap | — | — | — | $12.6M | 0.7% | |
| Pacific Life Ins Co global wrap | — | — | — | $11.1M | 0.6% | |
| Massachusetts Mutual global wrap | — | — | — | $8.5M | 0.4% | |
| Wrapper contracts adjustment to contract value | — | — | — | $6.6M | 0.3% | |
| Fidelity Freedom Income Fund 514,949 shares | — | — | $515K | $5.4M | 0.3% | |
| Fidelity Freedom 2065 Fund 391,354 shares | — | — | $391K | $5.2M | 0.3% | |
| Fidelity Freedom 2015 Fund 364,629 shares | — | — | $365K | $4.2M | 0.2% | |
| Fidelity Short-Term Investment Fund | — | — | — | $2.5M | 0.1% | |
| Fidelity Government MM Fund 822,308 shares | — | — | $822K | $822K | <0.1% |