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Original filing (PDF)20251009145852NAL0011195872001
FRANK OLEAN CENTER, INC.
Form 5500
FILING_RECEIVED
403(B) THRIFT PLAN OF FRANK OLEAN CENTER, INC.
401(k) retirement plan
Signals · 1
31% in single holding
Active participants
148
Accounts w/ balance
73
Plan assets (EOY)
$1.6M
Net assets (EOY)
$1.6M
How this plan invests
This plan
1 pooled trust
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "Mutual of America - Aggressive Allocation Fund (A)" is 31% of plan.
- Only 49% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (7 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FRANK OLEAN CENTER, INC..
Plan sponsor
Name
FRANK OLEAN CENTER, INC.
EIN
05-0311198
Address
93 AIRPORT RD · WESTERLY, RI · 028913420
Phone
(401) 315-0143
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
HOYT, FILIPETTI & MALAGHAN, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MUTUAL OF AMERICA INVESTMENT CORP | — | NEW YORK, NY | RECORD KEEPER | $1K | — |
Investments
24 direct securities · 1 pooled fund· $3.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.6M
24 holdings
Pooled Separate Account
$1.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARATE ACCOUNT NUMBER SA2 MUTUAL OF AMERICA · EIN 13-1614399 / PN 001 | Pooled Separate Account | — | — | $1.5M | 96.4% | |
| Mutual of America - Aggressive Allocation Fund (A) | — | — | — | $477K | 30.5% | |
| Mutual of America - Moderate Allocation Fund (A) | — | — | — | $219K | 14.0% | |
| Mutual of America 2030 Retirement Fund (A) | — | — | — | $170K | 10.9% | |
| Fidelity Investments VIP Contrafund (A) | — | — | — | $132K | 8.4% | |
| Mutual of America 2040 Retirement Fund (A) | — | — | — | $79K | 5.1% | |
| Mutual of America 2045 Retirement Fund (A) | — | — | — | $71K | 4.5% | |
| Vanguard VIF International Portfolio (A) | — | — | — | $62K | 3.9% | |
| Interest Accumulation Fund (guaranteed return contract) (A) | — | — | — | $57K | 3.6% | |
| Mutual of America 2050 Retirement Fund (A) | — | — | — | $47K | 3.0% | |
| Mutual of America - Bond Fund (A) | — | — | — | $43K | 2.8% | |
| Fidelity Investments VIP Mid Cap (A) | — | — | — | $35K | 2.3% | |
| Mutual of America 2035 Retirement Fund (A) | — | — | — | $33K | 2.1% | |
| Mutual of America - Equity Index Fund (A) | — | — | — | $31K | 2.0% | |
| Mutual of America - Mid-Term Bond Fund (A) | — | — | — | $21K | 1.4% | |
| Mutual of America - Small Cap Value Fund (A) | — | — | — | $16K | 1.0% | |
| Mutual of America - Mid Cap Equity Fund (A) | — | — | — | $14K | 0.9% | |
| Mutual of America 2060 Retirement Fund (A) | — | — | — | $14K | 0.9% | |
| Vanguard VIF Diversified Value (A) | — | — | — | $14K | 0.9% | |
| Fidelity VIP Equity Income (A) | — | — | — | $13K | 0.8% | |
| Mutual of America 2055 Retirement Fund (A) | — | — | — | $5K | 0.3% | |
| Mutual of America - Small Cap Growth Fund (A) | — | — | — | $3K | 0.2% | |
| Mutual of America 2020 Retirement Fund (A) | — | — | — | $2K | 0.1% | |
| Mutual of America Retirement Income Fund (A) 434 Mutual of America - Conservative Allocation Fund (A) 660 T. Rowe Price Blue Chip Growth Portfolio (A) | — | — | — | $1K | <0.1% | |
| Mutual of America 2065 Retirement Fund (A) | — | — | — | $1K | <0.1% |
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