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Original filing (PDF)20251014163526NAL0001656419001
NAVIGANT CREDIT UNION
Form 5500
FILING_RECEIVED
NAVIGANT CREDIT UNION THRIFT 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
397
Accounts w/ balance
488
Plan assets (EOY)
$58.7M
Net assets (EOY)
$58.7M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 28 bps in Schedule C fees — 75% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NAVIGANT CREDIT UNION.
Plan sponsor
Name
NAVIGANT CREDIT UNION
EIN
05-0125860
Address
1005 DOUGLAS PIKE · SMITHFIELD, RI · 029171206
Phone
(401) 233-4304
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DISANTO PRIEST & CO.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| USI CONSULTING GROUP | 06-1053228 | — | N/A | $165K | — |
Investments
25 direct securities· $59.5M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard shares of Target Retirement Income Fund | — | 55,068 | — | $7.4M | 12.6% | |
| Vanguard shares of Total Bond Market Index (Admiral) | — | 62,871 | — | $6.9M | 11.8% | |
| Vanguard shares of Target Retirement 2020 | — | 117,387 | — | $4.9M | 8.4% | |
| Vanguard shares of Target Retirement 2030 | — | 183,037 | — | $4.9M | 8.3% | |
| American Funds shares of Europacific Growth (A) | — | 36,753 | — | $4.4M | 7.5% | |
| Macquarie shares of Macquarie Mid Cap Growth (A) | — | 7,046 | — | $3.9M | 6.7% | |
| Vanguard shares of 500 Index Fund (Admiral) | — | 32,237 | — | $3.8M | 6.5% | |
| Vanguard shares of Total International Stock Index (Admiral) | — | 23,749 | — | $2.9M | 4.9% | |
| Vanguard shares of Target Retirement 2040 | — | 114,432 | — | $2.8M | 4.8% | |
| Fidelity Funds shares of Fidelity Advisor Small Cap Growth Fund (A) | — | 79,037 | — | $2.0M | 3.3% | |
| American Funds shares of Small Cap World Fund (A) | — | 19,831 | — | $1.7M | 2.9% | |
| Columbia Funds shares of Dividend Income Fund (A) | — | 6,717 | — | $1.6M | 2.7% | |
| Pioneer Funds shares of Strategic Income Fund (A) | — | 20,247 | — | $1.6M | 2.7% | |
| Victory shares of Sycamore Established Value Fund (A) | — | 77,733 | — | $1.6M | 2.7% | |
| Virtus Funds shares of Zevenbergen Technology Fund (A) | — | 70,439 | — | $1.3M | 2.2% | |
| John Hancock Funds shares of Bond Fund (R2) | — | 95,314 | — | $1.2M | 2.1% | |
| Franklin Templeton shares of Franklin Small Cap Value (R) | — | 59,321 | — | $1.1M | 1.9% | |
| JP Morgan Funds shares of Large Cap Growth (A) | — | 98,301 | — | $1.1M | 1.9% | |
| INVESCO Funds Premier US Government Money Portfolio | — | — | — | $869K | 1.5% | |
| Navigant Credit Union Money Market Account | — | — | — | $869K | 1.5% | |
| INVESCO Funds Government Cash Reserve | — | — | — | $812K | 1.4% | |
| Vanguard shares of Target Retirement 2060 | — | 130,882 | — | $749K | 1.3% | |
| Vanguard shares of Target Retirement 2050 | — | 118,841 | — | $642K | 1.1% | |
| Fidelity Funds Government Money Market - Daily Fund | — | — | — | $180K | 0.3% | |
| Vanguard shares of Target Retirement 2070 | — | 87,991 | — | $154K | 0.3% |