Original filing (PDF)20251006170339NAL0002058579001

CONSERVATION LAW FOUNDATION, INC.

Name: CONSERVATION LAW FOUNDATION, INC. — CLF RETIREMENT PLAN, Form 5500 (2024)
Creator: CONSERVATION LAW FOUNDATION, INC.

Form 5500

FILING_RECEIVED

CLF RETIREMENT PLAN

403(b) retirement plan

Active participants

144

Accounts w/ balance

216

Plan assets (EOY)

$18.1M

Net assets (EOY)

$18.1M

How this plan invests

This plan

81 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (20 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONSERVATION LAW FOUNDATION, INC..

Plan sponsor

Name

CONSERVATION LAW FOUNDATION, INC.

EIN

04-6149986

Address

62 SUMMER STREET · BOSTON, MA · 02110

Phone

(617) 350-0990

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-06

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2K · 401(m) arrangement

2M · 403(b)(7) custodial accounts

2S · Automatic enrollment

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

CITRIN COOPERMAN AND COMPANY, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONWIDE	—	COLUMBUS, OH	RECORD KEEPER	$21K	—
FIDELITY	04-2647786	—	RECORD KEEPER	$390	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS LLC	—	SAN RAFAEL, CA	ADVISOR	$12K	—
RPW SOLUTIONS LLC	—	WILMINGTON, MA	TPA/ADVISOR	$3K	—

Investments

81 direct securities· $18.1M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Target Retirement 2030 Fund Investor Shares Mutual Fund	—	—	—	$2.0M	11.3%
Vanguard Target Retirement 2050 Fund Investor Shares Mutual Fund	—	—	—	$1.5M	8.4%
Vanguard 500 Index Fund Admiral Shares Mutual Fund	—	—	—	$1.3M	7.2%
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund	—	—	—	$1.3M	7.0%
Vanguard Target Retirement 2035 Fund Investor Shares Mutual Fund	—	—	—	$1.0M	5.8%
MFS Growth Fund Class R4 Mutual Fund	—	—	—	$1.0M	5.5%
Vanguard Target Retirement 2040 Fund Investor Shares Mutual Fund	—	—	—	$779K	4.3%
Vanguard Target Retirement 2055 Fund Investor Shares Mutual Fund	—	—	—	$671K	3.7%
Vanguard Target Retirement 2060 Fund Investor Shares Mutual Fund	—	—	—	$651K	3.6%
Vanguard Mid-Cap Index Fund Admiral Shares Mutual Fund	—	—	—	$461K	2.5%
JPMorgan Large Cap Growth Fund R6 Mutual Fund	—	—	—	$433K	2.4%
Fidelity Growth Company Mutual Fund	—	—	—	$430K	2.4%
BlackRock Equity Dividend Fund Institutional Shares Mutual Fund	—	—	—	$396K	2.2%
Fidelity Advisor Strategic Income Fund Institutional Mutual Fund	—	—	—	$392K	2.2%
Parnassus Value Equity Institutional Fund Mutual Fund	—	—	—	$363K	2.0%
Vanguard Target Retirement 2025 Fund Investor Shares Mutual Fund	—	—	—	$353K	1.9%
Parnassus Core Equity Fund Institutional Shares Mutual Fund	—	—	—	$346K	1.9%
Vanguard Small Cap Index Fund Admiral Shares Mutual Fund	—	—	—	$339K	1.9%
Fidelity Freedom 2040 K Fund Mutual Fund	—	—	—	$334K	1.8%
Vanguard Target Retirement 2065 Fund Investor Shares Mutual Fund	—	—	—	$324K	1.8%
Principal MidCap Fund Class R6 Mutual Fund	—	—	—	$277K	1.5%
MFS International Diversification Fund Class R6 Mutual Fund	—	—	—	$251K	1.4%
Fidelity Low-Priced Stock Fund Mutual Fund	—	—	—	$216K	1.2%
Fidelity Asset Manager 85% Mutual Fund	—	—	—	$187K	1.0%
Delaware Ivy Mid Cap Growth Fund Class R6 Mutual Fund	—	—	—	$184K	1.0%
Fidelity Select Semiconductors Portfolio Mutual Fund	—	—	—	$179K	1.0%
Calvert SOC Index Fund Institutional Mutual Fund	—	—	—	$172K	0.9%
Calvert Equity Fund Class I Mutual Fund	—	—	—	$113K	0.6%
MFS Value Fund Class R6 Mutual Fund	—	—	—	$108K	0.6%
American Funds New World Fund Class R6 Mutual Fund	—	—	—	$101K	0.6%
ClearBridge International Growth Fund Class I Mutual Fund	—	—	—	$97K	0.5%
Victory Sycamore Established Value Fund Class R6 Mutual Fund	—	—	—	$95K	0.5%
Fidelity Growth & Income Portfolio Mutual Fund	—	—	—	$94K	0.5%
Fidelity Select Technology Portfolio Mutual Fund	—	—	—	$93K	0.5%
MFS International Intrinsic Value Fund Class R6 Mutual Fund	—	—	—	$92K	0.5%
PGIM Total Return Bond Fund Class R6 Mutual Fund	—	—	—	$88K	0.5%
Fidelity Equity Dividend Income Fund Mutual Fund	—	—	—	$87K	0.5%
Fidelity Blue Chip Growth Fund Mutual Fund	—	—	—	$64K	0.4%
Fidelity Contrafund Fund Mutual Fund	—	—	—	$56K	0.3%
Delaware Ivy High Income Fund Class R6 Mutual Fund	—	—	—	$55K	0.3%
Vanguard Total Institutional Index Admiral Mutual Fund	—	—	—	$54K	0.3%
Victory Sycamore Small Company Opportunity Fund Mutual Fund	—	—	—	$54K	0.3%
Class I * Fixed Contract - Non-fully-benefit Responsive Fixed contract	—	—	—	$53K	0.3%
Morgan Stanley Inst Discovery I Fund Mutual Fund	—	—	—	$50K	0.3%
Calvert Bond Fund Class I Mutual Fund	—	—	—	$50K	0.3%
BlackRock GNMA Portfolio Class K Mutual Fund	—	—	—	$48K	0.3%
Federated Hermes Government Obligations Fund Mutual Fund	—	—	—	$47K	0.3%
Premier Shares Putnam Small Cap Growth Y Fund Mutual Fund	—	—	—	$46K	0.3%
Alger Green Fund Class A Mutual Fund	—	—	—	$44K	0.2%
Fidelity Asset Manager 50% Mutual Fund	—	—	—	$44K	0.2%
PIMCO Real Return Fund Institutional Class Mutual Fund	—	—	—	$39K	0.2%
Fidelity 500 Index Fund Mutual Fund	—	—	—	$39K	0.2%
Fidelity Freedom 2045 K Fund Mutual Fund	—	—	—	$38K	0.2%
American Funds Capital World Growth and Income Mutual Fund	—	—	—	$35K	0.2%
Fund R6 * Fidelity Select Transportation Portfolio Mutual Fund	—	—	—	$32K	0.2%
Fidelity Diversified International Fund Mutual Fund	—	—	—	$30K	0.2%
Fidelity Mid Cap Stock Fund Mutual Fund	—	—	—	$27K	0.1%
Fidelity GNMA Fund Mutual Fund 776 Vanguard Target Retirement, Inc. Mutual Fund 259 * Fidelity Select Environment & Alternative Energy Mutual Fund ** 1 * Notes receivable from participants Participant loans with	—	—	—	$25K	0.1%
Vanguard Total Bond Market Loan Index Admiral Mutual Fund	—	—	—	$23K	0.1%
PGIM Global Real Estate Fund Class R6 Mutual Fund	—	—	—	$18K	<0.1%
Fidelity Small Cap Discovery Mutual Fund	—	—	—	$17K	<0.1%
Fidelity Total Bond Mutual Fund	—	—	—	$16K	<0.1%
Fidelity OTC Portfolio Mutual Fund	—	—	—	$16K	<0.1%
Fidelity Government Money Market Fund Money Market Fund	—	—	—	$14K	<0.1%
Fidelity Total Market Index Fund Mutual Fund	—	—	—	$14K	<0.1%
Vanguard Target Retirement 2020 Fund Investor Shares Mutual Fund	—	—	—	$14K	<0.1%
Fidelity Select Healthcare Mutual Fund	—	—	—	$12K	<0.1%
Fidelity International Discovery Fund Mutual Fund	—	—	—	$12K	<0.1%
Fidelity US Bond Index Fund Mutual Fund	—	—	—	$12K	<0.1%
Calvert International Equity Fund Class I Mutual Fund	—	—	—	$9K	<0.1%
Fidelity NASDAQ Composite Index Fund Mutual Fund	—	—	—	$7K	<0.1%
Fidelity Leveraged Company Stock Mutual Fund	—	—	—	$7K	<0.1%
Fidelity Value Fund Mutual Fund	—	—	—	$7K	<0.1%
Fidelity Select Automotive Portfolio Mutual Fund	—	—	—	$6K	<0.1%
Fidelity Extended Market Index Fund Mutual Fund	—	—	—	$5K	<0.1%
Fidelity Growth Strategies Fund Mutual Fund	—	—	—	$5K	<0.1%
Fidelity Emerging Markets Fund Mutual Fund	—	—	—	$4K	<0.1%
Fidelity Equity Income Fund Mutual Fund	—	—	—	$3K	<0.1%
Fidelity Select Energy Portfolio Mutual Fund	—	—	—	$3K	<0.1%
Fidelity Pacific Basin Fund Mutual Fund	—	—	—	$2K	<0.1%
Fidelity Europe Fund Mutual Fund	—	—	—	$1K	<0.1%