How big is Cargurus, Inc.'s plan?

Cargurus, Inc.'s plan reported $138.4M in assets and 1,053 participants for 2024.

Original filing (PDF)20251015050837NAL0001993699001

Cargurus, Inc.

Name: Cargurus, Inc. — Cargurus, Inc. 401(k) Profit, Form 5500 (2024)
Creator: Cargurus, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Cargurus, Inc. 401(k) Profit Sharing Plan

401(k) retirement plan · Cargurus, Inc.'s Cargurus, Inc. 401(k) Profit Sharing Plan held $138.4M in plan assets for 1,053 participants in 2024, with Fidelity as recordkeeper.

Signals · 1

Corrective distributions issued

Active participants

1,053

Accounts w/ balance

1,400

Plan assets (EOY)

$138.4M

Net assets (EOY)

$138.4M

People on this filing

Robert Difabio signed Cargurus, Inc.'s 2024 Form 5500 as plan administrator.

Robert Difabio — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Cargurus, Inc.'s EIN is 04-3843478.

EIN 04-3843478

Plan number 001

Plan year 2024

ACK ID 20251015050837NAL0001993699001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Cargurus, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Cargurus, Inc.'s plan includes automatic enrollment, profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for CARGURUS, INC..

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How this plan invests

This plan

36 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Plan sponsor

Name

CARGURUS, INC.

EIN

all filings

Address

2 CANAL PARK · 4TH FLOOR · CAMBRIDGE, MA · 02141

Phone

(617) 354-0068

Industry

Information / Tech / Media

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

3H · Sponsor in controlled / affiliated group

2S · Automatic enrollment

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$155K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
MATTHEW J. BERNIER CPA LLC	82-4748087	—	ACCOUNTANT/AUDITOR	$8K	—

Investments

36 direct securities· $138.9M(100% of reported assets)

Mutual Funds

$110.3M

29 holdings

Common Collective Trusts

$21.6M

2 holdings

Other securities

$5.8M

4 holdings

Bonds / Notes

$1.2M

1 holding

					% of plan
Vanguard Target Retirement 2055 Inv Mutual Fund	Mutual Funds	—	—	$28.1M	20.3%
Vanguard Target Retirement 2050 Inv Mutual Fund	Mutual Funds	—	—	$21.7M	15.7%
Fidelity 500 Index Mutual Fund	Common Collective Trusts	—	—	$20.9M	15.1%
Vanguard Target Retirement 2060 Inv Mutual Fund	Mutual Funds	—	—	$17.4M	12.5%
Vanguard Target Retirement 2045 Inv Mutual Fund	Mutual Funds	—	—	$11.6M	8.4%
Vanguard Target Retirement 2040 Inv Mutual Fund	Mutual Funds	—	—	$5.4M	3.9%
Alliance Bernstein Large Cap Growth Mutual Fund	Other securities	—	—	$4.6M	3.3%
Vanguard Target Retirement 2030 Inv Mutual Fund	Mutual Funds	—	—	$3.6M	2.6%
Vanguard Target Retirement 2035 Inv Mutual Fund	Mutual Funds	—	—	$3.3M	2.4%
Fidelity International Index Mutual Fund	Mutual Funds	—	—	$2.4M	1.7%
Fidelity Mid-Cap Index Mutual Fund	Mutual Funds	—	—	$2.2M	1.6%
Vanguard Small Cap Index Adm Mutual Fund	Mutual Funds	—	—	$2.0M	1.4%
Vanguard Target Retirement 2025 Inv Mutual Fund	Mutual Funds	—	—	$1.6M	1.2%
Vanguard Equity Income Adm Mutual Fund	Mutual Funds	—	—	$1.2M	0.9%
Receivables * Notes Receivable from Participants 3.25% - 8.50%	Bonds / Notes	—	—	$1.2M	0.8%
Vanguard Mid-Cap Growth Index Adm Mutual Fund	Mutual Funds	—	—	$1.1M	0.8%
Fidelity U.S. Bond Index Mutual Fund	Mutual Funds	—	—	$1.0M	0.7%
Fidelity Govt Money Market Mutual Fund	Mutual Funds	—	—	$974K	0.7%
Vanguard Emerging Mkt Stk Index Adm Mutual Fund	Mutual Funds	—	—	$880K	0.6%
Vanguard Health Care Index Adm Mutual Fund	Mutual Funds	—	—	$816K	0.6%
Calvert U.S. Large Cap Core Responsible Index Mutual Fund	Other securities	—	—	$772K	0.6%
Vanguard Consumer Discretion Idx Adm Mutual Fund	Common Collective Trusts	—	—	$727K	0.5%
Vanguard Mid-Cap Value Index Adm Mutual Fund	Mutual Funds	—	—	$682K	0.5%
Vanguard Small-Cap Value Index Adm Mutual Fund	Mutual Funds	—	—	$656K	0.5%
Vanguard Consumer Staples Index Adm Mutual Fund	Mutual Funds	—	—	$610K	0.4%
Vanguard Small-Cap Growth Index Adm Mutual Fund	Mutual Funds	—	—	$592K	0.4%
Pimco Income Inst Mutual Fund	Mutual Funds	—	—	$584K	0.4%
Party Investments Cost Current Value Participant-Directed Investments, at Fair Value Vanguard Real Estate Index Adm Mutual Fund	Mutual Funds	—	—	$563K	0.4%
Vanguard Energy Index Adm Mutual Fund	Mutual Funds	—	—	$507K	0.4%
Participant Contributions	Other securities	—	—	$331K	0.2%
Vanguard Communication Services Index Adm Mutual Fund	Mutual Funds	—	—	$174K	0.1%
Vanguard High Yield Corp Adm Mutual Fund	Mutual Funds	—	—	$166K	0.1%
Vanguard Short-Term Invest Grade Adm Mutual Fund	Mutual Funds	—	—	$163K	0.1%
Employer Contributions	Other securities	—	—	$130K	<0.1%
Vanguard Target Retirement Inv Mutual Fund	Mutual Funds	—	—	$99K	<0.1%
Vanguard Target Retirement 2020 Inv Mutual Fund	Mutual Funds	—	—	$63K	<0.1%