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Original filing (PDF)20250917082633NAL0000121011001
KELMAR ASSOCIATES, LLC
Form 5500
FILING_RECEIVED
KELMAR ASSOCIATES, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
268
Accounts w/ balance
304
Plan assets (EOY)
$35.6M
Net assets (EOY)
$35.6M
How this plan invests
This plan
1 pooled trust
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KELMAR ASSOCIATES, LLC.
Plan sponsor
Name
KELMAR ASSOCIATES, LLC
EIN
04-3577426
Address
500 EDGEWATER DRIVE · SUITE 525 · WAKEFIELD, MA · 01880
Phone
(781) 213-6926
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-17
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LITMANGERSON ASSOCIATES, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $39K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | 13-2638166 | — | ADVISOR | $52K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
34 direct securities · 1 pooled fund· $35.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$33.7M
34 holdings
Common Collective Trust
$1.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Total Market Index Fund | — | — | — | $4.9M | 13.7% | |
| American Funds 2050 Target Date Retirement Fund Class R-6 | — | — | — | $3.2M | 9.1% | |
| American Funds 2045 Target Date Retirement Fund Class R-6 | — | — | — | $2.8M | 7.8% | |
| American Funds American Balanced Fund R-6 | — | — | — | $2.7M | 7.7% | |
| American Funds 2035 Target Date Retirement Fund Class R-6 | — | — | — | $2.7M | 7.5% | |
| American Funds 2030 Target Date Retirement Fund Class R-6 | — | — | — | $2.4M | 6.7% | |
| American Funds 2040 Target Date Retirement Fund Class R-6 | — | — | — | $2.1M | 5.9% | |
| FA STABLE VALUE I FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 026 | Common Collective Trust | — | — | $1.8M | 5.0% | |
| JPMorgan US Equity Fund R6 | — | — | — | $1.5M | 4.3% | |
| American Funds 2055 Target Date Retirement Fund Class R-6 | — | — | — | $1.5M | 4.2% | |
| JPMorgan Equity Income Fund R6 | — | — | — | $1.1M | 3.2% | |
| American Funds 2025 Target Date Retirement Fund Class R-6 | — | — | — | $1.1M | 3.1% | |
| JPMorgan Core Bond Fund R6 | — | — | — | $856K | 2.4% | |
| American Funds 2060 Target Date Retirement Fund Class R-6 | — | — | — | $831K | 2.3% | |
| PIMCO Income Fund Institutional Class | — | — | — | $647K | 1.8% | |
| Victory Sycamore Established Value Fund | — | — | — | $642K | 1.8% | |
| Baron Focused Growth Fund | — | — | — | $618K | 1.7% | |
| Baron Durable Advantage Fund R6 | — | — | — | $544K | 1.5% | |
| Fidelity US Sustainability Index Fund | — | — | — | $465K | 1.3% | |
| American Funds 2020 Target Date Retirement Fund Class R-6 | — | — | — | $440K | 1.2% | |
| First Eagle Global Fund R6 | — | — | — | $385K | 1.1% | |
| MFS International Intrinsic Value Fund R6 | — | — | — | $339K | 1.0% | |
| Participant Loans | — | — | — | $331K | 0.9% | |
| JPMorgan Small Cap Equity Fund R6 | — | — | — | $326K | 0.9% | |
| Fidelity US Bond Index Fund | — | — | — | $311K | 0.9% | |
| American Century Small Cap Value Fund R6 | — | — | — | $255K | 0.7% | |
| Virtus Convertible Fund | — | — | — | $248K | 0.7% | |
| American Funds 2010 Target Date Retirement Fund Class R-6 | — | — | — | $128K | 0.4% | |
| Virtus KAR International Small-Mid Cap Fund R6 | — | — | — | $102K | 0.3% | |
| Fidelity Advisor Emerging Markets Discovery Fund Class Z | — | — | — | $93K | 0.3% | |
| American Funds 2065 Target Date Retirement Fund Class R-6 | — | — | — | $84K | 0.2% | |
| Fidelity International Sustainability Index Fund | — | — | — | $45K | 0.1% | |
| American Funds 2015 Target Date Retirement Fund Class R-6 | — | — | — | $41K | 0.1% | |
| American Funds Inflation Linked Bond Fund R-6 | — | — | — | $22K | <0.1% | |
| Fidelity Government Money Market Fund | — | — | — | $3K | <0.1% |
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