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Original filing (PDF)20251015102044NAL0004566129001
ECRATCHIT, INC.
Form 5500
FILING_RECEIVED
AURO HOTELS MANAGEMENT, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,612
Accounts w/ balance
565
Plan assets (EOY)
$27.4M
Net assets (EOY)
$27.4M
How this plan invests
This plan
1 pooled trust
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 35% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (18 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ECRATCHIT, INC..
Plan sponsor
Name
ECRATCHIT, INC.
EIN
04-3523277
Address
60 POINTE CIRCLE · GREENVILLE, SC · 29615
Phone
(864) 248-1507
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAP FINANCIAL PARTNERS | 26-0058143 | — | NONE | $35K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $15K | — |
Investments
24 direct securities · 1 pooled fund· $27.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$26.5M
24 holdings
Common Collective Trust
$896K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $4.6M | 16.8% | |
| American Funds Growth Fund of Amer R6 American Funds 0 | — | — | — | $3.3M | 11.9% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $2.0M | 7.4% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $1.7M | 6.3% | |
| American Funds New Perspective R6 American Funds 0 | — | — | — | $1.7M | 6.2% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $1.6M | 5.7% | |
| Vanguard Equity Income Adm Vanguard 0 | — | — | — | $1.5M | 5.6% | |
| Vanguard Mid-Cap Growth Index Adm Vanguard 0 | — | — | — | $1.4M | 5.0% | |
| Vanguard Interm-Term Bond Index Adm Vanguard 0 | — | — | — | $1.2M | 4.2% | |
| MORLEY STABLE VALUE FUND FEE CLASS MORLEY FINANCIAL SERVICES, INC. · EIN 93-6274329 / PN 125 | Common Collective Trust | — | — | $896K | 3.3% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $855K | 3.1% | |
| Gabelli Small Cap Growth I Gabelli 0 | — | — | — | $748K | 2.7% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $738K | 2.7% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $728K | 2.7% | |
| American Funds EuroPacific Gr R6 American Funds 0 | — | — | — | $711K | 2.6% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $695K | 2.5% | |
| American Century Mid Cap Value R6 American Century 0 | — | — | — | $682K | 2.5% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $624K | 2.3% | |
| Vanguard Inflation-Protected Sec Adm Vanguard 0 | — | — | — | $584K | 2.1% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $334K | 1.2% | |
| Allspring Special Small Cap Value R6 Allspring 0 | — | — | — | $295K | 1.1% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $276K | 1.0% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $254K | 0.9% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $37K | 0.1% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $13K | <0.1% |
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