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Original filing (PDF)20241007082710NAL0031253042001
GRADCO, LLC D/B/A GRADIENT
Form 5500
FILING_RECEIVED
GRADIENT 401(K) PLAN
401(k) retirement plan
Active participants
0
Accounts w/ balance
0
Plan assets (EOY)
$0
Net assets (EOY)
$0
How this plan invests
This plan
1 collective trust
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
75
Vendor stack
100
Participation health
100
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GRADCO, LLC D/B/A GRADIENT.
Plan sponsor
Name
GRADCO, LLC D/B/A GRADIENT
EIN
04-3483677
Address
20 UNIVERSITY ROAD · CAMBRIDGE, MA · 02138
Phone
(617) 395-5000
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2024-01-01
Tax period
2024-07-11
Filed
2024-10-07
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PFK O'CONNOR DAVIES LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN FIDUCIARY CORPORATION | 04-2484178 | NEEDHAM, MA | THIRD PARTY ADMINISTRATOR | $0 | — |
Other
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PKF OCONNOR DAVIES LLP | 27-1728945 | — | SERVICE PROVIDER | $28K | — |
| MORGAN STANLEY | 04-3483677 | — | SERVICE PROVIDER | $10K | — |
| MORGAN STANLEY | 26-4310844 | — | SERVICE PROVIDER | $7K | — |
Investments
1 pooled fund· $0
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| SEPARATE ACCOUNT D VOYA RETIREMENT INS AND ANN CO · EIN 71-0294708 / PN 000 | Pooled Separate Account | $0 | — |