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Original filing (PDF)20251009100304NAL0006408465001
VIRTUAL INCORPORATED
Form 5500
FILING_RECEIVED
VIRTUAL INCORPORATED 401(K) PLAN
401(k) retirement plan
Signals · 1
27% in single holding
Active participants
160
Accounts w/ balance
221
Plan assets (EOY)
$12.7M
Net assets (EOY)
$12.7M
How this plan invests
This plan
1 pooled trust
Schedule D
12 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "MORLEY INCOME FUND III" is 27% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VIRTUAL INCORPORATED.
Plan sponsor
Name
VIRTUAL INCORPORATED
EIN
04-3481758
Address
401 EDGEWATER PLACE, SUITE 600 · WAKEFIELD, MA · 01880
Phone
(781) 876-6215
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TONNESONANDCOMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $17K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GALLAGHER FIDUCIARY ADVISORS LLC | 36-4291971 | — | ADVISOR | $22K | — |
Investments
12 direct securities · 1 pooled fund· $171K(1% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$86K
1 holding
Uncategorized
$86K
12 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MORLEY STABLE VALUE PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $86K | 0.7% | |
| MORLEY INCOME FUND III | — | — | — | $23K | 0.2% | |
| MORLEY INCOME FUND I | — | — | — | $13K | 0.1% | |
| MORLEY STABLE INCOME BOND FUND | — | — | — | $12K | <0.1% | |
| MORLEY INCOME FUND IV | — | — | — | $8K | <0.1% | |
| SIA-B41 (MORLEY STABLE VALUE FUND S | — | — | — | $7K | <0.1% | |
| PRUDENTIAL CORE INTERMEDIATE BOND F | — | — | — | $6K | <0.1% | |
| PSA NO. 45-004 (SEPARATE ACCOUNT 45 | — | — | — | $6K | <0.1% | |
| GOVERNMENT SHORT TERM INVESTMENT FD | — | — | — | $3K | <0.1% | |
| ACTIVELY MANAGED FUND | — | — | — | $3K | <0.1% | |
| SIA-B45 (MORLEY INTERM STABLE VALUE | — | — | — | $3K | <0.1% | |
| MORLEY INCOME FUND II | — | — | — | $2K | <0.1% | |
| PRUDENTIAL CORE CONSERVATIVE INT BD | — | — | — | $0 | <0.1% |
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