Back to filter
Original filing (PDF)20250918082237NAL0000564659001
BY APPOINTMENT ONLY
Form 5500
FILING_RECEIVED
BY APPOINTMENT ONLY 401K PLAN
401(k) retirement plan
Active participants
93
Accounts w/ balance
207
Plan assets (EOY)
$11.3M
Net assets (EOY)
$11.3M
How this plan invests
This plan
1 pooled trust
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
100
Participation health
100
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BY APPOINTMENT ONLY.
Plan sponsor
Name
BY APPOINTMENT ONLY
EIN
04-3462585
Address
300 APOLLO DRIVE · CHELMSFORD, MA · 01824
Phone
(978) 763-7500
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-18
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
GRAY GRAY GRAY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH | 42-1445429 | FAIRFIELD, IA | FIDUCIARY ADVISOR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AEGIS RETIREMENT PARTNERS | — | CONCORD, MA | THIRD PARTY ADMINISTRATOR | $0 | — |
Investments
36 direct securities · 1 pooled fund· $22.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$11.3M
36 holdings
Pooled Separate Account
$11.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MAP PLUS SEPARATE ACCOUNT VOYA LIFE INSURANCE & ANNUITY CO · EIN 71-0294708 / PN 001 | Pooled Separate Account | — | — | $11.0M | 97.5% | |
| Vanguard Vangrd Trgt Retire 2040 Fd | — | — | — | $1.6M | 13.8% | |
| Vanguard Vangrd Trgt Retire 2030 Fd | — | — | — | $1.5M | 13.7% | |
| Vanguard Vangrd Trgt Retire 2035 Fd | — | — | — | $1.3M | 11.6% | |
| Vanguard Vangrd 500 Index Fund Adm | — | — | — | $1.0M | 9.2% | |
| Vanguard Vangrd Trgt Retire 2045 Fd | — | — | — | $863K | 7.6% | |
| Vanguard Vangrd Trgt Retire 2055 Fd | — | — | — | $699K | 6.2% | |
| Vanguard Vangrd Trgt Retire Inc Fd | — | — | — | $639K | 5.7% | |
| Vanguard Vangrd Trgt Retire 2050 Fd | — | — | — | $637K | 5.6% | |
| American AmCen Ultra Fund R6 | — | — | — | $371K | 3.3% | |
| Vanguard Vangrd Trgt Retire 2060 Fd | — | — | — | $359K | 3.2% | |
| Vanguard Vangrd Trgt Retire 2025 Fd | — | — | — | $337K | 3.0% | |
| Vanguard Vangrd Trgt Retire 2065 Fd | — | — | — | $184K | 1.6% | |
| Fidelity Sm Cp Ind Fd | — | — | — | $174K | 1.5% | |
| Fidelity Mid Cap Idx Fd | — | — | — | $172K | 1.5% | |
| through January 2032 - | — | — | — | $167K | 1.5% | |
| American Funds New World R6 | — | — | — | $142K | 1.3% | |
| MFS International Grw Fund R6 | — | — | — | $137K | 1.2% | |
| Vanguard Vangrd Int-Trm Inv-Grd Fd Adm | — | — | — | $137K | 1.2% | |
| Vanguard Vangrd Tot Int Stk In F Adm | — | — | — | $130K | 1.1% | |
| Vanguard Vangrd Equity Income Fund Adm | — | — | — | $120K | 1.1% | |
| Nuveen Real Estate Sec Sel R6 | — | — | — | $119K | 1.0% | |
| Voya Fixed Account (4450) | — | — | — | $113K | 1.0% | |
| American AmCen Mid Cap Value Fund R6 | — | — | — | $93K | 0.8% | |
| Vanguard Vangrd Trgt Retire 2020 Fd | — | — | — | $54K | 0.5% | |
| Fidelity Fid US Bd Id Fd | — | — | — | $35K | 0.3% | |
| JP Morgan JPMorgan LgCp Grw Fnd R6 | — | — | — | $33K | 0.3% | |
| Vanguard Vangrd High-Yd Corp Fnd Adm | — | — | — | $28K | 0.2% | |
| Vanguard Vangrd FTSE Social Ind Fd Adm | — | — | — | $20K | 0.2% | |
| T. Rowe TRwPr Global Stock Fund I | — | — | — | $16K | 0.1% | |
| DFA Intl Value Portfolio Ins | — | — | — | $14K | 0.1% | |
| MFS Mid Cap Growth Fd R6 | — | — | — | $13K | 0.1% | |
| Schwab Treas Infl Prot Sec Idx | — | — | — | $12K | 0.1% | |
| Voya Gv Mny Mkt F A (Hld Acct) | — | — | — | $11K | <0.1% | |
| JP Morgan JPMorgan Equity Income Fund R6 | — | — | — | $8K | <0.1% | |
| Allspring Allspg Spec SmCp Vl Fd R6 | — | — | — | $5K | <0.1% | |
| PIMCO Income Fund Ins | — | — | — | $3K | <0.1% |
Related plans
Other plans using CAMBRIDGE INVESTMENT RESEARCH
UNITED AIRLINES, INC.
UNITED AIRLINES PILOT RETIREMENT ACCOUNT PLAN
$16.8B · 17,444 participants
THE CLEVELAND CLINIC FOUNDATION
CLEVELAND CLINIC SAVINGS AND INVESTMENT PLAN
$9.2B · 68,206 participants
SOUTHERN CALIFORNIA PERMANENTE MEDICAL GROUP
SCPMG KEOGH PLAN
$7.9B · 11,088 participants
HUMANA INC.
HUMANA RETIREMENT SAVINGS PLAN
$7.7B · 42,968 participants
PENN STATE HEALTH
PENN STATE HEALTH 401(K) SAVINGS PLAN
$2.9B · 15,720 participants
BOARD OF DIRECTORS OF PENTEGRA DEFINED CONTRIBUTION PLAN
PENTEGRA DEFINED CONTRIBUTION PLAN FOR FINANCIAL INSTITUTIONS
$2.3B · 35,585 participants
Similar-size Admin Support & Waste Mgmt plans
IBEX GLOBAL SOLUTIONS, INC.
TRG 401(K) PLAN
$12.7M · 1,972 participants
MAJOREL USA, INC.
MAJOREL USA, INC
$12.8M · 676 participants
VXI GLOBAL SOLUTIONS, LLC
VXI 401(K) PLAN
$9.4M · 2,247 participants
THE RESULTS COMPANIES LLC
THE RESULTS COMPANIES LLC 401 (K) PLAN
$9.2M · 2,526 participants
KIMBERLY S KOCH
HGS 401(K) RETIREMENT PLAN
$13.8M · 6,393 participants
PLEASANT VALLEY CORPORATION
PLEASANT VALLEY CORPORATION 401(K) PLAN
$8.6M · 210 participants
Large plans in Massachusetts
FIDELITY MANAGEMENT TRUST COMPANY
FIDELITY GROWTH COMPANY COMMINGLED POOL
$91.5B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX NON-LENDING SERIES FUND CLASS A
$91.0B
FIDELITY MANAGEMENT TRUST COMPANY
FIDELITY CONTRAFUND COMMINGLED POOL
$59.7B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX SECURITIES LENDING SERIES FUND CLASS I
$53.6B
GEODE CAPITAL MANAGEMENT TRUST COMPANY, LLC
SPARTAN GROUP TRUST FOR EMPLOYEE BENEFIT PLANS SPARTAN 500 INDEX POOL
$47.6B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX SECURITIES LENDING SERIES FUND CLASS II
$46.7B