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Original filing (PDF)20250825162359NAL0003976531001

THE RUSSIAN SCHOOL OF MATHEMATICS

Form 5500
FILING_RECEIVED
THE RUSSIAN SCHOOL OF MATHEMATICS 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
749
Accounts w/ balance
496
Plan assets (EOY)
$30.8M
Net assets (EOY)
$30.8M
How this plan invests
This plan
76 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
  • 44 bps in Schedule C fees — 53% above peer band of 29 bps.
  • No recordkeeper disclosed on Schedule C.
  • 66% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE RUSSIAN SCHOOL OF MATHEMATICS.
Plan sponsor
Name
THE RUSSIAN SCHOOL OF MATHEMATICS
EIN
04-3408996
Address
200 WELLS AVENUE · NEWTON, MA · 02459
Phone
(617) 332-8243
Industry
Educational Servicessee all
Plan administrator
Name
THE RUSSIAN SCHOOL OF MATHEMATICS
EIN
04-3408996
City
NEWTON, MA
Phone
(617) 332-8243
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-25
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CARON & BLETZER, PLLC
Trustee / custodian
Trustee phone

Service providers (Schedule C)

4 rows
Advisor / Consultant
2
NameEINLocationRelationDirect compIndirect comp
NATIONWIDECOLUMBUS, OHINVESTMENT ADVISORY$109K
BRINKER CAPITAL INVESTMENTS13-4109249OMAHA, NEINVESTMENT ADVISORY$14K
TPA / Administrator
1
NameEINLocationRelationDirect compIndirect comp
THE ANGELL PENSION GROUP, INC.EAST PROVIDENCE, RITPA$13K
Other
1
NameEINLocationRelationDirect compIndirect comp
EQUITABLE ADVISORS LLCNEW YORK, NYSERVICE PROVIDER$0

Investments

75 direct securities· $29.5M(96% of reported assets)
PIInvestmentTypeShares / unitsCostCurrent value% of plan
Vanguard 500 Index Admiral Fund "$5.7M18.4%
Vanguard Growth Index Admiral Fund "$2.5M8.1%
Nationwide Fixed Select Contact Guaranteed account$2.3M7.4%
Vanguard Total Bond Market Index Admiral Fund "$1.9M6.0%
American Funds 2035 Target Date Retirement R6 Fund "$1.5M4.9%
American Funds 2040 Target Date Retirement R6 Fund "$1.0M3.3%
American Funds 2025 Target Date Retirement R6 Fund "$986K3.2%
Destinations Large Cap Equity Z Fund "$935K3.0%
American Funds 2030 Target Date Retirement R6 Fund "$868K2.8%
JPMorgan Growth Advantage R5 Fund "$818K2.7%
American Funds 2020 Target Date Retirement R6 Fund "$806K2.6%
Destinations Core Fixed Income Z Fund "$732K2.4%
Vanguard Value Index Admiral Fund "$691K2.2%
American Funds 2045 Target Date Retirement R6 Fund "$628K2.0%
American Funds 2050 Target Date Retirement R6 Fund "$567K1.8%
Vanguard Mid-Cap Index Admiral Fund "$563K1.8%
American Funds 2015 Target Date Retirement R6 Fund "$521K1.7%
Vanguard Small-Cap Index Admiral Fund "$498K1.6%
Destinations International Equity Z Fund "$456K1.5%
Vanguard Total International Stock Index Admiral Fund "$407K1.3%
Vanguard Wellesley Income Admiral Fund "$396K1.3%
American Funds American Balanced R6 Fund "$290K0.9%
Parnassus Core Equity Institutional Fund "$290K0.9%
American Funds 2055 Target Date Retirement R6 Fund "$273K0.9%
PIMCO Income Institutional Fund "$246K0.8%
Vanguard Emerging Markets Stock Index Admiral Fund "$215K0.7%
DoubleLine Total Return Bond N Fund "$210K0.7%
Destinations Global Fixed Income Opportunities Z Fund "$201K0.7%
DFA Inflation-Protected Securities Portfolio Institutional Fund "$192K0.6%
Destinations Multi Strategy Alternatives Z Fund "$180K0.6%
Destinations Small-Mid Cap Equity Z Fund "$177K0.6%
Franklin Utilities Advisor Fund "$159K0.5%
Eaton Vance Atlanta Capital SMID-Cap I Fund "$158K0.5%
Victory Sycamore Established Value I Fund "$156K0.5%
Victory Integrity Small-Cap Value Y Fund "$151K0.5%
Janus Henderson Global Life Sciences I Fund "$139K0.5%
Macquarie Value Institutional Fund "$134K0.4%
American Funds 2060 Target Date Retirement R6 Fund "$116K0.4%
Vanguard Energy Admiral Fund "$105K0.3%
Guggenheim Floating Rate Strategies Institutional Fund "$105K0.3%
Participant Loans (8.75% - 9.50%) -$101K0.3%
Fidelity Advisor International Capital Appreciation I Fund "$99K0.3%
Emerald Growth Institutional Fund "$97K0.3%
Destinations Low Duration Fixed Income Z Fund "$93K0.3%
Invesco International Small-Mid Company Y Fund "$74K0.2%
PIMCO International Bond (U.S. Dollar-Hedged) Institutional Fund "$68K0.2%
Cromwell CenterSquare Real Estate Investor Fund "$66K0.2%
Thornburg Global Opportunities R5 Fund "$62K0.2%
Federated Hermes Government Obligations Premier Fund "$59K0.2%
Destinations Equity Income Z Fund "$56K0.2%
Destinations Shelter Fund Z Fund "$53K0.2%
T. Rowe Price Spectrum Moderate Growth Allocation Fund "$49K0.2%
Allspring Special Small Cap Value Institutional Fund "$47K0.2%
Goldman Sachs International Small Cap Insights Institutional Fund "$45K0.1%
T. Rowe Price International Value Equity Fund "$44K0.1%
Lord Abbett High Yield I Fund "$43K0.1%
Vanguard Short-Term Inflation-Protected Securities Index Admiral Fund "$41K0.1%
PIMCO High Yield Institutional Fund "$38K0.1%
ALPS/CoreCommodity Management Complete Commodities Strategy I Fund "$23K<0.1%
Goldman Sachs GQG Partners International Opportunities R6 Fund "$20K<0.1%
Neuberger Berman Mid Cap Growth Institutional Fund "$17K<0.1%
Vanguard Real Estate Index Admiral Fund "$14K<0.1%
American Funds 2010 Target Date Retirement R6 Fund "$13K<0.1%
Vanguard Mid-Cap Value Index Admiral Fund "$11K<0.1%
American Funds 2065 Target Date Retirement R6 Fund "$11K<0.1%
AB Large Cap Growth Z Fund "$11K<0.1%
Vanguard Mid-Cap Growth Index Admiral Fund "$10K<0.1%
Heartland Value Plus Institutional Fund "$10K<0.1%
AB Large Cap Growth I Fund Mutual fund$7K<0.1%
Vanguard Small-Cap Value Index Admiral Fund "$6K<0.1%
Vanguard Small-Cap Growth Index Admiral Fund "$5K<0.1%
Meeder Muirfield Retail Fund "$3K<0.1%
BlackRock Advantage Global Investor A Fund "$3K<0.1%
Columbia Capital Allocation Moderate A Fund "$2K<0.1%
Macquarie Diversified Income A Fund "$2K<0.1%