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Original filing (PDF)20251014084540NAL0005147490003
CAMPBELL BEWLEY, INC.
Form 5500
FILING_RECEIVED
BEWLEY'S USA SAVINGS PLAN
401(k) retirement plan
Signals · 1
~264 bps in Sched C fees
Active participants
232
Accounts w/ balance
151
Plan assets (EOY)
$4.1M
Net assets (EOY)
$4.1M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 264 bps in Schedule C fees — 408% above peer band of 52 bps.
- 65% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CAMPBELL BEWLEY, INC..
Plan sponsor
Name
CAMPBELL BEWLEY, INC.
EIN
04-3397963
Address
85 RANGEWAY ROAD BUILDING 1 · BILLERICA, MA · 01862
Phone
(916) 565-5500
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2J · 401(k) feature
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2F · ERISA section 404(c)
2K · 401(m) arrangement
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | — | RECORDKEEPER | $63K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT | — | — | INVESTMENT ADVISOR | $15K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HUNNEX AND SHOEMAKER, INC. | — | — | TPA | $8K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CLIFTON LARSON ALLEN WEALTH ADVISOR | — | — | AUDITOR | $20K | — |
Investments
23 direct securities· $3.9M(95% of reported assets)
Uncategorized
$3.9M
22 holdings
Insurance Contracts
$13K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2025 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $788K | 19.4% | |
| American Funds 2035 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $491K | 12.1% | |
| American Funds 2030 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $479K | 11.8% | |
| American Funds 2040 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $472K | 11.6% | |
| JPMorgan US Equity R6 Mutual Fund n/a | — | — | — | $357K | 8.8% | |
| American Funds 2055 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $335K | 8.2% | |
| American Funds 2050 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $203K | 5.0% | |
| American Funds 2045 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $170K | 4.2% | |
| Fidelity 500 Index Mutual Fund n/a | — | — | — | $120K | 2.9% | |
| American Funds 2020 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $84K | 2.1% | |
| Hartford International Opportunities R6 Mutual Fund n/a | — | — | — | $65K | 1.6% | |
| American Funds 2060 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $65K | 1.6% | |
| Notes Receivable from Participants Maturity dates of 2023 to 2029 at - | — | — | — | $53K | 1.3% | |
| JPMorgan Mid Cap Growth R6 Mutual Fund n/a | — | — | — | $50K | 1.2% | |
| American Funds New Perspective R6 Mutual Fund n/a | — | — | — | $32K | 0.8% | |
| Fidelity Small Cap Index Mutual Fund n/a | — | — | — | $22K | 0.5% | |
| Fidelity International Index Mutual Fund n/a | — | — | — | $20K | 0.5% | |
| Fidelity Mid Cap Index Mutual Fund n/a | — | — | — | $14K | 0.3% | |
| Guaranteed Account n/a | Insurance Contracts | — | — | $13K | 0.3% | |
| Fidelity US Bond Index Mutual Fund n/a | — | — | — | $12K | 0.3% | |
| Virtus KAR Small-Cap Growth R6 Mutual Fund n/a | — | — | — | $12K | 0.3% | |
| American Funds 2065 Trgt Date Retire R6 Mutual Fund n/a | — | — | — | $4K | 0.1% | |
| PIMCO Income Instl Mutual Fund n/a | — | — | — | $4K | <0.1% |
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