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Original filing (PDF)20251010135916NAL0007821041001
D.B. ROBERTS, INC.
Form 5500
FILING_RECEIVED
D. B. ROBERTS, INC. 401(K) PLAN
401(k) retirement plan
Active participants
334
Accounts w/ balance
209
Plan assets (EOY)
$20.7M
Net assets (EOY)
$20.7M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 63% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (19 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for D.B. ROBERTS, INC..
Plan sponsor
Name
D.B. ROBERTS, INC.
EIN
04-3335813
Address
54 JONSPIN RD · WILMINGTON, MA · 01887
Phone
(978) 658-7000
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
RSM US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $21K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS LLC | 43-1451524 | — | ADVISOR | $13K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $7K | — |
Investments
31 direct securities· $20.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. ROWE PRICE DIV GROWTH I Mutual Funds (Omitted for | — | — | — | $4.5M | 21.6% | |
| FIDELITY FREEDOM 2030 K Mutual Funds Participant- | — | — | — | $1.6M | 7.8% | |
| FIDELITY 500 INDEX Mutual Funds Directed | — | — | — | $1.5M | 7.4% | |
| FIDELITY FREEDOM 2040 K Mutual Funds Funds) | — | — | — | $1.4M | 7.0% | |
| FIDELITY FREEDOM 2020 K Mutual Funds | — | — | — | $1.3M | 6.5% | |
| BROKERAGE LINK Self-directed brokerage | — | — | — | $1.2M | 5.6% | |
| PIMCO TOTAL RT INST Mutual Funds | — | — | — | $1.1M | 5.4% | |
| FIDELITY FREEDOM 2035 K Mutual Funds | — | — | — | $1.1M | 5.3% | |
| AMERICAN UNDSF EUROPAC GROWTH R6 Mutual Funds | — | — | — | $882K | 4.3% | |
| VANGUARD VMMR-FED MMKT Money Market | — | — | — | $865K | 4.2% | |
| FIDELITY FREEDOM 2050 K Mutual Funds | — | — | — | $795K | 3.8% | |
| FIDELITY CAPITAL APPREC Mutual Funds | — | — | — | $547K | 2.6% | |
| maturing through 2029 | — | — | — | $491K | 2.4% | |
| FIDELITY INTL INDEX Mutual Funds | — | — | — | $395K | 1.9% | |
| FIDELITY FREEDOM 2045 K Mutual Funds | — | — | — | $393K | 1.9% | |
| VANGUARD ST INV GR ADM Mutual Funds | — | — | — | $325K | 1.6% | |
| FIDELITY US BOND IDX Mutual Funds | — | — | — | $292K | 1.4% | |
| DFA US LG CAP VAL Mutual Funds | — | — | — | $289K | 1.4% | |
| FIDELITY EXTD MKT IDX Mutual Funds | — | — | — | $284K | 1.4% | |
| FIDELITY FREEDOM 2010 K Mutual Funds | — | — | — | $230K | 1.1% | |
| AMERICAN FUNDS NEW WORLD R6 Mutual Funds | — | — | — | $200K | 1.0% | |
| FIDELITY FREEDOM 2055 K Mutual Funds | — | — | — | $179K | 0.9% | |
| DFA US SMALL CAP I Mutual Funds | — | — | — | $161K | 0.8% | |
| FIDELITY FREEDOM 2025 K Mutual Funds | — | — | — | $144K | 0.7% | |
| LOOMIS CORE PL BD Y Mutual Funds | — | — | — | $120K | 0.6% | |
| DFA INF PRT SEC PORT Mutual Funds | — | — | — | $105K | 0.5% | |
| FIDELITY REAL ESTATE INVS Mutual Funds | — | — | — | $94K | 0.5% | |
| FIDELITY FREEDOM 2015 K Mutual Funds | — | — | — | $61K | 0.3% | |
| FIDELITY FREEDOM 2060 K Mutual Funds | — | — | — | $30K | 0.1% | |
| FIDELITY FREEDOM 2065 K Mutual Funds | — | — | — | $12K | <0.1% | |
| FIDELITY FREEDOM INC K Mutual Funds | — | — | — | $11K | <0.1% |
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