Original filing (PDF)20250610091351NAL0042749010002

S4, INC.

Name: S4, INC. — S4, INC. 401(K) PLAN, Form 5500 (2024)
Creator: S4, INC.

Form 5500

FILING_RECEIVED

S4, INC. 401(K) PLAN

401(k) retirement plan

Active participants

Accounts w/ balance

104

Plan assets (EOY)

$6.4M

Net assets (EOY)

$6.4M

How this plan invests

This plan

52 pooled trusts

Schedule D

74 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (4 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for S4, INC..

Plan sponsor

Name

S4, INC.

EIN

04-3309384

Address

213 BURLINGTON RD SUITE 107 · BEDFORD, MA · 01730

Phone

(781) 273-1600

Industry

All Other Professional Services· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-06-10

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CARON & BLETZER, PLLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA LIFE INSURANCE COMPANY	39-0989781	—	RECORDKEEPER	$2K	—

Investments

23 direct securities · 52 pooled funds· $9.2M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Pooled Separate Account

$4.9M

52 holdings

Uncategorized

$4.3M

23 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
Transamerica Life Ins Co Insurance Company/General Account	—	—	—	$1.5M	22.9%
Transamerica Asset Allocation Conservative Portfolio "	—	—	—	$899K	14.1%
TRANS ASST ALLC-CNSV PRTF RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 052	Pooled Separate Account	—	—	$899K	14.1%
American Funds Growth Fund of America "	—	—	—	$382K	6.0%
AMER FDS GR FD OF AMERICA INV TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 015	Pooled Separate Account	—	—	$382K	6.0%
Transamerica Life Ins Co TA Vanguard Ttl Stock Mkt Idx Opt	—	—	—	$364K	5.7%
TA VANGUARD TTL STOCK MKT IDX OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 114	Pooled Separate Account	—	—	$364K	5.7%
Transamerica Life Ins Co Delaware Ivy Science & Tech Inv Opt	—	—	—	$347K	5.4%
DELAWARE IVY SCIENCE & TECH INV OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 082	Pooled Separate Account	—	—	$347K	5.4%
JANUS HENDERSON BALANCED RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 231	Pooled Separate Account	—	—	$295K	4.6%
LOOMIS SAYLES INV GRADE BD RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 086	Pooled Separate Account	—	—	$219K	3.4%
WMC DISCIPLINED US GR RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 101	Pooled Separate Account	—	—	$211K	3.3%
TRANSAMERICA LG 2045 BLACKROCK TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 051	Pooled Separate Account	—	—	$207K	3.2%
FIDELITY ADV LEVERAGED CO STK INV TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 072	Pooled Separate Account	—	—	$184K	2.9%
AMERICAN FUNDS BALANCED INV OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 026	Pooled Separate Account	—	—	$172K	2.7%
Transamerica Life Ins Co Fidelity Strtg Div & Inc Ret Opt	—	—	—	$151K	2.4%
FIDELITY STRTG DIV & INC RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 577	Pooled Separate Account	—	—	$151K	2.4%
TRANSAMERICA PTNR HIGH YIELD BD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 434	Pooled Separate Account	—	—	$108K	1.7%
American Funds New Perspective Fund "	—	—	—	$93K	1.4%
AMER FDS NEW PERSPECTIVE INV TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 023	Pooled Separate Account	—	—	$93K	1.4%
TRANSAMERICA LG 2030 BLACKROCK TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 111	Pooled Separate Account	—	—	$84K	1.3%
Transamerica Asset Allocation Growth Portfolio "	—	—	—	$79K	1.2%
TRANSAMER ASST ALLC-GR PRTF RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 055	Pooled Separate Account	—	—	$79K	1.2%
INVESCO MAIN STREET INV OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 012	Pooled Separate Account	—	—	$74K	1.2%
T. ROWE PRICE GR STOCK RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 606	Pooled Separate Account	—	—	$72K	1.1%
Transamerica Large-Cap Value Retirement Fund "	—	—	—	$70K	1.1%
TRANSAMERICA LG CAP VAL RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 605	Pooled Separate Account	—	—	$70K	1.1%
TRANSAMERICA LG 2035 BLACKROCK TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 050	Pooled Separate Account	—	—	$70K	1.1%
Goldman Sachs Structured Large Cap Value Ret Fund "	—	—	—	$63K	1.0%
GOLDMAN SACHS LG CP VAL INSIGHTS TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 081	Pooled Separate Account	—	—	$63K	1.0%
Transamerica International Growth Retirement Fund "	—	—	—	$63K	1.0%
TRANSAMERICA INTL GR RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 116	Pooled Separate Account	—	—	$63K	1.0%
PGIM JENNISON NATURAL RES INV OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 084	Pooled Separate Account	—	—	$61K	1.0%
NUVEEN REAL ESTATE SEC RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 075	Pooled Separate Account	—	—	$60K	0.9%
PIONEER DISCIPLINED VAL INV OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 092	Pooled Separate Account	—	—	$50K	0.8%
Vanguard Small Cap Value Index Fund "	—	—	—	$46K	0.7%
TA VANGUARD SM-CP VAL IDX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 108	Pooled Separate Account	—	—	$46K	0.7%
Transamerica Life Ins Co Transamerica LG d BlackRock Opt	—	—	—	$38K	0.6%
TRANSAMERICA LG D BLACKROCK OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 047	Pooled Separate Account	—	—	$38K	0.6%
Transamerica Life Ins Co American Fds EuroPacific Gr Ret Opt	—	—	—	$38K	0.6%
AMERICAN FDS EUROPACIFIC GR RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 068	Pooled Separate Account	—	—	$38K	0.6%
TRANSAMERICA LG 2055 BLACKROCK TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 505	Pooled Separate Account	—	—	$35K	0.5%
Transamerica Life Ins Co AllSpring Core Bd Ret Opt	—	—	—	$34K	0.5%
ALLSPRING CORE BD RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 548	Pooled Separate Account	—	—	$34K	0.5%
ARTISAN SMALL CAP RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 151	Pooled Separate Account	—	—	$33K	0.5%
TRANSAMERICA MID-CAP GR RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 088	Pooled Separate Account	—	—	$32K	0.5%
AMERICAN FUNDS AMCAP INV OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 014	Pooled Separate Account	—	—	$28K	0.4%
Participant Loans (8.75% - 9.50%) -	—	—	—	$28K	0.4%
Participants Notes Receivable with interest rates of 8.75% to 9.50%	—	—	—	$27K	0.4%
TRANSAMERICA SMALL CAP GR RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 076	Pooled Separate Account	—	—	$25K	0.4%
Transamerica Asset Allocation Moderate Growth Portfolio "	—	—	—	$21K	0.3%
TRANS ASST ALLC-MOD GR PRTF RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 054	Pooled Separate Account	—	—	$21K	0.3%
Transamerica Life Ins Co Aegon US High Yield Ret Opt	—	—	—	$21K	0.3%
AEGON US HIGH YIELD RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 508	Pooled Separate Account	—	—	$21K	0.3%
INVESCO AMERICAN VAL RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 580	Pooled Separate Account	—	—	$20K	0.3%
SSgA U.S. Bond Index Ret Fund "	—	—	—	$17K	0.3%
STATE STREET U.S. BD IDX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 037	Pooled Separate Account	—	—	$17K	0.3%
INVESCO DVSF DIVIDEND RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 579	Pooled Separate Account	—	—	$16K	0.2%
TA VANGUARD SMALL-CAP INDEX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 107	Pooled Separate Account	—	—	$14K	0.2%
GOLDMAN SACHS MID CAP VAL RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 080	Pooled Separate Account	—	—	$14K	0.2%
TRANSAMERICA LG 2040 BLACKROCK TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 112	Pooled Separate Account	—	—	$13K	0.2%
TRANSAMERICA LG 2025 BLACKROCK TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 049	Pooled Separate Account	—	—	$12K	0.2%
Transamerica Large Value Opportunities Fund "	—	—	—	$10K	0.2%
TRANSAMERICA PTNR LG VAL RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 428	Pooled Separate Account	—	—	$10K	0.2%
STATE STREET S&P MD CP IDX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 036	Pooled Separate Account	—	—	$9K	0.1%
Invesco Main Street Mid Cap Ret Opt "	—	—	—	$9K	0.1%
INVESCO MAIN STREET MID CAP RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 090	Pooled Separate Account	—	—	$9K	0.1%
FIDELITY ADV SMALL CAP INV OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 445	Pooled Separate Account	—	—	$9K	0.1%
FRANKLIN MTL SHARES INV OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 017	Pooled Separate Account	—	—	$8K	0.1%
TRANSAMERICA LG 2050 BLACKROCK TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 113	Pooled Separate Account	—	—	$7K	0.1%
Transamerica Asset Allocation Moderate Portfolio "	—	—	—	$5K	<0.1%
TRANS ASSET ALLOC-MD PRTF RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 053	Pooled Separate Account	—	—	$5K	<0.1%
TRANSAMERICA LG 2060 BLACKROCK TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 612	Pooled Separate Account	—	—	$1K	<0.1%
STATE STREET RUSSELL SM CP VAL IDX TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 046	Pooled Separate Account	—	—	$647	<0.1%
STATE STREET RUSSELL SM CP IDX OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 033	Pooled Separate Account	—	—	$573	<0.1%