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Original filing (PDF)20251015110653NAL0002187651001
HARVARD BIOSCIENCE, INC.
Form 5500
FILING_RECEIVED
HARVARD BIOSCIENCE, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
218
Accounts w/ balance
420
Plan assets (EOY)
$49.7M
Net assets (EOY)
$49.7M
How this plan invests
This plan
1 pooled trust
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (5 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HARVARD BIOSCIENCE, INC..
Plan sponsor
Name
HARVARD BIOSCIENCE, INC.
EIN
04-3306140
Address
84 OCTOBER HILL ROAD · HOLLISTON, MA · 01746
Phone
(508) 893-8999
Industry
Manufacturingsee all
Plan administrator
Name
FUTUREPLAN FIDUCIARY SERVICES
EIN
82-3719843
City
BOSTON, MA
Phone
(855) 711-5283
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
JOHNSON O'CONNOR, FERON AND CARUCCI
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FUTUREPLAN | 82-3719843 | — | SERVICE PROVIDER | $17K | — |
| FUTUREPLAN | 82-3179843 | — | SERVICE PROVIDER | $6K | — |
| MML INVESTORS SERVICES, INC. | 04-2746212 | — | SERVICE PROVIDER | $0 | — |
Investments
34 direct securities · 1 pooled fund· $97.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$49.7M
34 holdings
Pooled Separate Account
$48.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VARIABLE ANNUITY ACCOUNT D VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $48.0M | 96.7% | |
| Vanguard 500 Index Fund Pooled separate account n/a | — | — | — | $5.5M | 11.0% | |
| Nuveen Lifecycle Index 2035 Fund Pooled separate account n/a | — | — | — | $5.2M | 10.5% | |
| MainStay Winslow Large Cap Growth Fund Pooled separate account n/a | — | — | — | $4.8M | 9.6% | |
| Nuveen Lifecycle Index 2030 Fund Pooled separate account n/a | — | — | — | $4.5M | 9.1% | |
| Vanguard LifeStrategy Growth Fund Pooled separate account n/a | — | — | — | $4.0M | 8.0% | |
| Nuveen Lifecycle Index 2040 Fund Pooled separate account n/a | — | — | — | $3.2M | 6.5% | |
| Vanguard LifeStrategy Moderate Growth Fund Pooled separate account n/a | — | — | — | $2.7M | 5.5% | |
| Nuveen Lifecycle Index 2020 Fund Pooled separate account n/a | — | — | — | $2.6M | 5.2% | |
| Nuveen Lifecycle Index 2045 Fund Pooled separate account n/a | — | — | — | $2.1M | 4.3% | |
| Nuveen Lifecycle Index 2025 Fund Pooled separate account n/a | — | — | — | $2.0M | 4.1% | |
| Vanguard LifeStrategy Conservative Growth Fund Pooled separate account n/a | — | — | — | $1.8M | 3.5% | |
| Nuveen Lifecycle Index 2050 Fund Pooled separate account n/a | — | — | — | $1.6M | 3.3% | |
| Nuveen Lifecycle Index 2055 Fund Pooled separate account n/a | — | — | — | $1.4M | 2.9% | |
| Voya Fixed Account (4450) Insurance company general account n/a | — | — | — | $1.3M | 2.5% | |
| MFS Mid Cap Growth Fund Class R6 Pooled separate account n/a | — | — | — | $1.2M | 2.5% | |
| Mid Cap Value Fund Class R1 Pooled separate account n/a | — | — | — | $921K | 1.9% | |
| Large Cap Value Fund II Class R1 Pooled separate account n/a | — | — | — | $703K | 1.4% | |
| Vanguard Mid-Cap Index Fund Admiral Shares Pooled separate account n/a | — | — | — | $599K | 1.2% | |
| International Growth Fund II R1 Pooled separate account n/a | — | — | — | $441K | 0.9% | |
| PIMCO Income Fund Institutional Class Pooled separate account n/a | — | — | — | $439K | 0.9% | |
| JPMorgan Core Bond Fund Class R6 Pooled separate account n/a | — | — | — | $425K | 0.9% | |
| Voya Government Money Market Fund Class A Pooled separate account n/a ** 166 * Participant Loans Participant loans varies 3.75% - 9.50% n/a -0- | — | — | — | $374K | 0.8% | |
| Vanguard Small-Cap Index Fund Admiral Shares Pooled separate account n/a | — | — | — | $369K | 0.7% | |
| Nuveen Lifecycle Index 2060 Fund Pooled separate account n/a | — | — | — | $350K | 0.7% | |
| Vanguard Tot International Stock Index Fund Admiral Pooled separate account n/a | — | — | — | $285K | 0.6% | |
| American Funds New World Fund Class R6 Pooled separate account n/a | — | — | — | $201K | 0.4% | |
| Vanguard LifeStrategy Income Fund Investor Shares Pooled separate account n/a | — | — | — | $124K | 0.3% | |
| Lord Abbett Short Duration Income Fund Class R6 Pooled separate account n/a | — | — | — | $118K | 0.2% | |
| MFS Total Return Bond Fund Class R6 Pooled separate account n/a | — | — | — | $100K | 0.2% | |
| Nuveen Lifecycle Index 2015 Fund Pooled separate account n/a | — | — | — | $93K | 0.2% | |
| PIMCO Real Return Fund Institutional Pooled separate account n/a | — | — | — | $81K | 0.2% | |
| Nuveen Lifecycle Index Retirement Income Fund Pooled separate account n/a | — | — | — | $78K | 0.2% | |
| Nuveen Lifecycle Index 2065 Fund Pooled separate account n/a | — | — | — | $47K | <0.1% | |
| Nuveen Lifecycle Index 2010 Fund Institutional Class Pooled separate account n/a | — | — | — | $24K | <0.1% |