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Original filing (PDF)20251002123224NAL0000334979001
PER SCHOLAS INC
Form 5500
FILING_RECEIVED
PER SCHOLAS INC 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
509
Accounts w/ balance
358
Plan assets (EOY)
$13.9M
Net assets (EOY)
$13.9M
How this plan invests
This plan
1 pooled trust
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 47 bps in Schedule C fees — 61% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PER SCHOLAS INC.
Plan sponsor
Name
PER SCHOLAS INC
EIN
04-3252955
Address
804 E 138TH ST · BRONX, NY · 104541902
Phone
(718) 772-0677
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
COHNREZNICK LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT & ANNUTY CO | 71-0024708 | HARTFORD, CT | RECORDKEEPER | $65K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLS FARGO CLEARING SERVICES, LLC | 34-1542819 | — | SERVICE PROVIDER | $0 | — |
Investments
36 direct securities · 1 pooled fund· $27.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Pooled Separate Account
$13.1M
1 holding
Uncategorized
$10.9M
34 holdings
Pooled Separate Accounts
$2.5M
1 holding
Guaranteed Income / GIC
$486K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VRIAC SEPARATE ACCOUNT D VOYA RETIREMENT INSURANCE AND ANNUITY CO · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $13.1M | 94.5% | |
| s * Voya Retirement Insurance and Annuity Company Voya Index Solution 2045 Portfolio Fund | Pooled Separate Accounts | — | — | $2.5M | 18.3% | |
| Voya Retirement Insurance and Annuity Company Voya Index Solution 2050 Portfolio Fund | — | — | — | $1.4M | 9.8% | |
| Voya Retirement Insurance and Annuity Company Voya Index Solution 2055 Portfolio Fund | — | — | — | $1.2M | 8.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard 500 Index Fund | — | — | — | $1.1M | 8.0% | |
| Voya Retirement Insurance and Annuity Company Voya Index Solution 2035 Portfolio Fund | — | — | — | $1.1M | 7.9% | |
| Voya Retirement Insurance and Annuity Company Vanguard Growth Index Fund | — | — | — | $832K | 6.0% | |
| Voya Retirement Insurance and Annuity Company Voya Index Solution 2060 Portfolio Fund | — | — | — | $771K | 5.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard Total Stock Market Index Fund | — | — | — | $583K | 4.2% | |
| Voya Retirement Insurance and Annuity Company Voya Index Solution 2040 Portfolio Fund | — | — | — | $545K | 3.9% | |
| * Voya Retirement Insurance and Annuity Company Voya Fixed Account | Guaranteed Income / GIC | — | — | $486K | 3.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard LifeStrategy Growth Fund | — | — | — | $444K | 3.2% | |
| Voya Retirement Insurance and Annuity Company Voya Index Solution 2025 Portfolio Fund | — | — | — | $419K | 3.0% | |
| maturing at various dates, secured by participant account balances | — | — | — | $280K | 2.0% | |
| Voya Retirement Insurance and Annuity Company Voya Index Solution 2030 Portfolio Fund | — | — | — | $262K | 1.9% | |
| Voya Retirement Insurance and Annuity Company American Funds Capital Income Builder | — | — | — | $214K | 1.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard Total International Stock Income Fund | — | — | — | $199K | 1.4% | |
| Voya Retirement Insurance and Annuity Company Vanguard Mid-Cap Value Index Fund | — | — | — | $185K | 1.3% | |
| Voya Retirement Insurance and Annuity Company American Funds Washington Mutual Investors Fund | — | — | — | $180K | 1.3% | |
| Voya Retirement Insurance and Annuity Company Vanguard LifeStrategy Moderate Growth Fund | — | — | — | $118K | 0.8% | |
| Voya Retirement Insurance and Annuity Company Voya Index Solution 2065 Portfolio Fund | — | — | — | $102K | 0.7% | |
| Voya Retirement Insurance and Annuity Company Vanguard LifeStrategy Conservative Growth Fund | — | — | — | $98K | 0.7% | |
| Voya Retirement Insurance and Annuity Company Vanguard Total Bond Market Index Fund | — | — | — | $96K | 0.7% | |
| Voya Retirement Insurance and Annuity Company Vanguard Equity Income Fund | — | — | — | $96K | 0.7% | |
| Voya Retirement Insurance and Annuity Company DFA Emerging Markets Portfolio Fund | — | — | — | $94K | 0.7% | |
| Voya Retirement Insurance and Annuity Company Vanguard Small-Cap Index Fund | — | — | — | $93K | 0.7% | |
| Voya Retirement Insurance and Annuity Company Vanguard Mid-Cap Growth Index Fund | — | — | — | $75K | 0.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard Total World Stock Index Fund | — | — | — | $70K | 0.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard Balanced Index Fund | — | — | — | $70K | 0.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard Small-Cap Growth Index Fund | — | — | — | $67K | 0.5% | |
| Voya Retirement Insurance and Annuity Company Vanguard Mid-Cap Index Fund | — | — | — | $62K | 0.4% | |
| Voya Retirement Insurance and Annuity Company Vanguard Small-Cap Value Index Fund | — | — | — | $60K | 0.4% | |
| Voya Retirement Insurance and Annuity Company Vanguard High-Yield Corporate Fund | — | — | — | $25K | 0.2% | |
| Voya Retirement Insurance and Annuity Company Vanguard Real Estate Index Fund | — | — | — | $23K | 0.2% | |
| Voya Retirement Insurance and Annuity Company Voya Index Solution Income Portfolio Fund | — | — | — | $18K | 0.1% | |
| Voya Retirement Insurance and Annuity Company Vanguard Total International Bond Index Fund | — | — | — | $12K | <0.1% | |
| Voya Retirement Insurance and Annuity Company Vanguard Inflation-Protection Securities Fund | — | — | — | $6K | <0.1% |
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