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Original filing (PDF)20251009094310NAL0003797939001

PENNEY OPCO, LLC

Form 5500
FILING_RECEIVED
J.C. PENNEY CORPORATION, INC. SAVINGS PLANS MASTER TRUST
Pooled investment trusta fund that other plans invest in — not a participant plan
Signals · 1
7 service providers
Active participants
Accounts w/ balance
Plan assets (EOY)
$2.1B
Net assets (EOY)
$2.1B
How this plan invests
1 plans
invest in this fund
This trust
pooled vehicle
19 securities
Schedule of Assets

This is a pooled fund: many plans invest in it, and it holds the underlying securities.

Master trust / DFE filing
Pooled investment vehicle

This filing is a Direct Filing Entity (DFE) — a master trust or collective investment trust that pools assets from multiple participating plans. It does not have plan participants of its own, and the Plan Health Score formula doesn’t apply. Individual participant-facing plans that invest in this trust are the appropriate target for fiduciary analysis.

Pooled assets (EOY)
$2.1B
Net assets (EOY)
$2.1B
Participating plans
1
latest filings citing this trust
Cited interest
$2.1B
across citing plans' latest filings

Cited interest vs pooled assets: cited interest sums what each participating plan reported holding in this trust, measured at that plan’s own year-end — and those filings span different years. Pooled assets is this single filing’s balance at one date. They’re independent measurements, so cited interest can land slightly above or below the pooled balance and won’t reconcile exactly.

Why no Schedule of Assets here? DFE holdings often live on the master trust’s own audited statement, not as a 4i schedule on the participating plans’ filings. We’re extending the parsing pipeline to cover DFE filings — see Methodology.

Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PENNEY OPCO, LLC.
Plan sponsor
Name
PENNEY OPCO, LLC
EIN
04-3227926
Address
BENEFITS DEPARTMENT · 6501 LEGACY DRIVE, SUITE B100 · PLANO, TX · 75024
Phone
(972) 431-1000
Plan administrator
Name
PENNEY OPCO, LLC
EIN
85-3718114
City
PLANO, TX
Phone
(972) 431-1000
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Audit & trust (Schedule H)
Auditor
Trustee / custodian
Trustee phone

Service providers (Schedule C)

7 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
ALIGHT SOLUTIONS LLC82-1061233RECORDKEEPER$1.9M
Other
6
NameEINLocationRelationDirect compIndirect comp
STATE STREET BANK AND TRUST COMPANY04-1867445NONE$529K
RUSSELL ANALYTICAL91-1175091NONE$125K
STATE STREET GLOBAL ADVISORS81-4017137NONE$101K
BAKER TILLY US, LLP30-1413443NONE$97K
T. ROWE PRICE52-0556948NONE$48K
FINSTON FRIEDMAN FISHER LAW GROUP27-5546855NONE$12K

Investments

3 direct securities · 18 pooled funds· $2.1B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust
$2.1B
18 holdings
Uncategorized
$53.5M
3 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
BLACKROCK LIFEPATH INDEX RETIREMENT
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-1458076 / PN 001
Common Collective Trust
$516.5M24.5%
S&P 500 FLAGSHIP FUND
STATE STREET BANK & TRUST COMPANY · EIN 04-0025081 / PN 065
Common Collective Trust
$311.4M14.8%
BLACKROCK LIFEPATH INDEX 2030
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-1498398 / PN 001
Common Collective Trust
$192.3M9.1%
BLACKROCK LIFEPATH INDEX 2035
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-1513534 / PN 001
Common Collective Trust
$160.5M7.6%
INTERMEDIATE BOND FUND
STATE STREET BANK & TRUST COMPANY · EIN 04-0025081 / PN 077
Common Collective Trust
$137.5M6.5%
DAILY EAFE FUND
STATE STREET BANK & TRUST COMPANY · EIN 04-0025081 / PN 181
Common Collective Trust
$126.9M6.0%
T.ROWE PRICE STABLE VL COMM TR FD
T.ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001
Common Collective Trust
$125.3M5.9%
BLACKROCK LIFEPATH INDEX 2040
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-1532549 / PN 001
Common Collective Trust
$115.9M5.5%
BLACKROCK LIFEPATH INDEX 2045
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-1546505 / PN 001
Common Collective Trust
$110.2M5.2%
BLACKROCK LIFEPATH INDEX 2050
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-1562543 / PN 001
Common Collective Trust
$103.8M4.9%
BLACKROCK LIFEPATH INDEX 2055
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-1578259 / PN 001
Common Collective Trust
$59.7M2.8%
RUSSELL 2000 FUND
STATE STREET BANK & TRUST COMPANY · EIN 04-0025081 / PN 084
Common Collective Trust
$50.6M2.4%
J P Morgan Large Cap US Equity Funds (a)$40.5M1.9%
BLACKROCK LIFEPATH INDEX 2060
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-1592041 / PN 001
Common Collective Trust
$20.1M1.0%
METLIFE CORE PLUS COLLECTIVE TRUST
SEI TRUST COMPANY · EIN 46-2596644 / PN 062
Common Collective Trust
$16.5M0.8%
North Square Dynamic Small Cap (a)$6.8M0.3%
State Street Bank Short Term Investment Fund (a)$6.3M0.3%
STIF
STATE STREET BANK & TRUST COMPANY · EIN 04-0025081 / PN 001
Common Collective Trust
$6.3M0.3%
MFS INTERNATIONAL EQUITY
MFS HERITAGE TRUST COMPANY · EIN 57-1187281 / PN 013
Common Collective Trust
$3.9M0.2%
BLACKROCK LIFEPATH INDEX 2065
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 84-1845096 / PN 001
Common Collective Trust
$3.8M0.2%
BLACKROCK LIFEPATH INDEX 2025
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-1483157 / PN 001
Common Collective Trust
$0<0.1%