Back to filter
Original filing (PDF)20250423095109NAL0005541617001
CHARLES DAHER'S COMMONWEALTH MOTORS
Form 5500
FILING_RECEIVED
CHARLES DAHER'S COMMONWEALTH MOTORS 401(K) RETIREMENT PLAN
401(k) retirement plan
Active participants
216
Accounts w/ balance
205
Plan assets (EOY)
$17.2M
Net assets (EOY)
$17.2M
How this plan invests
This plan
1 pooled trust
Schedule D
42 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 48 bps in Schedule C fees — 67% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CHARLES DAHER'S COMMONWEALTH MOTORS.
Plan sponsor
Name
CHARLES DAHER'S COMMONWEALTH MOTORS
EIN
04-3117669
Address
ONE COMMONWEALTH DRIVE · LAWRENCE, MA · 01841
Phone
(978) 687-3000
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-04-23
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CARON & BLETZER, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORDKEEPER | $72K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OSAIC WEALTH INC | 93-0987232 | — | BROKER | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CARON & BLETZER, PLLC | 04-3499945 | — | AUDIT | $11K | — |
Investments
42 direct securities · 1 pooled fund· $23.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$17.2M
42 holdings
Common Collective Trust
$6.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TRANSAMERICA RET SOLUTIONS CT TRANSAMERICA RET SOLUTIONS CORP · EIN 04-6784256 / PN 001 | Common Collective Trust | — | — | $6.2M | 36.0% | |
| Transamerica LifeGoal (SM) 2050 Fund " | — | — | — | $1.6M | 9.6% | |
| Transamerica Mid Cap Value Opportunities R6 Fund " | — | — | — | $1.2M | 6.9% | |
| Invesco American Franchise R Fund " | — | — | — | $902K | 5.2% | |
| Transamerica LifeGoal (SM) 2030 Fund " | — | — | — | $894K | 5.2% | |
| Transamerica Stable Value Option Guaranteed investment contract | — | — | — | $867K | 5.0% | |
| American Funds Growth Fund of America R6 Fund " | — | — | — | $783K | 4.5% | |
| American Funds American Balanced R6 Fund " | — | — | — | $773K | 4.5% | |
| Janus Henderson Forty I Fund " | — | — | — | $738K | 4.3% | |
| Fidelity 500 Index Fund " | — | — | — | $726K | 4.2% | |
| Transamerica LifeGoal (SM) 2045 Fund " | — | — | — | $623K | 3.6% | |
| Transamerica LifeGoal (SM) 2025 Fund Common collective trust | — | — | — | $571K | 3.3% | |
| Transamerica LifeGoal (SM) 2035 Fund " | — | — | — | $525K | 3.0% | |
| MainStay WMC Growth I Fund " | — | — | — | $494K | 2.9% | |
| Loomis Sayles Core Plus Bond N Fund " | — | — | — | $490K | 2.8% | |
| Transamerica LifeGoal (SM) 2060 Fund " | — | — | — | $488K | 2.8% | |
| Transamerica LifeGoal (SM) Retirement Fund " | — | — | — | $459K | 2.7% | |
| Participant Loans (4.25% - 9.50%) - | — | — | — | $441K | 2.6% | |
| BNY Mellon International Core Equity I Fund " | — | — | — | $388K | 2.3% | |
| Fidelity Advisor Small Cap I Fund " | — | — | — | $376K | 2.2% | |
| Transamerica LifeGoal (SM) 2055 Fund " | — | — | — | $366K | 2.1% | |
| Transamerica LifeGoal (SM) 2065 Fund " | — | — | — | $356K | 2.1% | |
| State Street Small/Mid Cap Equity Index K Fund " | — | — | — | $291K | 1.7% | |
| Transamerica LifeGoal (SM) 2040 Fund " | — | — | — | $283K | 1.6% | |
| MFS Core Equity R6 Fund " | — | — | — | $267K | 1.6% | |
| Columbia Select Mid-Cap Value Institutional 2 Fund " | — | — | — | $261K | 1.5% | |
| American Funds Fundamental Investors R6 Fund " | — | — | — | $215K | 1.3% | |
| Allspring Government Securities Institutional Fund " | — | — | — | $214K | 1.2% | |
| Vanguard Interm-Term Treasury Admiral Fund " | — | — | — | $214K | 1.2% | |
| Vanguard LifeStrategy Moderate Growth Investor Fund " | — | — | — | $210K | 1.2% | |
| Vanguard LifeStrategy Growth Investor Fund " | — | — | — | $209K | 1.2% | |
| Invesco Global R6 Fund " | — | — | — | $160K | 0.9% | |
| Franklin Small-Mid Cap Growth R6 Fund " | — | — | — | $158K | 0.9% | |
| MFS International Diversification R6 Fund " | — | — | — | $156K | 0.9% | |
| Vanguard Total Stock Market Index Admiral Fund " | — | — | — | $127K | 0.7% | |
| Transamerica Partners High Yield Bond R6 Fund " | — | — | — | $118K | 0.7% | |
| American Funds Washington Mutual R6 Fund " | — | — | — | $89K | 0.5% | |
| Vanguard European Stock Index Admiral Fund " | — | — | — | $45K | 0.3% | |
| AB Large Cap Growth Z Fund Mutual fund | — | — | — | $40K | 0.2% | |
| Janus Henderson Research I Fund " | — | — | — | $38K | 0.2% | |
| Vanguard Small Cap Value Index Admiral Fund " | — | — | — | $18K | 0.1% | |
| DVRD Cash Reserve Interest bearing cash | — | — | — | $10K | <0.1% | |
| Vanguard LifeStrategy Income Investor Fund " | — | — | — | $7K | <0.1% |
Related plans
Other plans using TRANSAMERICA RETIREMENT SOLUTIONS
FORD MOTOR COMPANY
FORD DEFINED CONTRIBUTION PLANS MASTER TRUST
$25.3B
NORTHWELL HEALTH, INC.
NORTHWELL HEALTH 403(B) PLAN
$10.9B · 49,356 participants
THE MOUNT SINAI MEDICAL CENTER
THE MOUNT SINAI MEDICAL CENTER 403(B) RETIREMENT PLAN
$9.5B · 46,304 participants
SAVANNAH RIVER NUCLEAR SOLUTIONS
SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC MASTER TRUST
$3.7B
WAKE FOREST UNIVERSITY BAPTIST MEDICAL CENTER
WAKE FOREST BAPTIST MEDICAL CENTER 403(B) RETIREMENT SAVINGS PLAN
$3.6B · 21,020 participants
SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC
THE SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC DEFINED CONTRIBUTION PLAN
$2.8B · 9,871 participants
Similar-size Retail Trade plans
RADLEY IMPORTS INCORPORATED
RADLEY IMPORTS, INC. 401(K) PROFIT SHARING PLAN
$17.2M · 304 participants
DAN WOLF AUTOMOTIVE GROUP
DAN WOLF AUTOMOTIVE GROUP 401(K) PLAN
$17.3M · 207 participants
THE MORAN GROUP, INC.
THE MORAN GROUP, INC. 401(K) RETIREMENT PLAN
$17.2M · 354 participants
BILL PEARCE MOTORS, INC.
BILL PEARCE MOTORS, INC. 401(K) PROFIT SHARING PLAN
$17.3M · 161 participants
OLATHE FORD SALES, INC.
OLATHE FORD 401(K) PLAN
$17.3M · 346 participants
WALKER AUTOMOTIVE, INC.
WALKER AUTOMOTIVE, INC. 401(K) PLAN
$17.3M · 337 participants
Large plans in Massachusetts
FIDELITY MANAGEMENT TRUST COMPANY
FIDELITY GROWTH COMPANY COMMINGLED POOL
$91.5B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX NON-LENDING SERIES FUND CLASS A
$91.0B
FIDELITY MANAGEMENT TRUST COMPANY
FIDELITY CONTRAFUND COMMINGLED POOL
$59.7B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX SECURITIES LENDING SERIES FUND CLASS I
$53.6B
GEODE CAPITAL MANAGEMENT TRUST COMPANY, LLC
SPARTAN GROUP TRUST FOR EMPLOYEE BENEFIT PLANS SPARTAN 500 INDEX POOL
$47.6B
STATE STREET GLOBAL ADVISORS TRUST COMPANY
STATE STREET S&P 500(R) INDEX SECURITIES LENDING SERIES FUND CLASS II
$46.7B